Hamilton Mortgages

Variable closed:	2.20%
1 year closed:	2.69%
3 year closed:	2.49%
5 year closed:	2.59%
10 year closed:	3.84%

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Busy Months for Mortgage Inquiries within Hamilton

The following bar graph depicts the volumes of applications received by Super Brokers in each month for all years combined. The busiest months for mortgages from Hamilton mostly occur during our first quarter (represented by the brown bars) with 31.56% while our slowest is the fourth quarter (represented by the red bars) with 17.90%.

Busy Months Report for Hamilton Mortgages

Rankings for Busy Mortgage Months

Rank	Month	Percentage of Applications
1	February:	11.9%
2	January:	9.9%
3	March:	9.8%
4	June:	9.7%
5	April:	9.3%
6	May:	8.2%

Rank	Month	Percentage of Applications
7	September:	8.0%
8	August:	7.9%
9	July:	7.5%
10	October:	7.0%
11	November:	6.5%
12	December:	4.3%

Busy Days for Online Mortgages within Hamilton

The data below plots the busy days for online inquiries that were received by the Super Brokers web site. Each day is a representation of the combined 6-year total of all instances of that day. In Hamilton the busiest day, with 17.29% of all applications, is Tuesday. In comparison, Saturday's are the slowest day with only 8.34% of all inquiries.

Rank	Day of the Week	Percentage of Applications
1:	Tuesday:	17.3%
2:	Wednesday:	16.2%
3:	Monday:	16.0%
4:	Thursday:	15.7%
5:	Sunday:	13.7%
6:	Friday:	12.8%
7:	Saturday:	8.3%

Peak Hours for Applicants within Hamilton

In Hamilton, mortgages are received 24 hours a day from our web site. The following represents the busy hours within a 24-hour period. The data is taken from all days of all years.

Peak Hours Graph for Mortgages in Hamilton

Time	Period (24 Hour)	Percentage of Applications
12AM	00:00 to 00:59:	0.7%
1AM	01:00 to 01:59:	0.7%
2AM	02:00 to 02:59:	0.1%
3AM	03:00 to 03:59:	0.4%
4AM	04:00 to 04:59:	0.8%
5AM	05:00 to 05:59:	1.6%
6AM	06:00 to 06:59:	2.7%
7AM	07:00 to 07:59:	5.0%
8AM	08:00 to 08:59:	5.7%
9AM	09:00 to 09:59:	6.0%
10AM	10:00 to 10:59:	6.7%
11AM	11:00 to 11:59:	4.6%

Time	Period (24 Hour)	Percentage of Applications
Lunch	12:00 to 12:59:	8.6%
1PM	13:00 to 13:59:	6.8%
2PM	14:00 to 14:59:	8.2%
3PM	15:00 to 15:59:	4.2%
4PM	16:00 to 16:59:	6.4%
5PM	17:00 to 17:59:	4.8%
6PM	18:00 to 18:59:	6.7%
7PM	19:00 to 19:59:	6.5%
8PM	20:00 to 20:59:	6.2%
9PM	21:00 to 21:59:	3.6%
10PM	22:00 to 22:59:	2.2%
11PM	23:00 to 23:59:	0.8%

Ontario Mortgage Originations Compared to all other Provinces

Online Mortgage Origination for the Province of	Percentage of Applications
Alberta:	20.83%
British Columbia:	10.42%
Manitoba:	1.98%
New Brunswick:	2.52%
Newfoundland and Labrador:	1.29%
Nova Scotia:	3.31%
Northwest Territories:	0.48%
Nunavut:	0.10%
Ontario:	47.68%
Prince Edward Island:	0.51%
Quebec:	3.96%
Saskatchewan:	5.03%
Yukon:	0.48%

Current City Standing within Ontario

Rank	Location	Contribution
1:	TORONTO, ON	4.415%
2:	MISSISSAUGA, ON	2.384%
3:	OTTAWA, ON	2.137%
4:	LONDON, ON	1.500%
5:	BRAMPTON, ON	1.486%
6:	HAMILTON, ON	1.468%
7:	KITCHENER, ON	1.031%
8:	SCARBOROUGH, ON	0.857%
9:	WINDSOR, ON	0.788%
10:	BARRIE, ON	0.776%
11:	BURLINGTON, ON	0.762%

Nearest Settlements

1	Hannon, Ontario
2	Ancaster, Ontario
3	Burlington, Ontario
4	Stoney Creek, Ontario
5	Caledonia, Ontario
6	Dundas, Ontario
7	Freelton, Ontario
8	Copetown, Ontario
9	Mount Hope, Ontario
10	Lynden, Ontario
11	Waterdown, Ontario
12	Ohsweken, Ontario
13	Cayuga, Ontario
14	St George Brant, Ontario
15	Carlisle, Ontario
16	Beamsville, Ontario
17	Binbrook, Ontario
18	St George, Ontario
19	Millgrove, Ontario
20	Brantford, Ontario
21	Milton, Ontario
22	Waterford, Ontario
23	Burford, Ontario
24	Kilbride, Ontario

25	Puslinch, Ontario
26	Princeton, Ontario
27	Troy, Ontario
28	Grimsby, Ontario
29	Cambridge, Ontario
30	Oakville, Ontario
31	Hagersville, Ontario
32	Guelph, Ontario
33	Windham Centre, Ontario
34	St Anns, Ontario
35	Ayr, Ontario
36	Smithville, Ontario
37	Simcoe, Ontario
38	Mount Elgin, Ontario
39	Mississauga, Ontario
40	Paris, Ontario
41	Delhi, Ontario
42	Selkirk, Ontario
43	Campbellville, Ontario
44	Dunnville, Ontario
45	Scotland, Ontario
46	Jarvis, Ontario
47	Port Rowan, Ontario
48	Port Dover, Ontario

Age Demographics for Hamilton Mortgages

Average age: 37
Oldest age: 86
Youngest age: 19

Incomes for Hamilton Mortgages

The following depicts the average income of Canadians living in Hamilton who have submitted an inquiry using the online application located at the Mortgage Super Brokers' web site.

Average annual gross income for
mortgage applicants in Hamilton:	$51,927.98
applicants within all of Canada:	$60,593.10
Difference:	($8,665.13)

mortgage co-applicants in Hamilton:	$38,004.66
co-applicants within all of Canada:	$43,761.59
Difference:	($5,756.93)

Note: Commercial Mortgage loans were not included for this report, only residential loans amounts were used.

The Mortgage Group®