Carrying Costs


  • The expenses of maintaining a home or property. For example, mortgage payments, property taxes, and the expenses of utilities, repairs and upkeep.

maintenance, lease, mortgage, overhead, carrying charge, utility costs

Related Terms and Acronyms

  • Debt/Equity Ratio Definition,
    • A comparison of debt and equity used to measure the health of a business.
  • Gross Debt Service (GDS) Acronym, Very Important,
    • The total monthly mortgage (or rent) payments, property taxes, utilities and maintenance fees as a percentage of gross monthly income.
    Used by mortgage lender underwriters to determine one's ability to qualify for a mortgage loan.
  • Total Debt Service (TDS) Acronym, Important,
    • The ratio of a borrower's total monthly debt payments to his or her monthly gross income. Lenders use this ratio to determine how much of a loan a borrower is qualified for.
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