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The 6-year bar graph below illustrates the volumes of applications received by Super Brokers in each month for all years combined. The busiest months for mortgages from Regina occur during our second quarter (represented by the green bars) with 32.59% while our slowest is the fourth quarter (represented by the red bars) with 16.85%.
Rankings for Busy Mortgage Months
| Rank | Month | | Percentage of Applications |
|---|
| 1 | May: | | 11.1% |
| 2 | April: | | 10.8% |
| 3 | June: | | 10.8% |
| 4 | August: | | 10.5% |
| 5 | July: | | 9.9% |
| 6 | March: | | 9.0% |
| Rank | Month | | Percentage of Applications |
|---|
| 7 | September: | | 8.3% |
| 8 | October: | | 6.5% |
| 9 | January: | | 6.4% |
| 10 | February: | | 6.4% |
| 11 | November: | | 6.3% |
| 12 | December: | | 4.1% |
The data below illustrates the busy days for online mortgage applications that were received by Super Brokers' web site. Each day is a representation of the combined 6-year total of all instances of that day. In Regina the busiest day, with 19.09% of all submissions, is Monday. In comparison, Saturday's are the slowest day with only 8.83% of all inquiries.
| Rank | Day of the Week | Percentage of Applications |
|---|
| 1: | Monday: | 19.1% |
| 2: | Tuesday: | 18.4% |
| 3: | Wednesday: | 16.1% |
| 4: | Thursday: | 14.5% |
| 5: | Sunday: | 11.7% |
| 6: | Friday: | 11.4% |
| 7: | Saturday: | 8.8% |
| 1: | 009 on Thursday, July 27, 2006. |
| 2: | 007 on Sunday, April 30, 2006. |
| 3: | 006 on Wednesday, May 10, 2006. |
| 4: | 006 on Monday, May 1, 2006. |
| 5: | 006 on Monday, August 28, 2006. |
| 6: | 006 on Monday, April 24, 2006. |
| 7: | 006 on Friday, August 4, 2006. |
| 8: | 006 on Tuesday, August 8, 2006. |
| 9: | 006 on Thursday, June 15, 2006. |
| 10: | 006 on Wednesday, September 20, 2006. |
Note: These records do not include e-mails, contact forms, faxes, phone-ins or walk-ins.
In Regina, applications are received 24 hours a day from the Super Brokers web site. The following represents the rush hours within a 24-hour period. The data is taken from all days of all years. Only 25.5% of all mortgages are received during the morning, while 70.7% arrive in the afternoon.
| Time | Period (24 Hour) | Percentage
of Applications |
|---|
| 12AM | 00:00 to 00:59: | 1.9%
|
| 1AM | 01:00 to 01:59: | 1.2%
|
| 2AM | 02:00 to 02:59: | 0.5%
|
| 3AM | 03:00 to 03:59: | 0.2%
|
| 4AM | 04:00 to 04:59: | 0.4%
|
| 5AM | 05:00 to 05:59: | 0.4%
|
| 6AM | 06:00 to 06:59: | 0.7%
|
| 7AM | 07:00 to 07:59: | 1.9%
|
| 8AM | 08:00 to 08:59: | 2.2%
|
| 9AM | 09:00 to 09:59: | 5.7%
|
| 10AM | 10:00 to 10:59: | 5.5%
|
| 11AM | 11:00 to 11:59: | 8.6%
|
| Time | Period (24 Hour) | Percentage
of Applications |
|---|
| Lunch | 12:00 to 12:59: | 7.9%
|
| 1PM | 13:00 to 13:59: | 7.6%
|
| 2PM | 14:00 to 14:59: | 7.7%
|
| 3PM | 15:00 to 15:59: | 6.7%
|
| 4PM | 16:00 to 16:59: | 6.0%
|
| 5PM | 17:00 to 17:59: | 4.3%
|
| 6PM | 18:00 to 18:59: | 6.2%
|
| 7PM | 19:00 to 19:59: | 4.5%
|
| 8PM | 20:00 to 20:59: | 4.9%
|
| 9PM | 21:00 to 21:59: | 6.7%
|
| 10PM | 22:00 to 22:59: | 5.1%
|
| 11PM | 23:00 to 23:59: | 3.1%
|
Average age: 34
Oldest age: 74
Youngest age: 19
The following figures show the average income of people living in Regina who have submitted an inquiry using the online application located at the Mortgage Super Brokers' web site.
| Average annual gross income for | |
|---|
| mortgage applicants in Regina: | $49,138.22 |
| applicants within all of Canada: | $60,593.10 |
| Difference: | ($11,454.88) |
| | |
| mortgage co-applicants in Regina: | $37,436.32 |
| co-applicants within all of Canada: | $43,761.59 |
| Difference: | ($6,325.27) |
Note: Commercial Mortgage loans were not included for this report, only residential mortgages from Regina, Saskatchewan were used.
Licensing Info: Alberta Mortgage #MW-0511205,
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