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Current Mortgage RatesVariable closed: 1.65% 1 year closed: 1.64% 3 year closed: 1.59% 5 year closed: 1.69% 10 year closed: 2.84% Glossary
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GLOSSARY
Canadian Financial, Real Estate and Mortgage Glossary
- jack and jill bathroom — Definition
- A bathroom shared by two bedrooms.
- joint account (J/A) — Definition, Important
- A bank account owned by two or more persons who share equally in the rights and liabilities of the account.
- joint and survivor annuity — Definition
- An annuity with multiple annuitants (usually spouses) that makes payments as long as either of the annuitants are alive.
- joint credit — Definition
- Credit that is issued to two people based their credit reports and their combined assets and incomes. The repayment of joint credit is the responsibility of both parties.
- joint liability — Definition
- The responsibility of two or more people to repay a debt
- joint tenancy — Definition
- When two people (typically spouses) both own an undivided interest in a property. If one joint tenant passes away, the other receives the title to the entire property.
- joint venture — Definition
- A partnership between two or more parties for the purpose of purchasing, owning, and/or developing real estate for a specific purpose and duration.
- joint venture accounting (JVA) — Acronym
- jointly-owned property — Definition
- A property held in the name of more than one person.
- judgement — Definition
- A determination by a court of law or a judicial decision.
- junior mortgage — Definition
- A loan that is subsequent to the claims of the holder of a prior (senior) mortgage.
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