Variable closed:	2.25%
1 year closed:	2.49%
3 year closed:	2.49%
5 year closed:	2.39%
10 year closed:	3.55%

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Thorold Mortgage Information

Average Mortgage Loan in Thorold: $127,357

Busy Days for Online Applications within Thorold

The bar graph listed below compares the busy days for online mortgage applications that were received by our web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In Thorold, the day with the most volume, generating 30.56% of all inquiries, is Monday. In comparison, Thursday's are the slowest day with only 5.56% of all inquiries.

Rank	Day of the Week	Percentage of Applications
1	Monday:	30.6%
2	Tuesday:	16.7%
3	Wednesday:	16.7%
4	Sunday:	11.1%
5	Saturday:	11.1%
6	Friday:	8.3%
7	Thursday:	5.6%

Peak Hours for Mortgages within Thorold

In Thorold, inquiries are received 24 hours a day from the Mortgage Super Brokers web site. The graph shown below indicates the busy hours in the day. The data is taken from all days of all years. Only 47.2% of all mortgages are received during the morning, while 50.0% arrive in the afternoon.

Peak Hours Graph for Mortgages in Thorold

Time	Period (24 Hour)	Percentage of Applications
12AM	00:00 to 00:59:	2.8%
1AM	01:00 to 01:59:	0%
2AM	02:00 to 02:59:	0%
3AM	03:00 to 03:59:	0%
4AM	04:00 to 04:59:	0%
5AM	05:00 to 05:59:	0%
6AM	06:00 to 06:59:	2.8%
7AM	07:00 to 07:59:	8.3%
8AM	08:00 to 08:59:	8.3%
9AM	09:00 to 09:59:	5.6%
10AM	10:00 to 10:59:	16.7%
11AM	11:00 to 11:59:	5.6%

Time	Period (24 Hour)	Percentage of Applications
Lunch	12:00 to 12:59:	5.6%
1PM	13:00 to 13:59:	5.6%
2PM	14:00 to 14:59:	2.8%
3PM	15:00 to 15:59:	5.6%
4PM	16:00 to 16:59:	2.8%
5PM	17:00 to 17:59:	2.8%
6PM	18:00 to 18:59:	5.6%
7PM	19:00 to 19:59:	2.8%
8PM	20:00 to 20:59:	8.3%
9PM	21:00 to 21:59:	5.6%
10PM	22:00 to 22:59:	2.8%
11PM	23:00 to 23:59:	0%

Ontario Mortgage Originations Compared to all other Provinces and Territories

Online Mortgage Origination for the Province or Territory of	Percentage of Applications
Alberta:	21.07%
British Columbia:	10.40%
Manitoba:	2.00%
New Brunswick:	2.53%
Newfoundland and Labrador:	1.30%
Nova Scotia:	3.29%
Northwest Territories:	0.49%
Nunavut:	0.10%
Ontario:	47.31%
Prince Edward Island:	0.51%
Quebec:	3.94%
Saskatchewan:	5.04%
Yukon:	0.47%

How Thorold Ranks in Ontario for Mortgage Business

The following table lists how Thorold ranks for mortgage applications sent to our website. The data collected is over a 7-year time frame. A location has to have a minimum of three applications to make the list. To find more information, simply click on a location.

Rank	Location	Contribution
106	BEAMSVILLE, ON	0.064%
107	ELLIOT LAKE, ON	0.064%
108	PORT PERRY, ON	0.062%
109	KINGSVILLE, ON	0.062%
110	HANMER, ON	0.062%
111	THOROLD, ON	0.062%
112	DUNNVILLE, ON	0.061%
113	CALEDON, ON	0.061%
114	PICTON, ON	0.061%
115	BELLE RIVER, ON	0.061%
116	CARLETON PLACE, ON	0.061%

Types of Mortgage Inquiries Received from Thorold

Type of Mortgage Application Form Selected		Percentage of Inquiries
Mortgage Pre-approval:		22.2%
New Home Purchase:		22.2%
First-time Home Buyer:		13.9%
Mortgage Renewal:		13.9%
Refinance / Debt Consolidation:		8.3%
No Money Down Mortgage (discontinued):		5.6%
Commercial:		5.6%
Variable Rate:		5.6%
Other:		2.8%

Total Application Types Found: 9

Age Demographics for Thorold Based Mortgages

Average age: 35
Oldest age: 57
Youngest age: 23

Incomes for Thorold Based Mortgages

The amounts shown below represent the average income of applicants living in Thorold who have applied for a loan using the Super Brokers' mortgage application.

Average annual gross income for
mortgage applicants in Thorold:	$46,583.56
applicants within all of Canada:	$60,852.54
Difference:	($14,268.98)

mortgage co-applicants in Thorold:	$48,610.41
co-applicants within all of Canada:	$43,965.51
Difference:	$4,644.90

Note: Commercial loans were not included for this survey, only residential loans were used.

Nearest Settlements

1	Niagara On The Lake, Ontario
2	Welland, Ontario
3	Ridgeville, Ontario
4	Port Colborne, Ontario
5	Stevensville, Ontario
6	Fonthill, Ontario
7	St Catharines, Ontario
8	Crystal Beach, Ontario
9	Fort Erie, Ontario

10	Ridgeway, Ontario
11	Niagara Falls, Ontario
12	Fenwick, Ontario
13	Wellandport, Ontario
14	Lowbanks, Ontario
15	Caistor Centre, Ontario
16	Vineland, Ontario
17	St Anns, Ontario
18	Smithville, Ontario