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Mortgage Rates
Variable closed: 2.09% 1 year closed: 2.64% 3 year closed: 2.64% 5 year closed: 2.97% 10 year closed: 3.74% 
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Mortgage Rates
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Current Mortgage Rates from Super Brokers
| Mortgage Type or Term |
Current Rates (%) |
Previous Rates (%) |
Rate Change (%) |
Last Date of Change |
| Variable rate | 2.09 | 2.15 | -0.06 percentage points | Aug 22, 2017 |
| 6 month rate | 3.10 | 3.95 | -0.85 percentage points | Dec 31, 2015 |
| 1 year rate | 2.64 | 2.44 | +0.20 percentage points | Sep 13, 2017 |
| 2 year rate | 2.54 | 2.14 | +0.40 percentage points | Jul 20, 2017 |
| 3 year rate | 2.64 | 2.84 | -0.20 percentage points | Sep 15, 2017 |
| 4 year rate | 2.84 | 2.94 | -0.10 percentage points | Sep 15, 2017 |
| 5 year rate | 2.97 | 2.99 | -0.02 percentage points | Sep 15, 2017 |
| 7 year rate | 3.24 | 3.44 | -0.20 percentage points | Jan 16, 2017 |
| 10 year rate | 3.74 | 3.79 | -0.05 percentage points | Apr 7, 2017 |
Mortgage Rate Comparison
Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.
Find the best residential mortgage rates in Canada*
Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.
| Financial Institution |
Mortgage Type/Term | ||||||
| VariableVar | 6 MthMo | 1 YearYr | 2 YearYr | 3 YearYr | 4 YearYr | 5 YearYr | |
| Our Mortgage Rates** | 2.09 | 3.10 | 2.64 | 2.54 | 2.64 | 2.84 | 2.97 |
| First National Financial | 3.20 | 3.10 | 3.99 | 3.64 | 3.49 | 3.59 | 3.64 |
| RBC Royal Bank | 3.20 | 3.14 | 3.14 | 3.19 | 3.80 | 4.54 | 4.79 |
| TD Canada Trust | 3.35 | 3.14 | 3.04 | 2.84 | 3.44 | 3.89 | 4.94 |
| PACE Savings & Credit Union | 2.70 | 3.14 | 3.14 | 3.19 | 3.80 | 4.54 | 4.79 |
| CIBC | 3.20 | 3.14 | 2.99 | 2.94 | 3.54 | 4.19 | 4.89 |
| HSBC Bank Canada | 2.29 | 3.39 | 2.69 | 2.84 | 2.74 | 2.84 | 2.94 |
| Canadian Western Bank/Trust | 2.50 | 3.70 | 2.44 | 2.24 | 2.38 | 2.54 | 2.64 |
| Libro Credit Union | - | 3.75 | 3.15 | 3.15 | 3.20 | 3.20 | 3.24 |
| First Calgary Financial | - | 3.99 | 2.69 | 2.79 | 2.84 | 2.94 | 2.99 |
| Alterna Bank/Savings | 2.95 | 4.00 | 2.99 | 2.84 | 3.05 | 2.95 | 2.99 |
| Meridian Credit Union | 2.80 | 4.00 | 2.84 | 2.79 | 3.39 | 3.89 | 3.04 |
| ATB Financial | 2.75 | 4.10 | 2.99 | 2.84 | 2.94 | 3.04 | 3.14 |
| Investors Group Trust | 3.05 | 4.20 | 3.04 | 2.89 | 3.39 | 3.89 | 4.84 |
| Bank of Montreal | 3.20 | 4.20 | 3.09 | 3.19 | 3.59 | 4.09 | 4.84 |
| London Life | 3.05 | 4.20 | 3.04 | 2.89 | 3.39 | 3.89 | 4.84 |
| National Bank | 2.95 | 4.40 | 3.14 | 3.04 | 3.39 | 3.89 | 4.84 |
| Laurentian Bank of Canada | 3.20 | 4.40 | 3.14 | 3.04 | 3.39 | 3.89 | 4.84 |
| Desjardins - Caisses | 3.20 | 4.40 | 3.24 | 3.24 | 3.39 | 3.89 | 4.84 |
| League Savings & Mortgage | - | 4.45 | 2.99 | 2.89 | 3.09 | 3.19 | 3.24 |
| Manulife | 3.20 | 4.45 | 3.10 | 3.14 | 3.24 | 3.34 | 3.39 |
| Effort Trust | - | 4.50 | 4.00 | 4.10 | 4.30 | 5.00 | 5.10 |
| Peace Hills Trust | - | 4.50 | 3.15 | 3.50 | 3.75 | 3.85 | 3.95 |
| Scotiabank | 3.20 | 4.75 | 3.49 | 3.09 | 3.54 | 3.89 | 4.84 |
| FirstOntario Credit Union | 3.20 | 4.84 | 3.44 | 3.09 | 3.19 | 3.34 | 3.39 |
| Rapport Credit Union | 2.70 | 6.00 | 3.09 | 3.04 | 3.39 | 3.89 | 4.64 |
| President's Choice Financial | 3.20 | 6.19 | 3.29 | 2.94 | 3.49 | 4.09 | 4.54 |
| Comtech Credit Union | - | 6.20 | 2.84 | 2.89 | 2.95 | 2.99 | 3.04 |
| Street Capital Bank | 2.55 | - | 2.84 | 2.84 | 2.94 | 2.94 | 3.09 |
| Your Neighbourhood Credit Union | - | - | 2.79 | 2.89 | 3.09 | 3.19 | 2.89 |
| Tangerine | 2.90 | - | 3.29 | 2.79 | 2.89 | 2.99 | 3.09 |
| Steinbach Credit Union | - | - | 2.79 | 2.79 | 2.99 | 3.09 | 3.19 |
| ICICI Bank Canada | 3.05 | - | 2.64 | 2.64 | 2.64 | 3.19 | 3.29 |
| Equitable Bank | - | - | 3.14 | 3.19 | 3.65 | 4.54 | 4.79 |
| Home Trust Company-Agent | - | - | 3.14 | 3.04 | 3.65 | 4.39 | 4.64 |
| Parama Credit Union | 3.15 | - | 2.89 | 2.94 | 3.04 | 3.19 | 3.29 |
| Kindred Credit Union | 3.20 | - | 3.65 | 3.65 | 3.70 | 3.70 | 3.74 |
* These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.
** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.
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Mortgage Rate History
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See the Prime Rate
The current prime rate, info on how it works, and the implications for variable rate mortgages.
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