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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Current
Rates (%)
Previous
Rates (%)
Rate
Change (%)
Last Date of
Change
Variable rate2.201.95+0.25 percentage pointsThe Rate has IncreasedJul 17, 2017
6 month rate 3.103.95-0.85 percentage pointsThe Rate has DecreasedDec 31, 2015
1 year rate 2.442.39+0.05 percentage pointsThe Rate has IncreasedJul 18, 2017
2 year rate 2.542.14+0.40 percentage pointsThe Rate has IncreasedJul 20, 2017
3 year rate 2.592.34+0.25 percentage pointsThe Rate has IncreasedJul 20, 2017
4 year rate 2.792.94-0.15 percentage pointsThe Rate has DecreasedJul 20, 2017
5 year rate 2.842.59+0.25 percentage pointsThe Rate has IncreasedJul 20, 2017
7 year rate 3.243.44-0.20 percentage pointsThe Rate has DecreasedJan 16, 2017
10 year rate 3.743.79-0.05 percentage pointsThe Rate has DecreasedApr 7, 2017
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Financial
Institution
Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.20 3.10 2.44 2.54 2.59 2.79 2.84
First National Financial2.953.103.693.393.243.343.39
TD Canada Trust3.103.143.042.843.443.894.84
RBC Royal Bank2.953.143.143.043.654.394.64
CIBC2.953.142.842.793.394.094.79
HSBC Bank Canada1.993.392.292.392.592.692.59
Canadian Western Bank/Trust2.503.702.442.242.382.542.64
Libro Credit Union-3.752.902.902.952.952.99
Meridian Credit Union2.554.002.842.793.393.892.74
First Calgary Financial-4.002.892.892.542.592.69
Alterna Bank/Savings2.504.002.792.742.642.552.60
ATB Financial2.204.102.992.392.642.742.99
Investors Group Trust3.054.203.042.893.393.894.64
London Life3.054.203.092.893.393.894.64
Bank of Montreal2.954.203.093.193.594.094.84
FirstOntario Credit Union2.704.342.792.492.642.792.89
Laurentian Bank of Canada2.954.402.893.043.393.894.74
Desjardins - Caisses2.954.403.143.243.393.894.74
National Bank2.954.403.143.043.393.894.74
Manulife2.954.453.002.942.993.043.09
WFCU Credit Union-4.453.003.043.654.394.64
League Savings & Mortgage-4.452.992.552.652.752.89
Effort Trust-4.504.004.104.305.005.10
Peace Hills Trust-4.503.153.503.753.853.95
Scotiabank2.954.553.293.093.393.894.64
PACE Savings & Credit Union-5.003.143.043.654.394.64
Rapport Credit Union2.706.003.093.043.393.894.64
President's Choice Financial2.956.043.142.793.343.994.44
Comtech Credit Union-6.202.842.892.952.992.89
Tangerine2.55-3.292.642.742.842.89
Your Neighbourhood Credit Union--2.792.893.093.192.89
Street Capital Bank2.30-2.842.842.942.943.09
Equitable Bank--3.143.043.654.394.64
ICICI Bank Canada3.05-2.642.642.643.193.29
Home Trust Company-Agent--3.143.043.654.394.64
Parama Credit Union2.90-2.802.852.953.053.15
Kindred Credit Union2.95-3.403.403.453.453.49
Steinbach Credit Union--2.542.542.542.642.74
Last comparison update: 2017-07-22

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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Mortgage Brokers
Your bank simply isn't in the business of finding you a low mortgage rate. We can beat the banks' rates because we're not beholden to any one lender. We're free agents. We play the field, and if another lender offers us a better mortgage rate, our brokers will take it in a heartbeat and save you money in the process. Our independence lets us be confident that we can provide you with the best mortgage rates in Canada.
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