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Compare Canadian Mortgage Rates
Current Mortgage Rates from Super Brokers
|Last Date of
|Variable rate||2.85||2.36||+0.49 percentage points||Nov 26, 2018|
|6 month rate||4.50||4.09||+0.41 percentage points||Nov 26, 2018|
|1 year rate||3.14||2.99||+0.15 percentage points||Nov 26, 2018|
|2 year rate||3.19||3.14||+0.05 percentage points||Nov 26, 2018|
|3 year rate||3.39||3.24||+0.15 percentage points||Nov 26, 2018|
|4 year rate||3.59||3.29||+0.30 percentage points||Nov 26, 2018|
|5 year rate||3.49||3.24||+0.25 percentage points||Nov 26, 2018|
|7 year rate||3.59||3.44||+0.15 percentage points||Nov 26, 2018|
|10 year rate||4.04||3.99||+0.05 percentage points||Nov 26, 2018|
Mortgage Rate Comparison
Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.
Find the best residential mortgage rates in Canada*
Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.
|VariableVar||6 MthMo||1 YearYr||2 YearYr||3 YearYr||4 YearYr||5 YearYr|
|Our Mortgage Rates**||2.85||4.50||3.14||3.19||3.39||3.59||3.49|
|Bank of Montreal||4.10||4.20||3.79||3.99||4.29||4.89||5.34|
|Canadian Western Bank/Trust||3.85||3.94||3.14||3.04||3.04||3.14||3.14|
|Comtech Credit Union||-||6.20||3.39||3.49||3.69||3.74||3.79|
|Desjardins - Caisses||3.95||4.40||3.79||3.89||4.34||4.89||5.34|
|First National Financial||3.95||4.50||3.99||3.64||3.59||3.39||3.34|
|FirstOntario Credit Union||3.45||4.94||3.69||3.74||3.79||3.89||3.49|
|HSBC Bank Canada||3.04||3.19||3.19||3.24||3.24||3.29||3.09|
|Investors Group Trust||3.70||4.20||3.49||3.59||4.14||4.89||5.34|
|Kindred Credit Union||3.95||-||4.15||4.20||4.25||4.30||3.55|
|Laurentian Bank of Canada||3.95||4.40||3.79||3.89||4.34||4.89||5.34|
|Libro Credit Union||-||4.75||3.44||3.44||3.49||3.49||3.49|
|Meridian Credit Union||3.15||4.00||3.24||3.49||3.74||3.89||3.24|
|PACE Savings & Credit Union||3.95||-||3.64||3.84||3.95||4.59||4.99|
|Parama Credit Union||3.70||-||3.75||3.85||3.95||4.05||4.15|
|Peace Hills Trust||-||4.50||3.35||3.50||3.75||4.05||4.25|
|Rapport Credit Union||3.70||6.00||3.54||3.59||4.04||4.44||5.35|
|RBC Royal Bank||3.95||3.64||3.64||3.89||4.45||5.04||5.34|
|Steinbach Credit Union||-||-||3.29||3.35||3.15||3.30||3.45|
|TD Canada Trust||4.10||3.34||3.59||3.74||3.89||3.94||5.34|
|Your Neighbourhood Credit Union||-||-||3.69||3.79||3.99||4.09||4.19|
* These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.
** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.
Mortgage Calculator With Lump Sums
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This calculator will find how much you may be pre-approved for based on industry standard guidelines.
Mortgage Rate History
Take a glimpse at how mortgage rates have increased and decreased in the last decade.
See the Prime Rate
The current prime rate, info on how it works, and the implications for variable rate mortgages.