Nova Scotia Mortgage Information
Busy Months for Mortgages in Nova Scotia
The graph below represents the volumes of online applications received by Super Brokers in each month for all years combined. The busiest months for mortgages occur during our first quarter (represented by the brown bars) with 29.15% while our slowest is the fourth quarter (represented by the red bars) with 19.01%.

Rankings for Busy Mortgage Months
Rank | Month | Percentage of Applications | |
---|---|---|---|
1 | February: | 9.9% | |
2 | January: | 9.8% | |
3 | March: | 9.4% | |
4 | May: | 9.3% | |
5 | August: | 9.3% | |
6 | April: | 9.2% |
Rank | Month | Percentage of Applications | |
---|---|---|---|
7 | July: | 9.0% | |
8 | June: | 8.0% | |
9 | October: | 7.7% | |
10 | September: | 7.1% | |
11 | November: | 6.9% | |
12 | December: | 4.5% |
Busy Days for Mortgages in Nova Scotia
The information below displays the busy days for online inquiries that were received by our web site. Each day is a representation of the combined 6-year total of all instances of that day. In Nova Scotia the busiest day, with 17.80% of all submissions, is Monday. In comparison, Saturday's are the slowest day with only 9.45% of all inquiries.
Rank | Day of the Week | Percentage of Applications |
---|---|---|
1 | Monday: | 17.8% |
2 | Tuesday: | 17.0% |
3 | Wednesday: | 15.8% |
4 | Thursday: | 15.0% |
5 | Sunday: | 12.6% |
6 | Friday: | 12.4% |
7 | Saturday: | 9.4% |

Peak Hours for Nova Scotia Mortgage Applications
Mortgage inquiries are received 24 hours a day from the Super Brokers' web site. The information shown below represents the peak hours over a 24-hour period. The data is taken from all days of all years. Only 0.0% of all mortgages are received during the morning, while 39.8% arrive in the afternoon.

Time | Period (24 Hour) | Percentage of Applications |
---|---|---|
12AM | 00:00 to 00:59: | 0.4% |
1AM | 01:00 to 01:59: | 0.4% |
2AM | 02:00 to 02:59: | 0.2% |
3AM | 03:00 to 03:59: | 0.9% |
4AM | 04:00 to 04:59: | 1.1% |
5AM | 05:00 to 05:59: | 2.5% |
6AM | 06:00 to 06:59: | 3.9% |
7AM | 07:00 to 07:59: | 5.3% |
8AM | 08:00 to 08:59: | 6.5% |
9AM | 09:00 to 09:59: | 6.4% |
10AM | 10:00 to 10:59: | 7.1% |
11AM | 11:00 to 11:59: | 7.2% |
Time | Period (24 Hour) | Percentage of Applications |
---|---|---|
Lunch | 12:00 to 12:59: | 6.9% |
1PM | 13:00 to 13:59: | 6.7% |
2PM | 14:00 to 14:59: | 4.8% |
3PM | 15:00 to 15:59: | 5.1% |
4PM | 16:00 to 16:59: | 5.9% |
5PM | 17:00 to 17:59: | 8.8% |
6PM | 18:00 to 18:59: | 7.6% |
7PM | 19:00 to 19:59: | 4.6% |
8PM | 20:00 to 20:59: | 3.4% |
9PM | 21:00 to 21:59: | 2.2% |
10PM | 22:00 to 22:59: | 1.2% |
11PM | 23:00 to 23:59: | 0.9% |
Nova Scotia Mortgage Originations Compared to all other Provinces and Territories
Online Mortgage Origination for the Province or Territory of | Percentage in Comparison |
---|---|
Alberta: | 640.2% |
British Columbia: | 315.9% |
Manitoba: | 60.9% |
New Brunswick: | 76.7% |
Newfoundland and Labrador: | 39.5% |
Nova Scotia: | 100.0% |
Northwest Territories: | 14.9% |
Nunavut: | 2.9% |
Ontario: | 1437.1% |
Prince Edward Island: | 15.4% |
Quebec: | 119.6% |
Saskatchewan: | 153.0% |
Yukon: | 14.3% |
Top Producing Cities / Towns for Mortgages in Nova Scotia
Rank | City or Town within Nova Scotia | Percentage of Inquiries | Avg Age | Average Income | Average Co-Income | Average Loan |
---|---|---|---|---|---|---|
1 | HALIFAX, NS | 13.235% | 35 | $53,111 | $40,820 | $178,596 |
2 | DARTMOUTH, NS | 9.349% | 38 | $54,632 | $38,199 | $151,148 |
3 | SYDNEY, NS | 5.777% | 35 | $49,101 | $33,757 | $119,209 |
4 | TRURO, NS | 5.147% | 37 | $43,302 | $37,469 | $130,123 |
5 | LOWER SACKVILLE, NS | 3.361% | 36 | $47,006 | $38,810 | $142,307 |
6 | AMHERST, NS | 3.309% | 39 | $36,065 | $32,626 | $89,854 |
7 | YARMOUTH, NS | 2.731% | 38 | $46,811 | $26,702 | $112,848 |
8 | GLACE BAY, NS | 2.153% | 39 | $50,337 | $33,100 | $90,052 |
9 | KENTVILLE, NS | 1.628% | 38 | $46,103 | $25,288 | $136,211 |
10 | BRIDGEWATER, NS | 1.628% | 34 | $40,879 | $41,463 | $150,277 |
11 | BEDFORD, NS | 1.418% | 36 | $76,661 | $34,733 | $175,109 |
12 | WOLFVILLE, NS | 1.366% | 43 | $63,376 | $52,466 | $196,215 |
13 | NORTH SYDNEY, NS | 1.366% | 36 | $40,735 | $39,062 | $92,666 |
14 | NEW GLASGOW, NS | 1.313% | 36 | $40,850 | $24,571 | $89,457 |
15 | LIVERPOOL, NS | 1.313% | 38 | $35,341 | $25,240 | $103,685 |
16 | PICTOU, NS | 1.261% | 36 | $37,636 | $26,400 | $84,515 |
17 | NEW MINAS, NS | 1.155% | 36 | $41,260 | $23,362 | $140,461 |
18 | SYDNEY MINES, NS | 0.998% | 34 | $82,139 | $26,666 | $136,382 |
19 | ANTIGONISH, NS | 0.998% | 37 | $50,400 | $24,783 | $128,837 |
20 | CENTREVILLE, NS | 0.945% | 38 | $38,255 | $30,589 | $104,266 |
21 | NEW WATERFORD, NS | 0.945% | 35 | $37,956 | $28,909 | $82,678 |
22 | EASTERN PASSAGE, NS | 0.893% | 34 | $47,385 | $38,833 | $111,857 |
23 | TIMBERLEA, NS | 0.788% | 39 | $44,131 | $34,587 | $200,727 |
24 | SHEARWATER, NS | 0.735% | 35 | $56,814 | $14,000 | $162,590 |
25 | WINDSOR, NS | 0.683% | 36 | $39,100 | $99,776 | $148,981 |
26 | STELLARTON, NS | 0.630% | 40 | $40,850 | $27,571 | $73,492 |
27 | BERWICK, NS | 0.630% | 40 | $46,668 | $30,725 | $123,337 |
28 | WESTVILLE, NS | 0.630% | 43 | $47,280 | $70,000 | $78,500 |
29 | GREENWOOD, NS | 0.630% | 34 | $55,398 | $15,200 | $126,709 |
30 | SHELBURNE, NS | 0.630% | 32 | $54,036 | $39,533 | $114,545 |
31 | DIGBY, NS | 0.578% | 38 | $36,016 | $22,236 | $87,230 |
32 | KINGSTON, NS | 0.525% | 37 | $49,394 | $19,029 | $130,396 |
33 | HAMMONDS PLAINS, NS | 0.525% | 38 | $66,222 | $51,200 | $194,430 |
34 | SPRINGHILL, NS | 0.525% | 35 | $35,869 | $16,544 | $81,580 |
35 | DEBERT, NS | 0.525% | 39 | $30,358 | $31,500 | $106,190 |
36 | MIDDLETON, NS | 0.525% | 40 | $39,572 | $29,433 | $87,287 |
37 | PORT HAWKESBURY, NS | 0.473% | 46 | $37,033 | $30,491 | $77,179 |
38 | HUBBARDS, NS | 0.420% | 38 | $83,857 | n/a | $140,000 |
39 | LAWRENCETOWN, NS | 0.420% | 36 | $60,814 | $46,000 | $171,740 |
40 | CANNING, NS | 0.420% | 46 | $32,989 | $21,166 | $105,862 |
41 | LANTZ, NS | 0.420% | 40 | $61,414 | $65,750 | $130,525 |
42 | PLEASANTVILLE, NS | 0.420% | 31 | $135,166 | n/a | $181,571 |
43 | GRANVILLE FERRY, NS | 0.368% | 33 | $43,345 | $32,500 | $171,600 |
44 | MAHONE BAY, NS | 0.368% | 36 | $42,074 | $35,000 | $96,500 |
45 | BROOKFIELD, NS | 0.368% | 39 | $40,052 | $24,500 | $174,957 |
46 | CAMBRIDGE STATION, NS | 0.368% | 36 | $39,500 | $34,000 | $139,300 |
47 | ENFIELD, NS | 0.368% | 33 | $57,292 | n/a | $220,316 |
48 | AYLESFORD, NS | 0.368% | 44 | $30,050 | $20,500 | $147,400 |
49 | PUGWASH, NS | 0.368% | 40 | $67,642 | n/a | $135,483 |
50 | CHESTER, NS | 0.368% | 42 | $52,800 | $29,333 | $190,000 |
Types of Mortgage Inquiries Received from Nova Scotia
Type of Mortgage Application Form Selected | Percentage of Inquiries | |
---|---|---|
Mortgage Pre-approval: | 23.4% | |
First-time Home Buyer: | 17.5% | |
New Home Purchase: | 15.9% | |
Refinance / Debt Consolidation: | 14.6% | |
No Money Down Mortgage (discontinued): | 13.8% | |
Mortgage Renewal: | 7.6% | |
Other: | 7.4% | |
Total Application Types Found: 19 |
Age Demographics for Nova Scotia Mortgage Inquiries
Average age: 37
Oldest age: 85
Youngest age: 19
Incomes for Nova Scotia Mortgage Inquiries
The numbers below represent the average income of Canadians living in Nova Scotia who have applied for a home loan using the pre-approval application on the Mortgage Super Brokers' web site.
Average annual gross income for | |
---|---|
mortgage applicants in Nova Scotia: | $49,114.32 |
applicants within all of Canada: | $60,852.54 |
Difference: | ($11,738.22) |
mortgage co-applicants in Nova Scotia: | $35,827.17 |
co-applicants within all of Canada: | $43,965.51 |
Difference: | ($8,138.34) |