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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Current
Rates (%)
Previous
Rates (%)
Rate
Change (%)
Last Date of
Change
Variable rate2.102.15-0.05 percentage pointsThe Rate has DecreasedJun 22, 2016
6 month rate 3.103.95-0.85 percentage pointsThe Rate has DecreasedDec 31, 2015
1 year rate 2.192.29-0.10 percentage pointsThe Rate has DecreasedSep 19, 2015
2 year rate 2.142.19-0.05 percentage pointsThe Rate has DecreasedApr 7, 2016
3 year rate 2.242.29-0.05 percentage pointsThe Rate has DecreasedJul 8, 2016
4 year rate 2.392.34+0.05 percentage pointsThe Rate has IncreasedAug 30, 2016
5 year rate 2.292.34-0.05 percentage pointsThe Rate has DecreasedAug 30, 2016
7 year rate 3.443.39+0.05 percentage pointsThe Rate has IncreasedDec 16, 2015
10 year rate 3.844.09-0.25 percentage pointsThe Rate has DecreasedFeb 5, 2015
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Financial
Institution
Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.10 3.10 2.19 2.14 2.24 2.39 2.29
Alterna Bank/Savings2.454.002.792.342.402.692.48
ATB Financial2.304.002.942.292.442.492.49
Bank of Montreal2.704.203.093.193.594.094.84
Caisses Desjardins2.704.403.143.243.393.894.74
Canadian Western Bank/Trust2.904.003.143.043.654.204.74
CIBC2.703.142.842.793.394.094.79
Comtech Credit Union-6.202.842.892.952.992.89
DUCA Financial Services2.50-2.892.792.792.992.49
Effort Trust-4.453.353.503.704.304.35
Equitable Bank--3.143.043.654.394.64
First Calgary Financial-4.002.892.892.442.792.54
First National Financial2.353.102.292.242.392.492.49
FirstOntario Credit Union2.504.242.692.242.342.442.49
Home Trust Company-Agent2.503.952.692.142.342.592.49
HSBC Bank Canada2.804.453.143.143.394.094.64
ICICI Bank Canada3.05-2.842.842.842.892.89
Investors Group Trust2.704.203.143.093.393.894.74
Laurentian Bank of Canada2.704.402.892.843.393.894.74
League Savings & Mortgage-4.452.992.592.792.692.69
Libro Credit Union-3.752.602.652.692.692.69
London Life2.704.203.143.093.393.894.74
Luminus Financial3.25-3.253.203.654.004.50
Manulife2.604.453.002.942.842.792.89
Meridian Credit Union2.404.002.842.792.643.892.49
National Bank2.704.403.143.043.393.894.74
PACE Savings & Credit Union-5.002.992.693.493.994.54
Parama Credit Union2.65-2.802.852.953.053.15
Peace Hills Trust-4.503.153.503.753.853.95
President's Choice Financial2.706.193.142.793.343.994.44
Rapport Credit Union2.856.003.093.043.503.042.99
RBC Royal Bank2.703.143.143.043.654.394.64
Scotiabank2.704.553.293.093.393.894.49
Steinbach Credit Union--2.392.392.392.492.49
Tangerine2.70-3.193.243.493.693.79
TD Canada Trust2.703.142.992.843.393.894.54
WFCU Credit Union-4.453.003.043.654.394.64
Your Neighbourhood Credit Union--2.802.893.093.152.94
Last comparison update: 2016-09-25

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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