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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Rates (%)
Rates (%)
Change (%)
Last Date of
Variable rate2.092.15-0.06 percentage pointsThe Rate has DecreasedAug 22, 2017
6 month rate 3.103.95-0.85 percentage pointsThe Rate has DecreasedDec 31, 2015
1 year rate 2.642.44+0.20 percentage pointsThe Rate has IncreasedSep 13, 2017
2 year rate 2.542.14+0.40 percentage pointsThe Rate has IncreasedJul 20, 2017
3 year rate 2.642.84-0.20 percentage pointsThe Rate has DecreasedSep 15, 2017
4 year rate 2.842.94-0.10 percentage pointsThe Rate has DecreasedSep 15, 2017
5 year rate 2.972.99-0.02 percentage pointsThe Rate has DecreasedSep 15, 2017
7 year rate 3.243.44-0.20 percentage pointsThe Rate has DecreasedJan 16, 2017
10 year rate 3.743.79-0.05 percentage pointsThe Rate has DecreasedApr 7, 2017
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.09 3.10 2.64 2.54 2.64 2.84 2.97
Canadian Western Bank/Trust2.503.702.442.242.382.542.64
ICICI Bank Canada3.05-2.642.642.643.193.29
HSBC Bank Canada2.293.392.692.842.742.842.94
First Calgary Financial-3.992.692.792.842.942.99
Street Capital Bank2.55-2.842.842.942.943.09
ATB Financial2.754.102.992.842.943.043.14
Comtech Credit Union-6.202.842.892.952.993.04
Steinbach Credit Union--2.792.792.993.093.19
Parama Credit Union3.15-2.892.943.043.193.29
Alterna Bank/Savings2.954.002.992.843.052.952.99
Your Neighbourhood Credit Union--2.792.893.093.192.89
League Savings & Mortgage-4.452.992.893.093.193.24
FirstOntario Credit Union3.204.843.443.093.193.343.39
Libro Credit Union-3.753.
Meridian Credit Union2.804.002.842.793.393.893.04
Rapport Credit Union2.706.
London Life3.
National Bank2.954.403.143.043.393.894.84
Laurentian Bank of Canada3.204.403.143.043.393.894.84
Investors Group Trust3.
Desjardins - Caisses3.204.403.243.243.393.894.84
TD Canada Trust3.353.143.042.843.443.894.94
First National Financial3.203.103.993.643.493.593.64
President's Choice Financial3.
Bank of Montreal3.
Home Trust Company-Agent--
Equitable Bank--
Kindred Credit Union3.20-3.653.653.703.703.74
Peace Hills Trust-4.503.153.503.753.853.95
RBC Royal Bank3.
PACE Savings & Credit Union2.703.
Effort Trust-4.504.004.104.305.005.10
Last comparison update: 2017-09-21

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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Mortgage Rate History
Take a glimpse at how mortgage rates have increased and decreased in the last decade.

See the Prime Rate
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