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Delta Mortgage Information

Average Mortgage Loan in Delta: $251,542

Busy Months for Mortgage Applications within Delta

This bar graph depicts the volumes of mortgage applications received by Super Brokers in each month for all years combined. The busiest months for mortgages from Delta mostly occur during our first quarter (represented by the brown bars) with 37.11% while our slowest is the fourth quarter (represented by the red bars) with 9.28%.

Busy Months Report for Delta Mortgages

Rankings for Busy Mortgage Months

RankMonthPercentage of Applications
1 May: 14.4%
2 February: 14.4%
3 January: 11.3%
4 March: 11.3%
5 August: 10.3%
6 April: 9.3%
RankMonth Percentage of Applications
7 July: 8.3%
8 June: 7.2%
9 December: 4.1%
10 September: 4.1%
11 October: 3.1%
12 November: 2.1%

Busy Days for Online Applications within Delta

The bar graph listed below illustrates the busy days for mortgage inquiries that were received by Super Brokers' web site. Each day is a representation of the combined 6-year total of all instances of that day. In Delta, the day with the most volume, having more than 25.77% of all inquiries, is Tuesday. In comparison, Saturday's are the slowest day with only 8.25% of all inquiries.

Rank Day of the Week Percentage of Applications
1 Tuesday: 25.8%
2 Wednesday: 16.5%
3 Monday: 15.5%
4 Sunday: 12.4%
5 Thursday: 12.4%
6 Friday: 9.3%
7 Saturday: 8.3%
Busy Days Report for Delta Mortgages

Peak Hours for Mortgages within Delta

In Delta, mortgage applications are received 24 hours a day from our web site. The information shown below represents the rush hours in the day. The data is taken from all days of all years.


Peak Hours Graph for Mortgages in Delta
TimePeriod (24 Hour) Percentage
of Applications
12AM 00:00 to 00:59: 2.1%
1AM 01:00 to 01:59: 1.0%
2AM 02:00 to 02:59: 1.0%
3AM 03:00 to 03:59: 2.1%
4AM 04:00 to 04:59: 0%
5AM 05:00 to 05:59: 0%
6AM 06:00 to 06:59: 0%
7AM 07:00 to 07:59: 0%
8AM 08:00 to 08:59: 2.1%
9AM 09:00 to 09:59: 3.1%
10AM 10:00 to 10:59: 7.2%
11AM 11:00 to 11:59: 14.4%
TimePeriod (24 Hour) Percentage
of Applications
Lunch 12:00 to 12:59: 5.2%
1PM 13:00 to 13:59: 7.2%
2PM 14:00 to 14:59: 5.2%
3PM 15:00 to 15:59: 4.1%
4PM 16:00 to 16:59: 10.3%
5PM 17:00 to 17:59: 6.2%
6PM 18:00 to 18:59: 3.1%
7PM 19:00 to 19:59: 3.1%
8PM 20:00 to 20:59: 6.2%
9PM 21:00 to 21:59: 4.1%
10PM 22:00 to 22:59: 6.2%
11PM 23:00 to 23:59: 6.2%

British Columbia Mortgage Originations Compared to all other Provinces and Territories


Online Mortgage Origination for the Province or Territory of Percentage of Applications
Alberta: 21.07%
British Columbia: 10.40%
Manitoba: 2.00%
New Brunswick: 2.53%
Newfoundland and Labrador: 1.30%
Nova Scotia: 3.29%
Northwest Territories: 0.49%
Nunavut: 0.10%
Ontario: 47.31%
Prince Edward Island: 0.51%
Quebec: 3.94%
Saskatchewan: 5.04%
Yukon: 0.47%

How Delta Ranks in British Columbia for Mortgage Business

The following table lists how Delta ranks for mortgage applications sent to our website. The data collected is over a 7-year time frame. A location has to have a minimum of three applications to make the list. To find more information, simply click on a location.

RankLocation Contribution
12LANGLEY, BC 0.225%
13NORTH VANCOUVER, BC 0.220%
14COQUITLAM, BC 0.218%
15NANAIMO, BC 0.218%
16MAPLE RIDGE, BC 0.176%
17DELTA, BC 0.168%
18NEW WESTMINSTER, BC 0.159%
19VERNON, BC 0.156%
20DAWSON CREEK, BC 0.112%
21CAMPBELL RIVER, BC 0.111%
22PORT ALBERNI, BC 0.099%

Types of Mortgage Inquiries Received from Delta


Type of Mortgage Application Form Selected  Percentage
of Inquiries
Refinance / Debt Consolidation: 21.6%
No Money Down Mortgage (discontinued): 15.5%
First-time Home Buyer: 15.5%
Mortgage Pre-approval: 14.4%
New Home Purchase: 14.4%
Mortgage Renewal: 9.3%
Other: 9.3%
 
Total Application Types Found: 12

Age Demographics for Delta Mortgage Applicants

Average age: 41
Oldest age: 67
Youngest age: 26


Incomes for Delta Mortgage Applicants

The following figures show the average income of Canadians living in Delta who have submitted a mortgage inquiry using Mortgage Super Brokers' pre-approval application.

Average annual gross income for
mortgage applicants in Delta: $64,643.34
applicants within all of Canada: $60,852.54
Difference: $3,790.80
  
mortgage co-applicants in Delta: $46,630.95
co-applicants within all of Canada: $43,965.51
Difference: $2,665.44

Note: Commercial loan amounts were not included for this report, only residential mortgage loan amounts from Delta, British Columbia were used.


Last mortgage report update for Delta: Friday, July 1, 2016
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Below is a listing of our most popular mortgage product inquiries made using our online mortgage application for clients in Nelson.

Mortgage Product Type Inquiries
New Purchase27.45%
Mortgage Pre-approval19.61%
First-time Home Buyer17.65%
Refinance/Consolidate Debt9.80%
Commercial Financing7.84%
Mortgage Renewal7.84%
No Money Down discontinued5.88%
Other3.92%