Variable closed:	1.65%
1 year closed:	1.64%
3 year closed:	1.59%
5 year closed:	1.69%
10 year closed:	2.84%

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Stoney Creek Mortgage Information

Average Mortgage Loan in Stoney Creek: $185,596

Busy Months for Mortgage Inquiries within Stoney Creek

The following illustrates the volumes of online mortgage applications received by Super Brokers in each month for all years combined. The busiest months for mortgages from Stoney Creek usually occur during our second quarter (represented by the green bars) with 28.06% while our slowest is the fourth quarter (represented by the red bars) with 20.86%.

Busy Months Report for Stoney Creek Mortgages

Rankings for Busy Mortgage Months

Rank	Month	Percentage of Applications
1	November:	12.2%
2	May:	11.5%
3	August:	10.8%
4	June:	10.8%
5	February:	8.6%
6	March:	8.6%

Rank	Month	Percentage of Applications
7	September:	8.6%
8	January:	7.9%
9	October:	7.2%
10	July:	6.5%
11	April:	5.8%
12	December:	1.4%

Busy Days for Mortgages Originating within Stoney Creek

The information below plots the busy days for Internet applications that were received by Super Brokers. Each day is a representation of the combined 6-year total of all instances of that day. In Stoney Creek the most busy day of the week, with 22.30% of all inquiries, is Monday. In comparison, Saturday's are the slowest day with only 7.19% of all inquiries.

Rank	Day of the Week	Percentage of Applications
1	Monday:	22.3%
2	Tuesday:	18.7%
3	Friday:	17.3%
4	Wednesday:	14.4%
5	Thursday:	10.8%
6	Sunday:	9.3%
7	Saturday:	7.2%

Busy Days Report for Stoney Creek Mortgages

Peak Hours for Mortgages within Stoney Creek

Stoney Creek mortgage applications are received 24 hours a day from the Mortgage Super Brokers web site. The statistics shown below represents the peak hours over a 24-hour period. The data is taken from all days of all years.

Peak Hours Graph for Mortgages in Stoney Creek

Time	Period (24 Hour)	Percentage of Applications
12AM	00:00 to 00:59:	0.7%
1AM	01:00 to 01:59:	0.7%
2AM	02:00 to 02:59:	0%
3AM	03:00 to 03:59:	0.7%
4AM	04:00 to 04:59:	0%
5AM	05:00 to 05:59:	1.4%
6AM	06:00 to 06:59:	3.6%
7AM	07:00 to 07:59:	2.2%
8AM	08:00 to 08:59:	4.3%
9AM	09:00 to 09:59:	6.5%
10AM	10:00 to 10:59:	10.1%
11AM	11:00 to 11:59:	8.6%

Time	Period (24 Hour)	Percentage of Applications
Lunch	12:00 to 12:59:	7.2%
1PM	13:00 to 13:59:	5.0%
2PM	14:00 to 14:59:	7.9%
3PM	15:00 to 15:59:	6.5%
4PM	16:00 to 16:59:	5.8%
5PM	17:00 to 17:59:	5.0%
6PM	18:00 to 18:59:	10.1%
7PM	19:00 to 19:59:	4.3%
8PM	20:00 to 20:59:	3.6%
9PM	21:00 to 21:59:	3.6%
10PM	22:00 to 22:59:	2.2%
11PM	23:00 to 23:59:	0%

Ontario Mortgage Originations Compared to all other Provinces and Territories

Online Mortgage Origination for the Province or Territory of	Percentage of Applications
Alberta:	21.07%
British Columbia:	10.40%
Manitoba:	2.00%
New Brunswick:	2.53%
Newfoundland and Labrador:	1.30%
Nova Scotia:	3.29%
Northwest Territories:	0.49%
Nunavut:	0.10%
Ontario:	47.31%
Prince Edward Island:	0.51%
Quebec:	3.94%
Saskatchewan:	5.04%
Yukon:	0.47%

How Stoney Creek Ranks in Ontario for Mortgage Business

The following table lists how Stoney Creek ranks for mortgage applications sent to our website. The data collected is over a 7-year time frame. A location has to have a minimum of three applications to make the list. To find more information, simply click on a location.

Rank	Location	Contribution
38	WOODSTOCK, ON	0.254%
39	SARNIA, ON	0.252%
40	THORNHILL, ON	0.251%
41	BELLEVILLE, ON	0.249%
42	ORLEANS, ON	0.244%
43	STONEY CREEK, ON	0.240%
44	WELLAND, ON	0.239%
45	NORTH BAY, ON	0.235%
46	WOODBRIDGE, ON	0.207%
47	ORILLIA, ON	0.204%
48	CHATHAM, ON	0.201%

Types of Mortgage Inquiries Received from Stoney Creek

Type of Mortgage Application Form Selected		Percentage of Inquiries
Mortgage Pre-approval:		18.7%
Refinance / Debt Consolidation:		15.8%
First-time Home Buyer:		13.7%
New Home Purchase:		13.7%
No Money Down Mortgage (discontinued):		12.9%
Mortgage Renewal:		12.2%
Other:		12.7%

Total Application Types Found: 16

Age Demographics for Stoney Creek Based Mortgages

Average age: 40
Oldest age: 73
Youngest age: 19

Incomes for Stoney Creek Based Mortgages

The numbers below represent the average income of Canadians living in Stoney Creek who have applied for a mortgage loan using the pre-approval application on Mortgage Super Brokers' web site.

Average annual gross income for
mortgage applicants in Stoney Creek:	$56,775.70
applicants within all of Canada:	$60,852.54
Difference:	($4,076.84)

mortgage co-applicants in Stoney Creek:	$44,793.65
co-applicants within all of Canada:	$43,965.51
Difference:	$828.14

Note: Commercial loans were not included for this survey, only home loans from Stoney Creek, Ontario were used.

Nearest Settlements

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2	Caledonia, Ontario
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33	Guelph, Ontario
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