Privacy  
CanEquity Mortgage Canada
Canadian mortgage rates,
mortgage calculator & news.
Mortgage Rate Comparisons


Related Links:
Historical mortgage rates
How to display Canadian mortgage rates on your web site or home page
Mortgage rate calculator
How to reduce your mortgage interest rate
Comparing mortgage deals in Canada

 
Currency Converter:

Compare Canadian Mortgage Rates

Compare our mortgage rates with other banks and lenders with CanEquity's Canadian Mortgage Rate Comparison chart. Below you will also find the lastest Bank of Canada rates, including rates for business prime, bonds and currency exchange rates. All of our Canadian rates are updated daily.

Mortgage Rate Comparison

Find the best residential mortgage rates in Canada

Note: These rates are provided as a convenience and many are provided by third parties, therefore we cannot guarantee their accuracy.
Mortgages: Closed, variable to 5 Year
Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 2.20 3.95 2.29 2.19 2.34 2.54 2.62
ATB Financial 2.35 4.00 2.94 2.64 2.59 2.69 2.79
Alterna Bank 2.55 4.00 2.85 2.85 2.59 2.94 2.68
Alterna Savings 2.55 4.00 2.85 2.85 2.59 2.94 2.68
Bank of Montreal (BMO) 2.85 4.00 2.89 2.84 3.39 3.89 4.74
Bank of Nova Scotia
2.85 4.55 3.29 3.09 3.39 3.89 4.49
CIBC Mortgages 2.85 4.45 2.89 2.84 3.55 4.14 4.79
Caisses Desjardins 2.85 4.40 2.89 2.99 3.39 3.89 4.74
Canadian Western Bank 3.05 4.00 3.14 3.04 3.65 4.20 4.74
Canadian Western Trust 3.05 4.00 3.14 3.04 3.65 4.20 4.74
Comtech Credit Union - 6.20 2.89 2.89 2.95 2.99 2.69
DUCA Financial Services 2.65 - 3.09 3.00 2.99 3.09 2.69
Effort Trust - 4.45 3.35 3.50 3.70 4.30 4.35
Equitable Bank - - 3.14 3.04 3.65 4.39 4.64
First Calgary Financial - 4.00 2.89 2.89 2.49 3.09 2.65
First National Financial LP 2.20 3.10 2.29 2.19 2.34 2.54 2.69
FirstOntario Credit Union 2.85 4.24 2.89 2.59 2.69 2.84 2.69
HSBC Bank Canada 2.85 4.45 3.14 3.14 3.54 4.24 4.74
Home Trust Company 2.50 3.95 2.69 2.35 2.39 2.59 2.59
ICICI Bank Canada 3.05 - 3.15 3.65 3.64 3.69 3.69
Investors Group Trust 2.85 4.20 3.14 3.09 3.39 3.89 4.74
Laurentian Bank Canada 2.85 4.40 2.89 2.84 3.39 3.89 4.74
League Savings & Mortgage - 4.00 2.99 2.59 2.99 2.99 2.99
Libro Credit Union - 3.75 2.85 2.85 2.89 2.89 2.89
London Life 2.85 4.20 3.14 3.09 3.39 3.89 4.74
Manulife Bank 2.55 4.45 3.00 2.94 2.84 2.79 2.79
Manulife Trust - 4.45 3.00 2.94 2.84 2.79 2.79
Meridian Credit Union 2.65 4.00 3.09 3.09 3.55 3.29 2.69
National Bank 2.85 4.40 2.89 2.84 3.39 3.89 4.74
PACE Savings & CU - 5.00 2.89 2.59 3.39 3.89 4.64
Parama Credit Union 2.65 - 2.80 2.85 2.95 3.05 3.15
Peace Hills Trust - 4.50 3.15 3.50 3.75 3.85 3.95
President's Choice Financial
2.85 6.19 3.19 2.84 3.49 4.04 4.44
Rapport Credit Union 2.85 6.00 3.09 3.04 3.50 3.04 2.99
Royal Bank of Canada (RBC) 2.85 3.14 3.14 3.04 3.65 4.39 4.64
Servus Credit Union - 4.00 2.89 2.84 3.39 3.89 4.64
Steinbach Credit Union - - 2.45 2.55 2.55 2.65 2.65
TD CanadaTrust 2.85 3.14 2.89 2.84 3.39 3.89 4.64
Tangerine 2.85 - 3.19 3.24 3.49 3.69 3.79
Windsor Family CU - 4.45 3.00 3.00 3.05 3.05 3.10
Your Neighbourhood CU - - 2.99 3.00 3.19 3.30 3.09
Last Update: 2015-07-03



* Mortgage interest rates are subject to change without notice at any time. Some rates may be subject to minimum credit score, loan amount and may only be available certain lending areas. A quick closing loan condition may be required. Does not apply to preapprovals. Contact CanEquity for details. Although every attempt is made to ensure the accuracy of our website, the above mortgage information should only be used as a guideline and CanEquity makes no guarantees on any rates shown. CanEquity Mortgage always recommends that you consult a mortgage broker before making a decision. CanEquity does not guarantee to have the lowest rate in Canada. We do make every attempt though to find the best mortgage deal possible for all of our clients.

§ Our mortgages are only available to Canadian residents or foreigners purchasing property located in Canada.



 

Mortgage Quote
 
 
 
CanEquity 5 Year Term
Starting at
2.62%*

Our 5-year term beats the bank's posted rate by a lot, so why fight for the best mortgage rates when you don't have to?

Apply online today!

Family Photo
 
 
Refinancing Your Mortgage with CanEquity
Are you paying too much interest on your mortgage? A broker can help find you a better rate, and help set you up with a smaller mortgage payment. By refinancing your mortgage, you'll be able to get today's best rates and have the option of using the equity in your home to your advantage.
Sunflower
 
 
Your Business, Your Private Health Plan
The tax-deductible, employer-crafted Private Health Services Plan (PHSP) you want is available in Canada through CanEquity. Select the coverage options that appeal to you and your staff, from a vast array of comprehensive health care services.
Private Health Services Plan
 
 
Declining Life Insurance
Declining life insurance policy could be a more cost-effective Mortgage Life Insurance option than term life insurance. But does it offer you the same protection? CanEquity will be happy to answer all of your life insurance inquiries. Contact us today.
Life Insurance
 
 
Home Mortgage Pre-approval
Unsure how to begin the home buying process? Start with a mortgage pre-approval. There no obligations to buy, it's free, and it will help you find out exactly how much you can afford. A pre-approval guarantees the best rate available, up to 120 days, so when you find your home, you will have the most options available.
Home Mortgage Pre-approval