Mortgage Stats and Info for St. Thomas, ON

Busy Months

This graph below represents the volumes of mortgage applications received by Super Brokers in each month for all years combined. The busiest month for mortgages from St. Thomas, ON generally occurs in July with 11.6% of applications, while our slowest is March with 4.5%.

JanFebMarAprMayJunJulAugSepOctNovDec0%3%6%9%12%
Busy Months for Mortgages in St. Thomas
July11.6%
January10.7%
May10.7%
August10.7%
April9.8%
June8.0%
November8.0%
December7.1%
February6.3%
September6.3%
October6.3%
March4.5%

Busy Days

The information listed below plots the busy days for mortgage inquiries that were received by Super Brokers' web site. Each day represents a combined total of all occurrences of that day in the past 5 years. In St. Thomas, ON the most busy day of the week, averaging 25.9% of all inquiries, is Monday. In comparison, Sunday is the slowest day with only 8.9% of all inquiries.

MonTueWedThuFriSatSun0%7%14%21%28%
Busy Days for Mortgages in St. Thomas
Monday25.9%
Wednesday16.1%
Friday14.3%
Thursday12.5%
Tuesday11.6%
Saturday10.7%
Sunday8.9%

Peak Hours

In St. Thomas, ON, applications are received 24 hours a day on the Mortgage Super Brokers web site. The information shown below indicates the rush hours within a 24-hour period. 33.9% of all mortgages are received before noon, while 66.1% arrive in the afternoon.

0%4%8%12%16%Midnight6 AMNoon6 PM
Peak Hours for Mortgages in St. Thomas
Midnight - 1 AM2.7%
1 AM - 2 AM1.8%
2 AM - 3 AM0.0%
3 AM - 4 AM0.9%
4 AM - 5 AM0.0%
5 AM - 6 AM0.0%
6 AM - 7 AM0.0%
7 AM - 8 AM4.5%
8 AM - 9 AM3.6%
9 AM - 10 AM2.7%
10 AM - 11 AM5.4%
11 AM - Noon1.8%
Noon - 1 PM9.8%
1 PM - 2 PM5.4%
2 PM - 3 PM9.8%
3 PM - 4 PM8.9%
4 PM - 5 PM3.6%
5 PM - 6 PM5.4%
6 PM - 7 PM3.6%
7 PM - 8 PM7.1%
8 PM - 9 PM12.5%
9 PM - 10 PM6.3%
10 PM - 11 PM3.6%
11 PM - Midnight0.9%

Busy Seasons

The information displayed below lists the busy seasons for Internet applications received by Super Brokers. The busiest season for mortgage applications located within St. Thomas, ON seems to occur in Summer with 30.4% of total applications, while the slow season is Autumn with 20.5%.

24.1%25.0%30.4%20.5%
  • Winter
  • Spring
  • Summer
  • Autumn
Busy Seasons for Mortgages in St. Thomas
Winter24.1%
Spring25.0%
Summer30.4%
Autumn20.5%

Age Ranges for Mortgage Applicants

In St. Thomas, ON, the median age for when residents inquire about a mortgage loan is 38. The youngest to apply for a mortgage with SuperBrokers was 20 years old. The most aged was 70 years young.

St. Thomas020406080Min Age: 20Median Age: 38Maximum Age: 70

Marital Status for Mortgage Applicants

When mortgage applicants in St. Thomas, ON fill out a online application through our website, they enter a marital status, and the most common status' they report are Married with 52.7%, Common Law with 17.9%, Single with 17.9%, Separated with 6.3%, and Divorced with 5.4%.

St. Thomas0306090120

Mortgage Types

Of the applications in St. Thomas, ON, the 5 most common application types are Qualification with 21.4%, Refinance with 18.8%, No Money Down with 16.1%, First-time Buyer with 14.3%, and Purchase with 11.6%.

  • Qualification
  • Refinance
  • Other
  • No Money Down
  • First-time Buyer
  • Purchase
Mortgage Inquiry Types for Mortgages in St. Thomas
Qualification21.4%
Refinance18.8%
Other17.9%
No Money Down16.1%
First-time Buyer14.3%
Purchase11.6%

Current Living Arrangement

When asked on an online mortgage application if they rent or own and where they currently live, the people of St. Thomas, ON commonly answer: Own with 50.0%, Rent with 42.9%, and Live with parents with 2.7%.

St. Thomas0255075100
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