Smiths Falls Mortgages

Variable closed:	1.95%
1 year closed:	1.99%
3 year closed:	1.99%
5 year closed:	2.04%
10 year closed:	3.19%

Busy Days for Applications within Smiths Falls

The bar graph below illustrates the busy days for online mortgage applications that were received by the Super Brokers web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Smiths Falls the most busy day of the week, with 22.45% of all applications, is Thursday. In comparison, Saturday's are the slowest day with only 8.16% of all inquiries.

Rank	Day of the Week	Percentage of Applications
1	Thursday:	22.4%
2	Sunday:	18.4%
3	Tuesday:	16.3%
4	Wednesday:	14.3%
5	Friday:	12.2%
6	Monday:	8.2%
7	Saturday:	8.2%

Busy Days Report for Smiths Falls Mortgages

Peak Hours for Originated Mortgages within Smiths Falls

Smiths Falls mortgage applications are received 24 hours a day from our web site. The report shown below represents the peak hours within a 24-hour period. The data is taken from all days of all years.

Peak Hours Graph for Mortgages in Smiths Falls

Time	Period (24 Hour)	Percentage of Applications
12AM	00:00 to 00:59:	0%
1AM	01:00 to 01:59:	2.0%
2AM	02:00 to 02:59:	0%
3AM	03:00 to 03:59:	0%
4AM	04:00 to 04:59:	2.0%
5AM	05:00 to 05:59:	2.0%
6AM	06:00 to 06:59:	4.1%
7AM	07:00 to 07:59:	4.1%
8AM	08:00 to 08:59:	8.2%
9AM	09:00 to 09:59:	10.2%
10AM	10:00 to 10:59:	12.2%
11AM	11:00 to 11:59:	0%

Time	Period (24 Hour)	Percentage of Applications
Lunch	12:00 to 12:59:	10.2%
1PM	13:00 to 13:59:	6.1%
2PM	14:00 to 14:59:	4.1%
3PM	15:00 to 15:59:	4.1%
4PM	16:00 to 16:59:	4.1%
5PM	17:00 to 17:59:	2.0%
6PM	18:00 to 18:59:	10.2%
7PM	19:00 to 19:59:	2.0%
8PM	20:00 to 20:59:	0%
9PM	21:00 to 21:59:	8.2%
10PM	22:00 to 22:59:	0%
11PM	23:00 to 23:59:	4.1%

Ontario Mortgage Originations Compared to all other Provinces and Territories

Online Mortgage Origination for the Province or Territory of	Percentage of Applications
Alberta:	21.07%
British Columbia:	10.40%
Manitoba:	2.00%
New Brunswick:	2.53%
Newfoundland and Labrador:	1.30%
Nova Scotia:	3.29%
Northwest Territories:	0.49%
Nunavut:	0.10%
Ontario:	47.31%
Prince Edward Island:	0.51%
Quebec:	3.94%
Saskatchewan:	5.04%
Yukon:	0.47%

How Smiths Falls Ranks in Ontario for Mortgage Business

The following table lists how Smiths Falls ranks for mortgage applications sent to our website. The data collected is over a 7-year time frame. A location has to have a minimum of three applications to make the list. To find more information, simply click on a location.

Rank	Location	Contribution
75	GLOUCESTER, ON	0.099%
76	BOLTON, ON	0.097%
77	PORT HOPE, ON	0.095%
78	PEMBROKE, ON	0.093%
79	LASALLE, ON	0.086%
80	SMITHS FALLS, ON	0.085%
81	EAST YORK, ON	0.085%
82	STOUFFVILLE, ON	0.085%
83	WATERDOWN, ON	0.085%
84	FERGUS, ON	0.083%
85	MIDLAND, ON	0.083%

Types of Mortgage Inquiries Received from Smiths Falls

Type of Mortgage Application Form Selected		Percentage of Inquiries
Refinance / Debt Consolidation:		24.5%
Mortgage Renewal:		18.4%
Mortgage Pre-approval:		18.4%
No Money Down Mortgage (discontinued):		14.3%
First-time Home Buyer:		14.3%
Commercial:		6.1%
Other:		4%

Total Application Types Found: 8

Age Demographics for Smiths Falls Originated Mortgages

Average age: 39
Oldest age: 88
Youngest age: 21

Incomes for Smiths Falls Originated Mortgages

The figures below represent the average income of Canadians living in Smiths Falls who have applied for a mortgage loan using the pre-approval application on Mortgage Super Brokers' web site.

Average annual gross income for
mortgage applicants in Smiths Falls:	$57,743.20
applicants within all of Canada:	$60,852.54
Difference:	($3,109.35)

mortgage co-applicants in Smiths Falls:	$28,328.75
co-applicants within all of Canada:	$43,965.51
Difference:	($15,636.76)

Note: Commercial loan amounts were not included for this survey, only residential mortgage loans from Smiths Falls, Ontario were used.

Nearest Settlements

1	Richmond, Ontario
2	Oxford Mills, Ontario
3	Merrickville, Ontario
4	Vernon, Ontario
5	Kemptville, Ontario
6	Portland, Ontario
7	Mansfield, Ontario
8	Munster, Ontario
9	Perth, Ontario
10	Yarker, Ontario
11	Ashton, Ontario
12	North Gower, Ontario
13	Harrowsmith, Ontario
14	Stittsville, Ontario
15	Westport, Ontario
16	Greely, Ontario
17	Manotick, Ontario
18	Nepean, Ontario
19	Finch, Ontario

20	Sydenham, Ontario
21	Winchester, Ontario
22	Carlsbad Springs, Ontario
23	Gloucester, Ontario
24	Russell, Ontario
25	Metcalfe, Ontario
26	Odessa, Ontario
27	Osgoode, Ontario
28	Wellington, Ontario
29	Mountain, Ontario
30	Godfrey, Ontario
31	Lanark, Ontario
32	Napanee, Ontario
33	Dunrobin, Ontario
34	Matcalfe, Ontario
35	Ottawa, Ontario
36	Orleans, Ontario
37	Amherstview, Ontario
38	Sharbot Lake, Ontario

Smiths Falls Mortgage Information