- Top of Class (ToC) — Abbreviation, Important,
➥ Designation given by mortgage lenders to high volume mortgage brokers.
- Toronto-Dominion Bank (TDB) — Company, Canada-wide,
➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
- Total Debt Service (TDS) — Acronym, Important,
- The ratio of a borrower's total monthly debt payments to his or her monthly gross income. Lenders use this ratio to determine how much of a loan a borrower is qualified for.
- Total Funding Ratio (TFR) — Acronym, Very Important,
- Total Loan Amount (TLA) — Acronym,
- Traditional Verifable Income (TVI) — Acronym,
- Transamerica Life Canada Loan — Company, Canada-wide,
➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
- Union du Canada Assurance Vie — Company, Ontario and Quebec, Canada,
➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
- Union Life Mutual Assurance Company — Company, Ontario and Quebec, Canada,
➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
- Urea Formaldehyde Foam Insulation (UFFI) — Acronym, Important,
➥ Most lender will not lend on properties containing UFFI or where UFFI has been removed.
- Virtual Intermediary Program (VIP) — Acronym,
- Wawanesa Life Insurance Company (WLIC) — Company Est. 1896, Canada-wide, Important,
➥ A Canadian NHA approved mortgage lender that offers mortgages for 1-4 multi-family units.
- Wizard Spending Account (WSA) — Acronym, Important,
➥ Mortgage broker loyalty rewards program offered by First National Financial LP.
- XCEED Mortgage Corporation (XMC) — Company Est. 1997, Canada-wide excluding the Territories, Very Important,
➥ A Canadian NHA approved mortgage lender that offers mortgages for 1-4 multi-family units.
