Canadian Maple Leaf Licensing Info: Alberta Mortgage #MW-0511205,
FSCO (Ontario) #10315,
Saskatchewan Mortgage #315872, and all other provinces.
 
Division of

The Mortgage Group®

Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Current
Rates (%)
Previous
Rates (%)
Rate
Change (%)
Last Date of
Change
Variable rate1.951.99-0.04 percentage pointsThe Rate has DecreasedMar 17, 2017
6 month rate 3.103.95-0.85 percentage pointsThe Rate has DecreasedDec 31, 2015
1 year rate 2.342.39-0.05 percentage pointsThe Rate has DecreasedApr 6, 2017
2 year rate 2.142.19-0.05 percentage pointsThe Rate has DecreasedApr 7, 2016
3 year rate 2.442.34+0.10 percentage pointsThe Rate has IncreasedMar 13, 2017
4 year rate 2.492.54-0.05 percentage pointsThe Rate has DecreasedApr 6, 2017
5 year rate 2.442.49-0.05 percentage pointsThe Rate has DecreasedApr 21, 2017
7 year rate 3.243.44-0.20 percentage pointsThe Rate has DecreasedJan 16, 2017
10 year rate 3.743.79-0.05 percentage pointsThe Rate has DecreasedApr 7, 2017
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Financial
Institution
Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 1.95 3.10 2.34 2.14 2.44 2.49 2.44
HSBC Bank Canada2.253.392.252.292.392.492.49
Steinbach Credit Union--2.392.392.492.592.69
ICICI Bank Canada3.05-2.642.642.643.193.29
First National Financial2.353.102.642.642.642.842.84
Home Trust Company-Agent2.353.952.692.142.592.742.84
Street Capital Bank2.15-2.692.692.692.742.74
Libro Credit Union-3.752.702.752.802.852.89
FirstOntario Credit Union2.704.342.792.492.642.792.89
Alterna Bank/Savings2.254.002.792.742.642.652.68
Your Neighbourhood Credit Union--2.792.893.093.152.79
Parama Credit Union2.65-2.802.852.953.053.15
CIBC2.703.142.842.793.394.094.79
Comtech Credit Union-6.202.842.892.952.992.89
Meridian Credit Union2.304.002.842.793.393.892.69
Laurentian Bank of Canada2.704.402.893.043.393.894.74
First Calgary Financial-4.002.892.892.642.792.74
League Savings & Mortgage-4.452.992.592.642.742.79
ATB Financial2.104.102.992.392.542.572.74
WFCU Credit Union-4.453.003.043.654.394.64
Manulife2.704.453.002.942.842.942.99
DUCA Financial Services2.50-3.042.942.943.142.79
TD Canada Trust2.853.143.042.843.443.894.64
Bank of Montreal2.854.203.093.193.594.094.84
Rapport Credit Union2.856.003.093.043.503.042.99
President's Choice Financial2.706.193.142.793.343.994.44
RBC Royal Bank2.703.143.143.043.654.394.64
Canadian Western Bank/Trust2.904.003.143.043.654.204.74
Desjardins - Caisses2.704.403.143.243.393.894.74
Equitable Bank--3.143.043.654.394.64
London Life2.854.203.143.093.393.894.64
Investors Group Trust2.854.203.143.093.393.894.64
PACE Savings & Credit Union-5.003.143.043.654.394.64
National Bank2.704.403.143.043.393.894.74
Peace Hills Trust-4.503.153.503.753.853.95
Tangerine2.30-3.193.243.493.692.69
Scotiabank2.704.553.293.093.393.894.64
Effort Trust-4.453.353.503.704.304.35
Kindred Credit Union2.70-3.353.353.403.402.79
Last comparison update: 2017-04-23

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

Find More

Mortgage Calculator With Lump Sums
Our mortgage calculator will help you visualize multiple side-by-side mortgage scenarios.

How Much Can You Afford?
This calculator will find how much you may be pre-approved for based on industry standard guidelines.

Mortgage Rate History
Take a glimpse at how mortgage rates have increased and decreased in the last decade.

See the Prime Rate
The current prime rate, info on how it works, and the implications for variable rate mortgages.

Mortgage Calculator
 
Mortgage Quote - Apply
 
Mortgage Broker
An expert mortgage broker is worth his weight in gold. Using the right broker can simplify the home buying process and can save you tens of thousands of dollars in interest over the course of your mortgage. Don't hire an amateur; an experienced broker knows what type of mortgage is best and how to find you the lowest rates in Canada.
Best Mortgage Brokers