Terms with Tag Mortgage Lenders

  • Debt Service Ratio (DSR)Acronym, Important,
    • Debt to Income (DTI) Acronym, Important,
      • The percentage of an individual's income that is used to repay debt.
      A ratio used by mortgage lending underwriters when determining an individual's credit worthiness and their ability to service a mortgage loan.
    • Fair Isaac Corporation (FICO) Company Est. 1956,
        Introduced the FICO® Score used in credit reports.
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