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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Current
Rates (%)
Previous
Rates (%)
Rate
Change (%)
Last Date of
Change
Variable rate1.951.99-0.04 percentage pointsThe Rate has DecreasedMar 17, 2017
6 month rate 3.103.95-0.85 percentage pointsThe Rate has DecreasedDec 31, 2015
1 year rate 2.342.39-0.05 percentage pointsThe Rate has DecreasedApr 6, 2017
2 year rate 2.142.19-0.05 percentage pointsThe Rate has DecreasedApr 7, 2016
3 year rate 2.362.44-0.08 percentage pointsThe Rate has DecreasedMay 1, 2017
4 year rate 2.442.49-0.05 percentage pointsThe Rate has DecreasedMay 3, 2017
5 year rate 2.442.49-0.05 percentage pointsThe Rate has DecreasedApr 21, 2017
7 year rate 3.243.44-0.20 percentage pointsThe Rate has DecreasedJan 16, 2017
10 year rate 3.743.79-0.05 percentage pointsThe Rate has DecreasedApr 7, 2017
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Financial
Institution
Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 1.95 3.10 2.34 2.14 2.36 2.44 2.44
First National Financial2.353.102.642.642.642.842.84
RBC Royal Bank2.703.143.143.043.654.394.64
CIBC2.703.142.842.793.394.094.79
TD Canada Trust2.853.143.042.843.443.894.64
HSBC Bank Canada2.193.392.252.292.392.492.39
Canadian Western Bank/Trust2.503.702.442.242.382.542.64
Libro Credit Union-3.752.702.752.802.852.89
Meridian Credit Union2.304.002.842.793.393.892.59
Alterna Bank/Savings2.254.002.792.742.642.552.60
First Calgary Financial-4.002.892.892.542.592.69
ATB Financial2.104.102.992.392.362.572.69
Investors Group Trust2.854.203.143.093.393.894.64
Bank of Montreal2.704.203.093.193.594.094.84
London Life2.854.203.143.093.393.894.64
FirstOntario Credit Union2.704.342.792.492.642.792.89
National Bank2.704.403.143.043.393.894.74
Laurentian Bank of Canada2.704.402.893.043.393.894.74
Desjardins - Caisses2.704.403.143.243.393.894.74
Manulife2.704.453.002.942.842.892.89
League Savings & Mortgage-4.452.992.592.642.742.79
WFCU Credit Union-4.453.003.043.654.394.64
Effort Trust-4.503.503.603.804.504.60
Peace Hills Trust-4.503.153.503.753.853.95
Scotiabank2.704.553.293.093.393.894.64
PACE Savings & Credit Union-5.003.143.043.654.394.64
Rapport Credit Union2.856.003.093.043.503.042.99
President's Choice Financial2.706.193.142.793.343.994.44
Comtech Credit Union-6.202.842.892.952.992.89
Tangerine2.20-3.192.292.392.492.59
ICICI Bank Canada3.05-2.642.642.643.193.29
Street Capital Bank2.15-2.692.692.692.692.69
Your Neighbourhood Credit Union--2.792.893.093.152.79
Home Trust Company-Agent--3.143.043.654.394.64
Kindred Credit Union2.70-3.353.353.403.402.79
DUCA Financial Services2.35-3.042.942.943.142.79
Equitable Bank--3.143.043.654.394.64
Parama Credit Union2.65-2.802.852.953.053.15
Steinbach Credit Union--2.392.392.492.592.69
Last comparison update: 2017-05-24

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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Mortgage Brokers
Your bank simply isn't in the business of finding you a low mortgage rate. We can beat the banks' rates because we're not beholden to any one lender. We're free agents. We play the field, and if another lender offers us a better mortgage rate, our brokers will take it in a heartbeat and save you money in the process. Our independence lets us be confident that we can provide you with the best mortgage rates in Canada.
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