Critical Illness


  • An insurance policy that provides coverage in the event that the policyholder contracts a critical or catastrophic illness. What constitutes a critical or catastrophic illness differs depending on the insurance policy, but conditions covered usually include long-term hospitalization, heart attack, stroke or cancer. Critical illness insurance, also known as "catastrophic illness insurance", generally provides benefits in the form of a one-time lump sum payment.

A health insurance policy rider.


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