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Fort St John Mortgage Information

Average Mortgage Loan in Fort St John: $210,132

Busy Months for Online Applications within Fort St John

This bar graph depicts the volumes of mortgage applications received by Super Brokers in each month for all years combined. The busiest months for mortgages from Fort St John happen to occur during our first quarter (represented by the brown bars) with 33.79% while our slowest is the third quarter (represented by the blue bars) with 15.86%.

Busy Months Report for Fort St John Mortgages

Rankings for Busy Mortgage Months

RankMonthPercentage of Applications
1 April: 15.2%
2 March: 11.7%
3 January: 11.0%
4 February: 11.0%
5 June: 11.0%
6 May: 7.6%
RankMonth Percentage of Applications
7 November: 6.2%
8 July: 6.2%
9 October: 6.2%
10 September: 5.5%
11 December: 4.1%
12 August: 4.1%

Busy Days for Online Applications within Fort St John

The graph below shows the busy days for online applications that were received by Super Brokers. Each day represents a combined total of all occurrences of that day in the past 5 years. In Fort St John the busiest day of the week, with 20.69% of all applications, is Thursday. In comparison, Sunday's are the slowest day with only 8.28% of all inquiries.

Rank Day of the Week Percentage of Applications
1 Thursday: 20.7%
2 Wednesday: 16.6%
3 Monday: 15.2%
4 Tuesday: 15.2%
5 Friday: 14.5%
6 Saturday: 9.7%
7 Sunday: 8.3%
Busy Days Report for Fort St John Mortgages

Peak Hours for Mortgage Applicants within Fort St John

Applications are received 24 hours a day from our web site. The time periods below indicates the peak hours over a 24-hour period. The data is taken from all days of all years.


Peak Hours Graph for Mortgages in Fort St John
TimePeriod (24 Hour) Percentage
of Applications
12AM 00:00 to 00:59: 2.8%
1AM 01:00 to 01:59: 2.1%
2AM 02:00 to 02:59: 0%
3AM 03:00 to 03:59: 1.4%
4AM 04:00 to 04:59: 0.7%
5AM 05:00 to 05:59: 0%
6AM 06:00 to 06:59: 1.4%
7AM 07:00 to 07:59: 0.7%
8AM 08:00 to 08:59: 1.4%
9AM 09:00 to 09:59: 6.2%
10AM 10:00 to 10:59: 3.4%
11AM 11:00 to 11:59: 6.2%
TimePeriod (24 Hour) Percentage
of Applications
Lunch 12:00 to 12:59: 3.4%
1PM 13:00 to 13:59: 6.2%
2PM 14:00 to 14:59: 9.0%
3PM 15:00 to 15:59: 4.1%
4PM 16:00 to 16:59: 6.9%
5PM 17:00 to 17:59: 10.3%
6PM 18:00 to 18:59: 4.8%
7PM 19:00 to 19:59: 7.6%
8PM 20:00 to 20:59: 6.2%
9PM 21:00 to 21:59: 4.8%
10PM 22:00 to 22:59: 4.8%
11PM 23:00 to 23:59: 5.5%

British Columbia Mortgage Originations Compared to all other Provinces and Territories


Online Mortgage Origination for the Province or Territory of Percentage of Applications
Alberta: 21.07%
British Columbia: 10.40%
Manitoba: 2.00%
New Brunswick: 2.53%
Newfoundland and Labrador: 1.30%
Nova Scotia: 3.29%
Northwest Territories: 0.49%
Nunavut: 0.10%
Ontario: 47.31%
Prince Edward Island: 0.51%
Quebec: 3.94%
Saskatchewan: 5.04%
Yukon: 0.47%

How Fort St John Ranks in British Columbia for Mortgage Business

The following table lists how Fort St John ranks for mortgage applications sent to our website. The data collected is over a 7-year time frame. A location has to have a minimum of three applications to make the list. To find more information, simply click on a location.

RankLocation Contribution
6PRINCE GEORGE, BC 0.290%
7ABBOTSFORD, BC 0.284%
8RICHMOND, BC 0.266%
9CHILLIWACK, BC 0.265%
10KAMLOOPS, BC 0.261%
11FORT ST JOHN, BC 0.251%
12LANGLEY, BC 0.225%
13NORTH VANCOUVER, BC 0.220%
14COQUITLAM, BC 0.218%
15NANAIMO, BC 0.218%
16MAPLE RIDGE, BC 0.176%

Types of Mortgage Inquiries Received from Fort St John


Type of Mortgage Application Form Selected  Percentage
of Inquiries
Mortgage Pre-approval: 24.1%
First-time Home Buyer: 23.4%
No Money Down Mortgage (discontinued): 20.7%
New Home Purchase: 19.3%
Refinance / Debt Consolidation: 6.9%
Other: 5.6%
 
Total Application Types Found: 10

Age Demographics for Fort St John Applicants

Average age: 33
Oldest age: 84
Youngest age: 19


Incomes for Fort St John Applicants

The amounts shown below represent the average income of applicants living in Fort St John who have submitted an inquiry using Mortgage Super Brokers' online mortgage application.

Average annual gross income for
mortgage applicants in Fort St John: $69,399.71
applicants within all of Canada: $60,852.54
Difference: $8,547.17
  
mortgage co-applicants in Fort St John: $43,627.62
co-applicants within all of Canada: $43,965.51
Difference: ($337.89)

Note: Commercial loan amounts were not included for this section, only residential loans from Fort St John, British Columbia were used.


Last mortgage report update for Fort St John: Friday, July 1, 2016
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