Variable closed:	1.7%
1 year closed:	1.74%
3 year closed:	1.69%
5 year closed:	1.79%
10 year closed:	2.94%

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Gloucester Mortgage Information

Average Mortgage Loan in Gloucester: $216,480

Busy Months for Mortgage Applications within Gloucester

The following depicts the volumes of online applications received by Super Brokers in each month for all years combined. The busiest months for mortgages from Gloucester occur during our second quarter (represented by the green bars) with 33.33% while our slowest is the fourth quarter (represented by the red bars) with 12.28%.

Busy Months Report for Gloucester Mortgages

Rankings for Busy Mortgage Months

Rank	Month	Percentage of Applications
1	August:	15.8%
2	April:	14.0%
3	January:	10.5%
4	March:	10.5%
5	June:	10.5%
6	May:	8.8%

Rank	Month	Percentage of Applications
7	November:	7.0%
8	September:	7.0%
9	February:	5.3%
10	July:	5.3%
11	October:	3.5%
12	December:	1.8%

Busy Days for Applications within Gloucester

The information listed below plots the busy days for online applications that were received by Super Brokers' web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In Gloucester, the day with the most volume, generating 26.32% of all submissions, is Monday. In comparison, Thursday's are the slowest day with only 8.77% of all inquiries.

Rank	Day of the Week	Percentage of Applications
1	Monday:	26.3%
2	Wednesday:	15.8%
3	Tuesday:	12.3%
4	Friday:	12.3%
5	Sunday:	12.3%
6	Saturday:	12.3%
7	Thursday:	8.8%

Busy Days Report for Gloucester Mortgages

Peak Hours for Mortgage Applicants within Gloucester

Applications are received 24 hours a day on the Super Brokers web site. The time periods below indicates the peak hours over a 24-hour period. The data is taken from all days of all years. Only 40.4% of all mortgages are received before noon, while 57.9% arrive in the afternoon.

Peak Hours Graph for Mortgages in Gloucester

Time	Period (24 Hour)	Percentage of Applications
12AM	00:00 to 00:59:	1.8%
1AM	01:00 to 01:59:	0%
2AM	02:00 to 02:59:	0%
3AM	03:00 to 03:59:	1.8%
4AM	04:00 to 04:59:	0%
5AM	05:00 to 05:59:	5.3%
6AM	06:00 to 06:59:	1.8%
7AM	07:00 to 07:59:	7.0%
8AM	08:00 to 08:59:	12.3%
9AM	09:00 to 09:59:	1.8%
10AM	10:00 to 10:59:	5.3%
11AM	11:00 to 11:59:	5.3%

Time	Period (24 Hour)	Percentage of Applications
Lunch	12:00 to 12:59:	10.5%
1PM	13:00 to 13:59:	7.0%
2PM	14:00 to 14:59:	5.3%
3PM	15:00 to 15:59:	3.5%
4PM	16:00 to 16:59:	7.0%
5PM	17:00 to 17:59:	7.0%
6PM	18:00 to 18:59:	1.8%
7PM	19:00 to 19:59:	3.5%
8PM	20:00 to 20:59:	3.5%
9PM	21:00 to 21:59:	1.8%
10PM	22:00 to 22:59:	3.5%
11PM	23:00 to 23:59:	3.5%

Ontario Mortgage Originations Compared to all other Provinces and Territories

Online Mortgage Origination for the Province or Territory of	Percentage of Applications
Alberta:	21.07%
British Columbia:	10.40%
Manitoba:	2.00%
New Brunswick:	2.53%
Newfoundland and Labrador:	1.30%
Nova Scotia:	3.29%
Northwest Territories:	0.49%
Nunavut:	0.10%
Ontario:	47.31%
Prince Edward Island:	0.51%
Quebec:	3.94%
Saskatchewan:	5.04%
Yukon:	0.47%

How Gloucester Ranks in Ontario for Mortgage Business

The following table lists how Gloucester ranks for mortgage applications sent to our website. The data collected is over a 7-year time frame. A location has to have a minimum of three applications to make the list. To find more information, simply click on a location.

Rank	Location	Contribution
70	INNISFIL, ON	0.105%
71	ANCASTER, ON	0.104%
72	COURTICE, ON	0.102%
73	ALLISTON, ON	0.100%
74	COLLINGWOOD, ON	0.100%
75	GLOUCESTER, ON	0.099%
76	BOLTON, ON	0.097%
77	PORT HOPE, ON	0.095%
78	PEMBROKE, ON	0.093%
79	LASALLE, ON	0.086%
80	SMITHS FALLS, ON	0.085%

Types of Mortgage Inquiries Received from Gloucester

Type of Mortgage Application Form Selected		Percentage of Inquiries
New Home Purchase:		35.1%
First-time Home Buyer:		14.0%
Mortgage Pre-approval:		12.3%
No Money Down Mortgage (discontinued):		10.5%
Refinance / Debt Consolidation:		10.5%
Mortgage Renewal:		8.8%
Other:		9%

Total Application Types Found: 11

Age Demographics for Gloucester Applicants

Average age: 37
Oldest age: 69
Youngest age: 21

Incomes for Gloucester Applicants

The numbers below represent the average income of people living in Gloucester who have applied for a loan using the pre-approval application on Mortgage Super Brokers' web site.

Average annual gross income for
mortgage applicants in Gloucester:	$52,226.25
applicants within all of Canada:	$60,852.54
Difference:	($8,626.29)

mortgage co-applicants in Gloucester:	$42,119.18
co-applicants within all of Canada:	$43,965.51
Difference:	($1,846.33)

Note: Commercial Mortgages were not included for this report, only residential mortgages from Gloucester, Ontario were used.

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