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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Rates (%)
Rates (%)
Change (%)
Last Date of
Variable rate2.362.20+0.16 percentage pointsThe Rate has IncreasedJan 22, 2018
6 month rate 4.093.10+0.99 percentage pointsThe Rate has IncreasedFeb 20, 2018
1 year rate 2.993.19-0.20 percentage pointsThe Rate has DecreasedFeb 20, 2018
2 year rate 3.143.18-0.04 percentage pointsThe Rate has DecreasedMay 8, 2018
3 year rate 3.243.39-0.15 percentage pointsThe Rate has DecreasedMay 8, 2018
4 year rate 3.293.44-0.15 percentage pointsThe Rate has DecreasedMay 8, 2018
5 year rate 3.243.19+0.05 percentage pointsThe Rate has IncreasedMay 7, 2018
7 year rate 3.443.39+0.05 percentage pointsThe Rate has IncreasedMay 3, 2018
10 year rate 3.993.89+0.10 percentage pointsThe Rate has IncreasedMay 3, 2018
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.36 4.09 2.99 3.14 3.24 3.29 3.24
TD Canada Trust3.853.143.343.743.893.945.59
RBC Royal Bank3.703.643.643.894.455.045.34
HSBC Bank Canada2.793.693.193.293.443.543.64
Meridian Credit Union2.904.
Canadian Western Bank/Trust2.904.002.993.043.293.343.31
First Calgary Financial-4.093.393.413.493.553.59
London Life3.704.203.493.594.144.895.34
Investors Group Trust3.704.203.493.594.144.895.34
Bank of Montreal3.854.203.793.994.294.895.34
Libro Credit Union-4.253.703.703.703.743.79
Desjardins - Caisses3.704.403.793.844.344.995.54
Alterna Bank/Savings2.854.403.543.593.494.443.54
Laurentian Bank of Canada3.704.403.643.844.344.895.49
League Savings & Mortgage-4.453.353.453.553.653.75
Effort Trust-4.504.
Peace Hills Trust-4.503.353.503.754.054.25
National Bank3.704.503.643.894.304.895.34
ATB Financial3.054.503.343.543.743.843.89
First National Financial3.704.504.093.643.643.693.79
FirstOntario Credit Union3.454.943.643.593.643.643.74
PACE Savings & Credit Union3.705.503.893.994.154.895.14
Rapport Credit Union3.706.003.543.594.044.445.35
Simplii Financial3.706.193.543.643.894.394.99
Comtech Credit Union-
Street Capital Bank2.95-3.793.793.793.793.89
Your Neighbourhood Credit Union--3.343.443.643.743.99
Steinbach Credit Union--
Parama Credit Union3.70-3.693.793.893.994.09
ICICI Bank Canada3.05-
Home Trust Company-Agent--3.493.744.305.045.34
Luminus Financial4.00-
Equitable Bank--3.643.894.455.045.34
Kindred Credit Union3.70-
Last comparison update: 2018-10-18

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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Mortgage Calculator With Lump Sums
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How Much Can You Afford?
This calculator will find how much you may be pre-approved for based on industry standard guidelines.

Mortgage Rate History
Take a glimpse at how mortgage rates have increased and decreased in the last decade.

See the Prime Rate
The current prime rate, info on how it works, and the implications for variable rate mortgages.

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