Bank Spread

Definition

  • Bank spread refers to the difference between the interest rate in which a bank charges a borrower and the interest rate the bank pays a depositor.

Synonyms
difference, profit margin, rate, basis point

Related Terms and Acronyms

  • Bank Definition,
    • An institution that acts as a financial intermediary by receiving money from depositors and lenders and also lending to borrowers.
  • Interest (int, IN) Acronym & Abbreviation,
    • Money paid for the use of borrowed funds, usually expressed as an annual percentage.
    Bank account transaction code.
  • Interest Rate (IR) Acronym, Very Important,
    • The rate a lender charges an individual to borrow money.
  • Rate Definition,
    • Percentage a borrower pays for the use of money, usually expressed as an annual percentage.
  • Spread Definition,
    • The difference between the interest rate charged to borrowers and the interest rate paid to depositors.
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