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Stoney Creek Mortgage Information

Average Mortgage Loan in Stoney Creek: $185,596

Busy Months for Mortgage Inquiries within Stoney Creek

The following illustrates the volumes of online mortgage applications received by Super Brokers in each month for all years combined. The busiest months for mortgages from Stoney Creek usually occur during our second quarter (represented by the green bars) with 28.06% while our slowest is the fourth quarter (represented by the red bars) with 20.86%.

Busy Months Report for Stoney Creek Mortgages

Rankings for Busy Mortgage Months

RankMonthPercentage of Applications
1 November: 12.2%
2 May: 11.5%
3 August: 10.8%
4 June: 10.8%
5 February: 8.6%
6 March: 8.6%
RankMonth Percentage of Applications
7 September: 8.6%
8 January: 7.9%
9 October: 7.2%
10 July: 6.5%
11 April: 5.8%
12 December: 1.4%

Busy Days for Mortgages Originating within Stoney Creek

The information below plots the busy days for Internet applications that were received by Super Brokers. Each day is a representation of the combined 6-year total of all instances of that day. In Stoney Creek the most busy day of the week, with 22.30% of all inquiries, is Monday. In comparison, Saturday's are the slowest day with only 7.19% of all inquiries.

Rank Day of the Week Percentage of Applications
1 Monday: 22.3%
2 Tuesday: 18.7%
3 Friday: 17.3%
4 Wednesday: 14.4%
5 Thursday: 10.8%
6 Sunday: 9.3%
7 Saturday: 7.2%
Busy Days Report for Stoney Creek Mortgages

Peak Hours for Mortgages within Stoney Creek

Stoney Creek mortgage applications are received 24 hours a day from the Mortgage Super Brokers web site. The statistics shown below represents the peak hours over a 24-hour period. The data is taken from all days of all years.


Peak Hours Graph for Mortgages in Stoney Creek
TimePeriod (24 Hour) Percentage
of Applications
12AM 00:00 to 00:59: 0.7%
1AM 01:00 to 01:59: 0.7%
2AM 02:00 to 02:59: 0%
3AM 03:00 to 03:59: 0.7%
4AM 04:00 to 04:59: 0%
5AM 05:00 to 05:59: 1.4%
6AM 06:00 to 06:59: 3.6%
7AM 07:00 to 07:59: 2.2%
8AM 08:00 to 08:59: 4.3%
9AM 09:00 to 09:59: 6.5%
10AM 10:00 to 10:59: 10.1%
11AM 11:00 to 11:59: 8.6%
TimePeriod (24 Hour) Percentage
of Applications
Lunch 12:00 to 12:59: 7.2%
1PM 13:00 to 13:59: 5.0%
2PM 14:00 to 14:59: 7.9%
3PM 15:00 to 15:59: 6.5%
4PM 16:00 to 16:59: 5.8%
5PM 17:00 to 17:59: 5.0%
6PM 18:00 to 18:59: 10.1%
7PM 19:00 to 19:59: 4.3%
8PM 20:00 to 20:59: 3.6%
9PM 21:00 to 21:59: 3.6%
10PM 22:00 to 22:59: 2.2%
11PM 23:00 to 23:59: 0%

Ontario Mortgage Originations Compared to all other Provinces and Territories


Online Mortgage Origination for the Province or Territory of Percentage of Applications
Alberta: 21.07%
British Columbia: 10.40%
Manitoba: 2.00%
New Brunswick: 2.53%
Newfoundland and Labrador: 1.30%
Nova Scotia: 3.29%
Northwest Territories: 0.49%
Nunavut: 0.10%
Ontario: 47.31%
Prince Edward Island: 0.51%
Quebec: 3.94%
Saskatchewan: 5.04%
Yukon: 0.47%

How Stoney Creek Ranks in Ontario for Mortgage Business

The following table lists how Stoney Creek ranks for mortgage applications sent to our website. The data collected is over a 7-year time frame. A location has to have a minimum of three applications to make the list. To find more information, simply click on a location.

RankLocation Contribution
38WOODSTOCK, ON 0.254%
39SARNIA, ON 0.252%
40THORNHILL, ON 0.251%
41BELLEVILLE, ON 0.249%
42ORLEANS, ON 0.244%
43STONEY CREEK, ON 0.240%
44WELLAND, ON 0.239%
45NORTH BAY, ON 0.235%
46WOODBRIDGE, ON 0.207%
47ORILLIA, ON 0.204%
48CHATHAM, ON 0.201%

Types of Mortgage Inquiries Received from Stoney Creek


Type of Mortgage Application Form Selected  Percentage
of Inquiries
Mortgage Pre-approval: 18.7%
Refinance / Debt Consolidation: 15.8%
First-time Home Buyer: 13.7%
New Home Purchase: 13.7%
No Money Down Mortgage (discontinued): 12.9%
Mortgage Renewal: 12.2%
Other: 12.7%
 
Total Application Types Found: 16

Age Demographics for Stoney Creek Based Mortgages

Average age: 40
Oldest age: 73
Youngest age: 19


Incomes for Stoney Creek Based Mortgages

The numbers below represent the average income of Canadians living in Stoney Creek who have applied for a mortgage loan using the pre-approval application on Mortgage Super Brokers' web site.

Average annual gross income for
mortgage applicants in Stoney Creek: $56,775.70
applicants within all of Canada: $60,852.54
Difference: ($4,076.84)
  
mortgage co-applicants in Stoney Creek: $44,793.65
co-applicants within all of Canada: $43,965.51
Difference: $828.14

Note: Commercial loans were not included for this survey, only home loans from Stoney Creek, Ontario were used.


Last mortgage report update for Stoney Creek: Friday, July 1, 2016
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