Canadian Maple Leaf Licensing Info: Alberta Mortgage #MW-0511205,
FSCO (Ontario) #10315,
Saskatchewan Mortgage #315872, and all other provinces.
 
Division of

The Mortgage Group®

Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Current
Rates (%)
Previous
Rates (%)
Rate
Change (%)
Last Date of
Change
Variable rate2.202.09+0.11 percentage pointsThe Rate has IncreasedOct 13, 2017
6 month rate 3.103.95-0.85 percentage pointsThe Rate has DecreasedDec 31, 2015
1 year rate 2.642.44+0.20 percentage pointsThe Rate has IncreasedSep 13, 2017
2 year rate 2.542.14+0.40 percentage pointsThe Rate has IncreasedJul 20, 2017
3 year rate 2.842.64+0.20 percentage pointsThe Rate has IncreasedSep 27, 2017
4 year rate 2.942.84+0.10 percentage pointsThe Rate has IncreasedSep 28, 2017
5 year rate 2.842.97-0.13 percentage pointsThe Rate has DecreasedSep 26, 2017
7 year rate 3.693.24+0.45 percentage pointsThe Rate has IncreasedOct 25, 2017
10 year rate 3.743.79-0.05 percentage pointsThe Rate has DecreasedApr 7, 2017
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Financial
Institution
Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.20 3.10 2.64 2.54 2.84 2.94 2.84
First National Financial3.203.103.893.493.293.443.44
TD Canada Trust3.353.143.043.243.443.894.99
PACE Savings & Credit Union2.703.143.143.193.804.544.79
RBC Royal Bank3.203.343.343.394.004.744.99
HSBC Bank Canada2.343.692.842.892.942.992.99
CIBC3.203.753.143.093.544.194.89
Libro Credit Union-3.753.203.253.303.343.39
Meridian Credit Union2.804.002.842.223.393.893.15
Alterna Bank/Savings2.954.002.992.843.053.003.09
Canadian Western Bank/Trust2.904.002.842.792.893.043.04
First Calgary Financial-4.092.992.993.043.143.29
ATB Financial2.754.102.992.993.193.293.34
Investors Group Trust3.204.203.153.153.594.094.99
Bank of Montreal3.354.203.293.293.894.244.99
London Life3.204.203.153.153.594.094.99
National Bank3.204.403.243.243.593.894.99
Laurentian Bank of Canada3.204.403.243.243.594.094.99
Desjardins - Caisses3.204.403.393.393.744.094.99
League Savings & Mortgage-4.453.103.153.253.353.40
Manulife3.204.453.143.243.343.443.49
Effort Trust-4.504.004.104.305.005.10
Peace Hills Trust-4.503.153.503.753.853.95
Scotiabank3.204.753.493.293.744.094.99
FirstOntario Credit Union3.304.943.593.243.343.493.49
Rapport Credit Union2.706.003.093.143.544.194.84
Simplii Financial3.206.193.443.093.494.094.54
Comtech Credit Union-6.202.842.892.952.993.04
Street Capital Bank2.55-3.093.093.193.193.24
Tangerine2.70-3.292.943.043.143.19
Your Neighbourhood Credit Union--2.993.093.293.393.59
Steinbach Credit Union--2.792.792.993.093.19
Parama Credit Union3.15-2.993.043.143.293.44
ICICI Bank Canada3.05-2.642.642.643.193.29
Home Trust Company-Agent--3.243.293.904.644.89
Equitable Bank--3.243.293.854.744.99
Kindred Credit Union3.20-3.653.653.703.703.74
Last comparison update: 2017-11-21

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

Find More

Mortgage Calculator With Lump Sums
Our mortgage calculator will help you visualize multiple side-by-side mortgage scenarios.

How Much Can You Afford?
This calculator will find how much you may be pre-approved for based on industry standard guidelines.

Mortgage Rate History
Take a glimpse at how mortgage rates have increased and decreased in the last decade.

See the Prime Rate
The current prime rate, info on how it works, and the implications for variable rate mortgages.

Mortgage Calculator
 
Apply for Mortgage
 
Mortgage Brokers
Your bank simply isn't in the business of finding you a low mortgage rate. We can beat the banks' rates because we're not beholden to any one lender. We're free agents. We play the field, and if another lender offers us a better mortgage rate, our brokers will take it in a heartbeat and save you money in the process. Our independence lets us be confident that we can provide you with the best mortgage rates in Canada.
Mortgage Brokers Beat Bank Rates