Oshawa Mortgage Information
Average Mortgage Loan in Oshawa: $157,438Busy Months for Applications within Oshawa
The bar graph below illustrates the volumes of applications received by Super Brokers in each month for all years combined. The busiest months for mortgages from Oshawa usually occur during our first quarter (represented by the brown bars) with 29.58% while our slowest is the fourth quarter (represented by the red bars) with 16.90%.

Rankings for Busy Mortgage Months
Rank | Month | Percentage of Applications | |
---|---|---|---|
1 | March: | 13.5% | |
2 | June: | 11.3% | |
3 | May: | 9.3% | |
4 | September: | 9.3% | |
5 | January: | 8.2% | |
6 | April: | 8.2% |
Rank | Month | Percentage of Applications | |
---|---|---|---|
7 | July: | 8.2% | |
8 | February: | 7.9% | |
9 | August: | 7.3% | |
10 | October: | 6.8% | |
11 | November: | 5.6% | |
12 | December: | 4.5% |
Busy Days for Mortgages within Oshawa
The graph listed below illustrates the busy days for Internet applications that were received by the Super Brokers web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Oshawa the busiest day, with approximately 19.72% of all submissions, is Wednesday. In comparison, Saturday's are the slowest day with only 9.86% of all inquiries.
Rank | Day of the Week | Percentage of Applications |
---|---|---|
1 | Wednesday: | 19.7% |
2 | Monday: | 17.5% |
3 | Thursday: | 16.1% |
4 | Tuesday: | 13.5% |
5 | Friday: | 12.1% |
6 | Sunday: | 11.3% |
7 | Saturday: | 9.9% |

Peak Hours for Mortgage Applicants within Oshawa
In Oshawa, mortgages are received 24 hours a day on the Mortgage Super Brokers web site. The report shown below represents the busy hours over a 24-hour period. The data is taken from all days of all years. Only 37.2% of all mortgages are received during the morning, while 61.7% arrive in the afternoon.

Time | Period (24 Hour) | Percentage of Applications |
---|---|---|
12AM | 00:00 to 00:59: | 0.3% |
1AM | 01:00 to 01:59: | 0.3% |
2AM | 02:00 to 02:59: | 0.6% |
3AM | 03:00 to 03:59: | 0.3% |
4AM | 04:00 to 04:59: | 0.6% |
5AM | 05:00 to 05:59: | 0.6% |
6AM | 06:00 to 06:59: | 2.0% |
7AM | 07:00 to 07:59: | 3.1% |
8AM | 08:00 to 08:59: | 6.8% |
9AM | 09:00 to 09:59: | 8.5% |
10AM | 10:00 to 10:59: | 8.5% |
11AM | 11:00 to 11:59: | 7.0% |
Time | Period (24 Hour) | Percentage of Applications |
---|---|---|
Lunch | 12:00 to 12:59: | 8.5% |
1PM | 13:00 to 13:59: | 7.6% |
2PM | 14:00 to 14:59: | 5.9% |
3PM | 15:00 to 15:59: | 3.7% |
4PM | 16:00 to 16:59: | 5.9% |
5PM | 17:00 to 17:59: | 6.5% |
6PM | 18:00 to 18:59: | 6.2% |
7PM | 19:00 to 19:59: | 4.2% |
8PM | 20:00 to 20:59: | 6.8% |
9PM | 21:00 to 21:59: | 3.1% |
10PM | 22:00 to 22:59: | 3.1% |
11PM | 23:00 to 23:59: | 0.3% |
Ontario Mortgage Originations Compared to all other Provinces and Territories
Online Mortgage Origination for the Province or Territory of | Percentage of Applications |
---|---|
Alberta: | 21.07% |
British Columbia: | 10.40% |
Manitoba: | 2.00% |
New Brunswick: | 2.53% |
Newfoundland and Labrador: | 1.30% |
Nova Scotia: | 3.29% |
Northwest Territories: | 0.49% |
Nunavut: | 0.10% |
Ontario: | 47.31% |
Prince Edward Island: | 0.51% |
Quebec: | 3.94% |
Saskatchewan: | 5.04% |
Yukon: | 0.47% |
How Oshawa Ranks in Ontario for Mortgage Business
The following table lists how Oshawa ranks for mortgage applications sent to our website. The data collected is over a 7-year time frame. A location has to have a minimum of three applications to make the list. To find more information, simply click on a location.
Rank | Location | Contribution |
---|---|---|
10 | BARRIE, ON | 0.768% |
11 | BURLINGTON, ON | 0.752% |
12 | GUELPH, ON | 0.685% |
13 | OAKVILLE, ON | 0.647% |
14 | CAMBRIDGE, ON | 0.624% |
15 | OSHAWA, ON | 0.614% |
16 | ST CATHARINES, ON | 0.536% |
17 | NORTH YORK, ON | 0.522% |
18 | ETOBICOKE, ON | 0.515% |
19 | RICHMOND HILL, ON | 0.512% |
20 | BRANTFORD, ON | 0.494% |
Types of Mortgage Inquiries Received from Oshawa
Type of Mortgage Application Form Selected | Percentage of Inquiries | |
---|---|---|
Mortgage Pre-approval: | 22.3% | |
Refinance / Debt Consolidation: | 18.9% | |
First-time Home Buyer: | 16.9% | |
Mortgage Renewal: | 12.7% | |
New Home Purchase: | 12.1% | |
No Money Down Mortgage (discontinued): | 9.0% | |
Other: | 8.2% | |
Total Application Types Found: 16 |
Age Demographics for Oshawa Originated Mortgages
Average age: 38
Oldest age: 78
Youngest age: 19
Incomes for Oshawa Originated Mortgages
The information below represents the average income of Canadians living in Oshawa who have applied for a loan using the pre-approval application on Mortgage Super Brokers' web site.
Average annual gross income for | |
---|---|
mortgage applicants in Oshawa: | $55,235.92 |
applicants within all of Canada: | $60,852.54 |
Difference: | ($5,616.62) |
mortgage co-applicants in Oshawa: | $43,808.97 |
co-applicants within all of Canada: | $43,965.51 |
Difference: | ($156.54) |