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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Rates (%)
Rates (%)
Change (%)
Last Date of
Variable rate2.362.20+0.16 percentage pointsThe Rate has IncreasedJan 22, 2018
6 month rate 4.093.10+0.99 percentage pointsThe Rate has IncreasedFeb 20, 2018
1 year rate 2.993.19-0.20 percentage pointsThe Rate has DecreasedFeb 20, 2018
2 year rate 3.073.24-0.17 percentage pointsThe Rate has DecreasedApr 12, 2018
3 year rate 3.293.28+0.01 percentage pointsThe Rate has IncreasedYesterday
4 year rate 3.373.35+0.02 percentage pointsThe Rate has IncreasedYesterday
5 year rate 3.243.34-0.10 percentage pointsThe Rate has DecreasedYesterday
7 year rate 3.393.69-0.30 percentage pointsThe Rate has DecreasedFeb 24, 2018
10 year rate 3.893.79+0.10 percentage pointsThe Rate has IncreasedApr 13, 2018
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.36 4.09 2.99 3.07 3.29 3.37 3.24
HSBC Bank Canada2.493.692.942.993.043.293.19
Canadian Western Bank/Trust2.904.002.993.043.253.323.51
Comtech Credit Union-
Meridian Credit Union3.
League Savings & Mortgage-4.453.053.153.303.403.50
Parama Credit Union3.40-
ICICI Bank Canada3.05-
ATB Financial3.004.503.
Your Neighbourhood Credit Union--
Steinbach Credit Union--
Alterna Bank/Savings3.
FirstOntario Credit Union3.454.943.593.243.343.493.49
First Calgary Financial-
Simplii Financial3.456.193.443.243.594.194.64
Rapport Credit Union3.456.
TD Canada Trust3.603.143.043.343.493.895.14
London Life3.454.203.353.353.744.245.14
Investors Group Trust3.454.203.353.353.744.245.14
Libro Credit Union-3.753.453.453.453.493.54
Street Capital Bank2.60-3.443.493.593.643.59
Bank of Montreal3.604.203.293.504.054.795.14
Peace Hills Trust-4.503.353.503.754.054.25
Equitable Bank--3.343.544.154.895.14
PACE Savings & Credit Union2.703.143.343.594.154.895.14
Laurentian Bank of Canada3.454.403.393.594.154.595.14
Desjardins - Caisses3.454.403.443.594.154.795.14
Home Trust Company-Agent--3.343.594.154.895.14
RBC Royal Bank3.453.343.343.594.154.895.14
National Bank3.454.403.343.594.154.595.14
First National Financial3.454.094.093.793.643.643.69
Kindred Credit Union3.30-3.953.953.954.003.55
Effort Trust Company-4.504.
Luminus Financial4.00-
Last comparison update: 2018-04-21

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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Mortgage Rate History
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See the Prime Rate
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