Compare Canadian Mortgage Rates

Before you get started shopping for a home, it makes sense to know the current mortgage rates. After all, your rate will dictate how much interest you can expect to pay over the life of your term.

Current Mortgage Rates from Super Brokers

Below you will see each of the terms available: 6-month, 1-year to 5-year, 7-year, 10-year and variable. Not only will the change from the previous rate be listed, so too will the date that the change took place. These will arm you with the rate knowledge that you need to get the best mortgage rates going forward.

TypeRatePreviousChangeChanged On
6 Month3.59%3.39%0.20%
1 Year3.09%2.74%0.35%
2 Year3.39%3.24%0.15%
3 Year3.89%3.79%0.10%
4 Year4.09%3.99%0.10%
5 Year4.19%4.09%0.10%
7 Year4.59%4.39%0.20%
10 Year4.75%4.55%0.20%

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.
Alterna Bank/Savings
Bank of Montreal
Canada Life
Canadian Western Bank/Trust
Comtech Fire Credit Union-
Desjardins - Caisses
Effort Trust-
Equitable Bank--
First National Financial-
FirstOntario Credit Union
Home Trust-
HSBC Bank Canada
IC Savings-
Investors Group Trust
Kindred Credit Union-
Laurentian Bank of Canada
Libro Credit Union-
Luminus Financial-
Meridian Credit Union
National Bank
Parama Credit Union-
Peace Hills Trust-
Rapport Credit Union
RBC Royal Bank
Simplii Financial
Steinbach Credit Union--
Super Brokers
Tandia Financial CU
TD Canada Trust

* These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

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