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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Rates (%)
Rates (%)
Change (%)
Last Date of
Variable rate2.852.36+0.49 percentage pointsThe Rate has IncreasedNov 26, 2018
6 month rate 4.504.09+0.41 percentage pointsThe Rate has IncreasedNov 26, 2018
1 year rate 2.693.29-0.60 percentage pointsThe Rate has DecreasedOct 31, 2019
2 year rate 2.693.14-0.45 percentage pointsThe Rate has DecreasedOct 31, 2019
3 year rate 2.692.64+0.05 percentage pointsThe Rate has IncreasedOct 31, 2019
4 year rate 2.693.19-0.50 percentage pointsThe Rate has DecreasedOct 31, 2019
5 year rate 2.792.59+0.20 percentage pointsThe Rate has IncreasedOct 31, 2019
7 year rate 3.493.59-0.10 percentage pointsThe Rate has DecreasedMay 8, 2019
10 year rate 3.444.04-0.60 percentage pointsThe Rate has DecreasedMay 8, 2019
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.85 4.50 2.69 2.69 2.69 2.69 2.79
HSBC Bank Canada2.943.193.092.842.842.892.84
TD Canada Trust4.103.343.593.743.893.945.34
RBC Royal Bank3.953.643.643.894.454.995.19
Canadian Western Bank/Trust3.353.942.942.892.892.943.04
Meridian Credit Union3.
Investors Group Trust3.954.203.493.594.144.895.19
Bank of Montreal4.104.203.643.894.294.895.19
Canada Life3.954.203.493.594.144.895.19
Laurentian Bank of Canada3.954.403.693.894.344.895.19
Alterna Bank/Savings2.944.403.642.192.794.942.84
Desjardins - Caisses3.954.403.693.894.344.895.19
First National Financial3.954.493.993.
Effort Trust-4.504.404.504.754.904.95
National Bank3.954.503.393.493.944.895.19
Peace Hills Trust-4.503.353.503.754.054.25
ATB Financial3.154.503.393.493.493.542.89
Libro Credit Union-4.752.942.942.992.992.99
FirstOntario Credit Union3.404.943.693.
Rapport Credit Union3.706.003.543.594.044.445.19
Simplii Financial3.956.193.393.393.894.394.99
Comtech Fire Credit U.-6.203.393.493.693.743.49
Steinbach Credit Union--3.252.892.892.892.99
Kindred Credit Union3.95-3.653.703.703.753.49
Equitable Bank--3.643.894.454.995.19
Home Trust3.00-3.993.543.793.852.94
Luminus Financial4.25-
Parama Credit Union3.70-3.503.603.703.803.90
Last comparison update: 2020-01-20

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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Mortgage Calculator With Lump Sums
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How Much Can You Afford?
This calculator will find how much you may be pre-approved for based on industry standard guidelines.

Mortgage Rate History
Take a glimpse at how mortgage rates have increased and decreased in the last decade.

See the Prime Rate
The current prime rate, info on how it works, and the implications for variable rate mortgages.

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Mortgage Brokers
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