
The Mortgage Group®
Ladysmith Mortgage Information
Average Mortgage Loan in Ladysmith: $184,698Busy Days for Mortgages Originating within Ladysmith
The data below shows the busy days for Internet mortgage applications that were received by Super Brokers' web site. Each day is a representation of the combined 6-year total of all instances of that day. In Ladysmith, the day with the most volume, generating 21.43% of all submissions, is Tuesday. In comparison, Saturday's are the slowest day with only 7.14% of all inquiries.
Rank | Day of the Week | Percentage of Applications |
---|---|---|
1 | Tuesday: | 21.4% |
2 | Thursday: | 21.4% |
3 | Monday: | 14.3% |
4 | Wednesday: | 14.3% |
5 | Friday: | 10.7% |
6 | Sunday: | 10.7% |
7 | Saturday: | 7.1% |

Peak Hours for Based Mortgages within Ladysmith
Mortgage inquiries are received 24 hours a day on our web site. The time periods below indicates the busy hours over a 24-hour period. The data is taken from all days of all years. Only 25.0% of all mortgages are received during the morning, while 64.3% arrive in the afternoon.

Time | Period (24 Hour) | Percentage of Applications |
---|---|---|
12AM | 00:00 to 00:59: | 7.1% |
1AM | 01:00 to 01:59: | 0% |
2AM | 02:00 to 02:59: | 3.6% |
3AM | 03:00 to 03:59: | 0% |
4AM | 04:00 to 04:59: | 0% |
5AM | 05:00 to 05:59: | 0% |
6AM | 06:00 to 06:59: | 0% |
7AM | 07:00 to 07:59: | 0% |
8AM | 08:00 to 08:59: | 0% |
9AM | 09:00 to 09:59: | 10.7% |
10AM | 10:00 to 10:59: | 10.7% |
11AM | 11:00 to 11:59: | 3.6% |
Time | Period (24 Hour) | Percentage of Applications |
---|---|---|
Lunch | 12:00 to 12:59: | 0% |
1PM | 13:00 to 13:59: | 3.6% |
2PM | 14:00 to 14:59: | 7.1% |
3PM | 15:00 to 15:59: | 3.6% |
4PM | 16:00 to 16:59: | 17.9% |
5PM | 17:00 to 17:59: | 0% |
6PM | 18:00 to 18:59: | 3.6% |
7PM | 19:00 to 19:59: | 3.6% |
8PM | 20:00 to 20:59: | 7.1% |
9PM | 21:00 to 21:59: | 3.6% |
10PM | 22:00 to 22:59: | 10.7% |
11PM | 23:00 to 23:59: | 3.6% |
British Columbia Mortgage Originations Compared to all other Provinces and Territories
Online Mortgage Origination for the Province or Territory of | Percentage of Applications |
---|---|
Alberta: | 21.07% |
British Columbia: | 10.40% |
Manitoba: | 2.00% |
New Brunswick: | 2.53% |
Newfoundland and Labrador: | 1.30% |
Nova Scotia: | 3.29% |
Northwest Territories: | 0.49% |
Nunavut: | 0.10% |
Ontario: | 47.31% |
Prince Edward Island: | 0.51% |
Quebec: | 3.94% |
Saskatchewan: | 5.04% |
Yukon: | 0.47% |
How Ladysmith Ranks in British Columbia for Mortgage Business
The following table lists how Ladysmith ranks for mortgage applications sent to our website. The data collected is over a 7-year time frame. A location has to have a minimum of three applications to make the list. To find more information, simply click on a location.
Rank | Location | Contribution |
---|---|---|
41 | TRAIL, BC | 0.052% |
42 | SECHELT, BC | 0.050% |
43 | MERRITT, BC | 0.050% |
44 | GRAND FORKS, BC | 0.050% |
45 | SOOKE, BC | 0.050% |
46 | LADYSMITH, BC | 0.048% |
47 | COMOX, BC | 0.045% |
48 | WHITE ROCK, BC | 0.043% |
49 | SQUAMISH, BC | 0.041% |
50 | KITIMAT, BC | 0.040% |
51 | CASTLEGAR, BC | 0.040% |
Types of Mortgage Inquiries Received from Ladysmith
Type of Mortgage Application Form Selected | Percentage of Inquiries | |
---|---|---|
Mortgage Pre-approval: | 28.6% | |
Refinance / Debt Consolidation: | 25.0% | |
No Money Down Mortgage (discontinued): | 14.3% | |
First-time Home Buyer: | 7.1% | |
Mortgage Renewal: | 7.1% | |
New Home Purchase: | 7.1% | |
Other: | 10.8% | |
Total Application Types Found: 9 |
Age Demographics for Ladysmith Mortgages
Average age: 40
Oldest age: 65
Youngest age: 21
Incomes for Ladysmith Mortgages
The numbers below represent the average income of applicants living in Ladysmith who have submitted an inquiry using the pre-approval application on Mortgage Super Brokers' web site.
Average annual gross income for | |
---|---|
mortgage applicants in Ladysmith: | $53,257.56 |
applicants within all of Canada: | $60,852.54 |
Difference: | ($7,594.99) |
mortgage co-applicants in Ladysmith: | $39,436.36 |
co-applicants within all of Canada: | $43,965.51 |
Difference: | ($4,529.15) |