Variable closed:	2.85%
1 year closed:	2.69%
3 year closed:	2.69%
5 year closed:	2.79%
10 year closed:	3.44%

Canada | BC | AB | SK | MB | ON | QC | NL | PE | NS | NB | YT | NU | NT

Oshawa Mortgage Information

Average Mortgage Loan in Oshawa: $157,438

Busy Months for Applications within Oshawa

The bar graph below illustrates the volumes of applications received by Super Brokers in each month for all years combined. The busiest months for mortgages from Oshawa usually occur during our first quarter (represented by the brown bars) with 29.58% while our slowest is the fourth quarter (represented by the red bars) with 16.90%.

Rankings for Busy Mortgage Months

Rank	Month	Percentage of Applications
1	March:	13.5%
2	June:	11.3%
3	May:	9.3%
4	September:	9.3%
5	January:	8.2%
6	April:	8.2%

Rank	Month	Percentage of Applications
7	July:	8.2%
8	February:	7.9%
9	August:	7.3%
10	October:	6.8%
11	November:	5.6%
12	December:	4.5%

Busy Days for Mortgages within Oshawa

The graph listed below illustrates the busy days for Internet applications that were received by the Super Brokers web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Oshawa the busiest day, with approximately 19.72% of all submissions, is Wednesday. In comparison, Saturday's are the slowest day with only 9.86% of all inquiries.

Rank	Day of the Week	Percentage of Applications
1	Wednesday:	19.7%
2	Monday:	17.5%
3	Thursday:	16.1%
4	Tuesday:	13.5%
5	Friday:	12.1%
6	Sunday:	11.3%
7	Saturday:	9.9%

Peak Hours for Mortgage Applicants within Oshawa

In Oshawa, mortgages are received 24 hours a day on the Mortgage Super Brokers web site. The report shown below represents the busy hours over a 24-hour period. The data is taken from all days of all years. Only 37.2% of all mortgages are received during the morning, while 61.7% arrive in the afternoon.

Peak Hours Graph for Mortgages in Oshawa

Time	Period (24 Hour)	Percentage of Applications
12AM	00:00 to 00:59:	0.3%
1AM	01:00 to 01:59:	0.3%
2AM	02:00 to 02:59:	0.6%
3AM	03:00 to 03:59:	0.3%
4AM	04:00 to 04:59:	0.6%
5AM	05:00 to 05:59:	0.6%
6AM	06:00 to 06:59:	2.0%
7AM	07:00 to 07:59:	3.1%
8AM	08:00 to 08:59:	6.8%
9AM	09:00 to 09:59:	8.5%
10AM	10:00 to 10:59:	8.5%
11AM	11:00 to 11:59:	7.0%

Time	Period (24 Hour)	Percentage of Applications
Lunch	12:00 to 12:59:	8.5%
1PM	13:00 to 13:59:	7.6%
2PM	14:00 to 14:59:	5.9%
3PM	15:00 to 15:59:	3.7%
4PM	16:00 to 16:59:	5.9%
5PM	17:00 to 17:59:	6.5%
6PM	18:00 to 18:59:	6.2%
7PM	19:00 to 19:59:	4.2%
8PM	20:00 to 20:59:	6.8%
9PM	21:00 to 21:59:	3.1%
10PM	22:00 to 22:59:	3.1%
11PM	23:00 to 23:59:	0.3%

Ontario Mortgage Originations Compared to all other Provinces and Territories

Online Mortgage Origination for the Province or Territory of	Percentage of Applications
Alberta:	21.07%
British Columbia:	10.40%
Manitoba:	2.00%
New Brunswick:	2.53%
Newfoundland and Labrador:	1.30%
Nova Scotia:	3.29%
Northwest Territories:	0.49%
Nunavut:	0.10%
Ontario:	47.31%
Prince Edward Island:	0.51%
Quebec:	3.94%
Saskatchewan:	5.04%
Yukon:	0.47%

How Oshawa Ranks in Ontario for Mortgage Business

The following table lists how Oshawa ranks for mortgage applications sent to our website. The data collected is over a 7-year time frame. A location has to have a minimum of three applications to make the list. To find more information, simply click on a location.

Rank	Location	Contribution
10	BARRIE, ON	0.768%
11	BURLINGTON, ON	0.752%
12	GUELPH, ON	0.685%
13	OAKVILLE, ON	0.647%
14	CAMBRIDGE, ON	0.624%
15	OSHAWA, ON	0.614%
16	ST CATHARINES, ON	0.536%
17	NORTH YORK, ON	0.522%
18	ETOBICOKE, ON	0.515%
19	RICHMOND HILL, ON	0.512%
20	BRANTFORD, ON	0.494%

Types of Mortgage Inquiries Received from Oshawa

Type of Mortgage Application Form Selected		Percentage of Inquiries
Mortgage Pre-approval:		22.3%
Refinance / Debt Consolidation:		18.9%
First-time Home Buyer:		16.9%
Mortgage Renewal:		12.7%
New Home Purchase:		12.1%
No Money Down Mortgage (discontinued):		9.0%
Other:		8.2%

Total Application Types Found: 16

Age Demographics for Oshawa Originated Mortgages

Average age: 38
Oldest age: 78
Youngest age: 19

Incomes for Oshawa Originated Mortgages

The information below represents the average income of Canadians living in Oshawa who have applied for a loan using the pre-approval application on Mortgage Super Brokers' web site.

Average annual gross income for
mortgage applicants in Oshawa:	$55,235.92
applicants within all of Canada:	$60,852.54
Difference:	($5,616.62)

mortgage co-applicants in Oshawa:	$43,808.97
co-applicants within all of Canada:	$43,965.51
Difference:	($156.54)

Note: Commercial Mortgages were not included for this survey, only residential mortgage loans from Oshawa, Ontario were used.

Nearest Settlements

1	Stouffville, Ontario
2	Claremont, Ontario
3	Greenwood, Ontario
4	Uxbridge, Ontario
5	Brooklin, Ontario
6	Courtice, Ontario
7	Bowmanville, Ontario
8	Newcastle, Ontario
9	Whitby, Ontario
10	Orono, Ontario
11	Clarington, Ontario
12	Ajax, Ontario
13	Ashburn, Ontario
14	Blackstock, Ontario
15	Pickering, Ontario
16	Sandford, Ontario
17	Goodwood, Ontario
18	Downsview, Ontario
19	Hampton, Ontario
20	Keswick, Ontario
21	Unionville, Ontario
22	Sutton, Ontario
23	Mount Albert, Ontario
24	Markham, Ontario
25	Sharon, Ontario
26	Pontypool, Ontario
27	Newmarket, Ontario
28	Gormley, Ontario
29	Scarborough, Ontario
30	Kleinburg, Ontario
31	Willow Beach, Ontario
32	Woodbridge, Ontario
33	Newtonville, Ontario
34	Thornhill, Ontario
35	Beeton, Ontario
36	Alliston, Ontario

37	Willowdale, Ontario
38	Barrie, Ontario
39	Shanty Bay, Ontario
40	Don Mills, Ontario
41	East York, Ontario
42	Gilford, Ontario
43	North York, Ontario
44	Vaughan, Ontario
45	Richmond Hill, Ontario
46	Aurora, Ontario
47	Loretto, Ontario
48	Bolton, Ontario
49	Holland Landing, Ontario
50	Concord, Ontario
51	Utopia, Ontario
52	Georgetown, Ontario
53	Cheltenham, Ontario
54	Collingwood, Ontario
55	Everett, Ontario
56	Angus, Ontario
57	Toronto, Ontario
58	Midhurst, Ontario
59	Bradford, Ontario
60	Schomberg, Ontario
61	Hawkestone, Ontario
62	Churchill, Ontario
63	Wasaga Beach, Ontario
64	King City, Ontario
65	York, Ontario
66	Etobicoke, Ontario
67	Maple, Ontario
68	Borden, Ontario
69	Elmvale, Ontario
70	Lisle, Ontario
71	Brampton, Ontario
72	Rockwood, Ontario

Mortgage Product Type		Inquiries
No Money Down discontinued		19.35%
Refinance/Consolidate Debt		19.35%
Mortgage Pre-approval		17.74%
First-time Home Buyer		14.52%
New Purchase		12.90%
Mortgage Renewal		6.45%
Commercial Financing		4.84%
Other		4.83%