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Williams Lake Mortgage Information

Average Mortgage Loan in Williams Lake: $173,670

Busy Days for Online Applications within Williams Lake

The graph below displays the busy days for Internet mortgage applications that were received by the Super Brokers web site. Each day is a representation of the combined 6-year total of all instances of that day. In Williams Lake, the day with the most volume, generating 23.68% of all inquiries, is Wednesday. In comparison, Monday's are the slowest day with only 2.63% of all inquiries.

Rank Day of the Week Percentage of Applications
1 Wednesday: 23.7%
2 Tuesday: 21.1%
3 Thursday: 21.1%
4 Saturday: 15.8%
5 Friday: 7.9%
6 Sunday: 7.9%
7 Monday: 2.6%
Busy Days Report for Williams Lake Mortgages

Peak Hours for Based Mortgages within Williams Lake

In Williams Lake, mortgages are received 24 hours a day via our web site. The time periods below indicates the busy hours in the day. The data is taken from all days of all years. Only 23.7% of all mortgages are received during the morning, while 68.4% arrive in the afternoon.


Peak Hours Graph for Mortgages in Williams Lake
TimePeriod (24 Hour) Percentage
of Applications
12AM 00:00 to 00:59: 5.3%
1AM 01:00 to 01:59: 2.6%
2AM 02:00 to 02:59: 0%
3AM 03:00 to 03:59: 0%
4AM 04:00 to 04:59: 2.6%
5AM 05:00 to 05:59: 0%
6AM 06:00 to 06:59: 0%
7AM 07:00 to 07:59: 0%
8AM 08:00 to 08:59: 5.3%
9AM 09:00 to 09:59: 2.6%
10AM 10:00 to 10:59: 5.3%
11AM 11:00 to 11:59: 7.9%
TimePeriod (24 Hour) Percentage
of Applications
Lunch 12:00 to 12:59: 10.5%
1PM 13:00 to 13:59: 10.5%
2PM 14:00 to 14:59: 7.9%
3PM 15:00 to 15:59: 2.6%
4PM 16:00 to 16:59: 0%
5PM 17:00 to 17:59: 7.9%
6PM 18:00 to 18:59: 2.6%
7PM 19:00 to 19:59: 5.3%
8PM 20:00 to 20:59: 7.9%
9PM 21:00 to 21:59: 2.6%
10PM 22:00 to 22:59: 5.3%
11PM 23:00 to 23:59: 5.3%

British Columbia Mortgage Originations Compared to all other Provinces and Territories


Online Mortgage Origination for the Province or Territory of Percentage of Applications
Alberta: 21.07%
British Columbia: 10.40%
Manitoba: 2.00%
New Brunswick: 2.53%
Newfoundland and Labrador: 1.30%
Nova Scotia: 3.29%
Northwest Territories: 0.49%
Nunavut: 0.10%
Ontario: 47.31%
Prince Edward Island: 0.51%
Quebec: 3.94%
Saskatchewan: 5.04%
Yukon: 0.47%

How Williams Lake Ranks in British Columbia for Mortgage Business

The following table lists how Williams Lake ranks for mortgage applications sent to our website. The data collected is over a 7-year time frame. A location has to have a minimum of three applications to make the list. To find more information, simply click on a location.

RankLocation Contribution
29MISSION, BC 0.080%
30COURTENAY, BC 0.078%
31WESTBANK, BC 0.078%
32CRANBROOK, BC 0.076%
33VANDERHOOF, BC 0.067%
34WILLIAMS LAKE, BC 0.066%
35DUNCAN, BC 0.066%
36REVELSTOKE, BC 0.057%
37SPARWOOD, BC 0.055%
38PORT MOODY, BC 0.054%
39PRINCE RUPERT, BC 0.052%

Types of Mortgage Inquiries Received from Williams Lake


Type of Mortgage Application Form Selected  Percentage
of Inquiries
Mortgage Pre-approval: 28.9%
Refinance / Debt Consolidation: 21.1%
No Money Down Mortgage (discontinued): 13.2%
New Home Purchase: 13.2%
First-time Home Buyer: 7.9%
Commercial: 5.3%
Mortgage Renewal: 5.3%
Other: 5.2%
 
Total Application Types Found: 9

Age Demographics for Williams Lake Originated Mortgages

Average age: 37
Oldest age: 63
Youngest age: 24


Incomes for Williams Lake Originated Mortgages

The following depicts the average income of people living in Williams Lake who have applied for a home loan using the pre-approval application on Mortgage Super Brokers' web site.

Average annual gross income for
mortgage applicants in Williams Lake: $58,191.44
applicants within all of Canada: $60,852.54
Difference: ($2,661.10)
  
mortgage co-applicants in Williams Lake: $50,355.57
co-applicants within all of Canada: $43,965.51
Difference: $6,390.06

Note: Commercial loan amounts were not included for this section, only residential mortgage loans were used.


Last mortgage report update for Williams Lake: Friday, July 1, 2016
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British Columbia
 
Below is a listing of our most popular mortgage product inquiries made using our online mortgage application for all of Canada.

Mortgage Product Type Inquiries
Mortgage Pre-approval21.57%
First-time Home Buyer17.26%
New Purchase15.31%
Refinance/Consolidate Debt14.19%
No Money Down discontinued11.65%
Mortgage Renewal10.16%
Other9.85%