Accumulation Period

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Is a company: no

Is a proper noun: no


  • deferral phase
  • accumulation phase
  • savings period
  • deferral period
  • savings phase


  • AP

Definition of Accumulation Period

  1. The stretch of time where an individual builds up the value of their investment. As it relates to annuities, the accumulation period is the phase where the annuitant makes contributions to the annuity. Also known as the "accumulation phase," "deferral phase," "deferral period," "savings period," or "savings phase."

Related Terms and Acronyms

  • Instalment Bank,
    • The regular periodic payment that a borrower agrees to make the lender.
  • Life Expectancy Method Definition,
    • A method of calculating the appropriate size of payments in an annuity's income phase by estimating the annuitant's life expectancy.
  • Payout Phase Bank,
    • The phase of a deferred annuity where the annuity begins to make payments to the annuitant.
  • Split-Funded Annuity Bank,
    • Two annuities purchased together, one with a deferred payout and the other with an immediate payout.
  • Investment in the Contract Bank,
    • The principal that has been contributed to an annuity.
  • Deferred Annuity Bank,
    • An annuity that makes payments to the annuitant at some date in future instead of immediately.
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