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Mortgage Rate Comparisons


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Compare Canadian Mortgage Rates

Compare our mortgage rates with other banks and lenders with CanEquity's Canadian Mortgage Rate Comparison chart. Below you will also find the lastest Bank of Canada rates, including rates for business prime, bonds and currency exchange rates. All of our Canadian rates are updated daily.

Mortgage Rate Comparison

Find the best residential mortgage rates in Canada

Note: These rates are provided as a convenience and many are provided by third parties, therefore we cannot guarantee their accuracy.
Mortgages: Closed, variable to 5 Year
Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 2.15 3.10 2.44 2.54 2.64 2.84 2.84
ATB Financial 2.500 4.100 2.990 2.640 2.840 2.990 3.009
Alterna Bank 2.700 4.000 2.790 2.740 2.840 2.650 2.700
Alterna Savings 2.800 4.000 2.790 2.740 2.840 2.940 2.990
Bank of Montreal (BMO) 2.950 4.200 3.090 3.190 3.590 4.090 4.840
Bank of Nova Scotia
2.950 4.550 3.290 3.090 3.390 3.890 4.840
CIBC Mortgages 2.950 3.140 2.840 2.790 3.390 4.090 4.790
Canadian Western Bank 2.500 3.700 2.440 2.240 2.380 2.540 2.640
Canadian Western Trust 2.900 4.000 3.140 3.040 3.650 4.200 4.740
Comtech Credit Union - 6.200 2.840 2.890 2.950 2.990 2.890
Desjardins - Caisses 2.950 4.400 3.240 3.240 3.390 3.890 4.840
Effort Trust - 4.500 4.000 4.100 4.300 5.000 5.100
Equitable Bank - - 3.140 3.040 3.650 4.390 4.640
First Calgary Financial - 3.990 2.490 2.540 2.690 2.940 2.790
First National Financial LP 2.950 3.100 3.690 3.390 3.240 3.340 3.390
FirstOntario Credit Union 2.950 4.590 3.290 2.840 3.040 3.190 3.240
HSBC Bank Canada 1.990 3.390 2.590 2.390 2.590 2.690 2.690
Home Trust Company-Agent - - 3.140 3.040 3.650 4.390 4.640
ICICI Bank Canada 3.050 - 2.640 2.640 2.640 3.190 3.290
Investors Group Trust 3.050 4.200 3.040 2.890 3.390 3.890 4.840
Kindred Credit Union 2.950 - 3.400 3.400 3.450 3.450 3.490
Laurentian Bank Canada 2.950 4.400 3.140 3.040 3.390 3.890 4.840
League Savings & Mortgage - 4.450 2.990 2.790 2.890 2.990 3.240
Libro Credit Union - 3.750 2.900 2.900 2.950 2.950 2.990
London Life 3.050 4.200 3.040 2.890 3.390 3.890 4.840
Manulife Bank 2.950 4.450 3.100 3.140 3.240 3.340 3.390
Manulife Trust - 4.450 3.100 3.140 3.240 3.340 3.390
Meridian Credit Union 2.550 4.000 2.840 2.790 3.390 3.890 2.840
National Bank 2.950 4.400 3.140 3.040 3.390 3.890 4.840
PACE Savings & CU - 5.000 3.140 3.040 3.650 4.390 4.640
Parama Credit Union 2.900 - 2.890 2.940 3.040 3.190 3.290
Peace Hills Trust - 4.500 3.150 3.500 3.750 3.850 3.950
President's Choice Financial
2.950 6.040 3.140 2.790 3.340 3.990 4.440
Rapport Credit Union 2.700 6.000 3.090 3.040 3.390 3.890 4.640
Royal Bank of Canada (RBC) 2.950 3.140 3.140 3.040 3.650 4.390 4.640
Steinbach Credit Union - - 2.690 2.690 2.790 2.890 2.990
Street Capital Bank 2.300 - 2.840 2.840 2.940 2.940 3.090
TD CanadaTrust 3.100 3.140 3.040 2.840 3.440 3.890 4.840
Tangerine 2.550 - 3.290 2.640 2.740 2.840 2.890
WFCU Credit Union - 4.450 3.000 3.040 3.650 4.390 2.890
Your Neighbourhood CU - - 2.790 2.890 3.090 3.190 2.890
Last Update: 2017-08-18



* Mortgage interest rates are subject to change without notice at any time. Some rates may be subject to minimum credit score, loan amount and may only be available certain lending areas. A quick closing loan condition may be required. Does not apply to preapprovals. Contact CanEquity for details. Although every attempt is made to ensure the accuracy of our website, the above mortgage information should only be used as a guideline and CanEquity makes no guarantees on any rates shown. CanEquity Mortgage always recommends that you consult a mortgage broker before making a decision. CanEquity does not guarantee to have the lowest rate in Canada. We do make every attempt though to find the best mortgage deal possible for all of our clients.

§ Our mortgages are only available to Canadian residents or foreigners purchasing property located in Canada.



 

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Mortgage Renewals
Have you received your mortgage renewal in the mail? Don't just sign the form and send it back to the lender. Over 70% of mortgage holders do just that, and what is the usual result - a higher mortgage rate and a product that might not be best suited to their needs. Choose CanEquity for the best rate mortgage renewal in Canada.

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Best Rate Renewal Inquiry
 
 
Below is a tally of our most popular mortgage product inquiries made using our secure online application for Internet users in the province of British Columbia.

Mortgage Type Inquiries
Qualification24.25%
First-time Buyer15.30%
Refinance14.78%
Purchase13.36%
No Money Down12.06%
Renewal10.22%
Commercial2.15%
Variable Rate1.56%
Equity Mortgage1.45%
Pre-approval1.35%
Other3.53%
Last Tally: Apr 10 at 04:15:07
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With a mortgage broker you're not just another number, you're a VIP. Your satisfaction is our goal. When you need to renew or make another home purchase, we want you to make sure you keep choosing us. Brokers provide the best mortgage services in Canada.
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