Mortgage Rate History

History of Average Variable vs 5 Year Mortgage Rates

YearVariable Rate5 Year RateBest Rate?Best Over Worst
19758.70%11.50%variable2.80%
19769.95%12.00%variable2.05%
19777.95%10.25%variable2.30%
19788.95%10.25%variable1.30%
197911.70%11.25%fixed0.45%
198013.45%14.50%variable1.05%
198119.20%18.13%fixed1.07%
198216.20%19.25%variable3.05%
198310.70%13.50%variable2.80%
198411.70%13.50%variable1.80%
198510.20%11.75%variable1.55%
19869.95%11.25%variable1.30%
19879.20%11.25%variable2.05%
198810.45%11.75%variable1.30%
198913.20%12.00%fixed1.20%
199013.95%13.25%fixed0.70%
19919.45%11.25%variable1.80%
19927.20%9.63%variable2.43%
19935.70%8.85%variable3.15%
19946.70%9.90%variable3.20%
19957.95%8.95%variable1.00%
19966.20%7.95%variable1.75%
19974.45%7.00%variable2.55%
19986.20%6.95%variable0.75%
19995.95%7.50%variable1.55%
20007.20%8.30%variable1.10%
20015.95%7.50%variable1.55%
20023.95%6.85%variable2.90%
20034.45%6.45%variable2.00%
20043.70%6.30%variable2.60%
20053.95%6.05%variable2.10%
20065.70%6.60%variable0.90%
20075.70%7.19%variable1.49%
20084.45%7.15%variable2.70%
20091.95%5.79%variable3.84%
20102.20%5.42%variable3.22%
20112.70%5.39%variable2.69%
20122.70%5.24%variable2.54%
20132.70%5.24%variable2.54%
20142.70%4.79%variable2.09%
20152.55%4.64%variable2.09%
20162.40%4.64%variable2.24%
20172.40%4.64%variable2.24%
20183.15%5.34%variable2.19%
20193.65%5.34%variable1.69%
20202.15%4.94%variable2.79%
20212.15%4.79%variable2.64%

Posted Mortgage Rates for 1, 3, and 5 Year Terms

Year1 Year Rate3 Year Rate5 Year RateBest Rate?Best Over Worst
198013.75%14.25%14.50%1 Year Rate0.75%
198118.00%18.13%18.13%1 Year Rate0.13%
198218.13%18.75%19.25%1 Year Rate1.13%
198311.00%12.75%13.50%1 Year Rate2.50%
198412.25%13.50%13.50%1 Year Rate1.25%
198510.00%11.25%11.75%1 Year Rate1.75%
19869.75%10.75%11.25%1 Year Rate1.50%
19879.75%10.75%11.25%1 Year Rate1.50%
198810.75%11.25%11.75%1 Year Rate1.00%
198912.75%12.25%12.00%5 Year Rate0.75%
199013.25%13.25%13.25%1 Year Rate0.00%
199110.00%11.00%11.25%1 Year Rate1.25%
19928.25%9.00%9.63%1 Year Rate1.38%
19936.88%8.25%8.85%1 Year Rate1.97%
19948.00%9.50%9.90%1 Year Rate1.90%
19958.13%8.63%8.95%1 Year Rate0.82%
19966.50%7.44%7.95%1 Year Rate1.45%
19975.55%6.50%7.00%1 Year Rate1.45%
19986.50%6.80%6.95%1 Year Rate0.45%
19996.72%7.30%7.50%1 Year Rate0.78%
20007.90%8.13%8.30%1 Year Rate0.40%
20016.70%7.13%7.50%1 Year Rate0.80%
20025.30%6.15%6.85%1 Year Rate1.55%
20034.75%5.90%6.45%1 Year Rate1.70%
20044.60%5.80%6.30%1 Year Rate1.70%
20054.90%5.60%6.05%1 Year Rate1.15%
20066.33%6.45%6.60%1 Year Rate0.27%
20077.05%7.30%7.19%1 Year Rate0.25%
20086.95%7.00%7.15%1 Year Rate0.20%
20093.80%4.45%5.79%1 Year Rate1.99%
20103.55%4.15%5.42%1 Year Rate1.87%
20113.50%4.35%5.39%1 Year Rate1.89%
20123.20%3.95%5.24%1 Year Rate2.04%
20133.14%3.73%5.24%1 Year Rate2.10%
20143.14%3.75%4.79%1 Year Rate1.65%
20152.89%3.39%4.64%1 Year Rate1.75%
20163.14%3.39%4.64%1 Year Rate1.50%
20173.14%3.39%4.64%1 Year Rate1.50%
20183.49%4.29%5.34%1 Year Rate1.85%
20193.64%4.29%5.34%1 Year Rate1.70%
20203.19%3.89%4.94%1 Year Rate1.75%
20212.79%3.49%4.79%1 Year Rate2.00%
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