Canadian Maple Leaf Licensing Info: Alberta Mortgage #MW-0511205,
FSCO (Ontario) #10315,
Saskatchewan Mortgage #315872, and all other provinces.
Division of

The Mortgage Group®

Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Rates (%)
Rates (%)
Change (%)
Last Date of
Variable rate2.852.36+0.49 percentage pointsThe Rate has IncreasedNov 26, 2018
6 month rate 4.504.09+0.41 percentage pointsThe Rate has IncreasedNov 26, 2018
1 year rate 3.293.14+0.15 percentage pointsThe Rate has IncreasedMay 8, 2019
2 year rate 3.142.94+0.20 percentage pointsThe Rate has IncreasedMay 8, 2019
3 year rate 2.943.39-0.45 percentage pointsThe Rate has DecreasedMay 8, 2019
4 year rate 3.193.59-0.40 percentage pointsThe Rate has DecreasedMay 8, 2019
5 year rate 2.592.89-0.30 percentage pointsThe Rate has DecreasedSep 6, 2019
7 year rate 3.493.59-0.10 percentage pointsThe Rate has DecreasedMay 8, 2019
10 year rate 3.444.04-0.60 percentage pointsThe Rate has DecreasedMay 8, 2019
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.85 4.50 3.29 3.14 2.94 3.19 2.59
Alterna Bank/Savings2.944.403.642.192.794.942.84
Meridian Credit Union3.
HSBC Bank Canada2.943.192.942.692.692.742.69
Canadian Western Bank/Trust3.353.942.942.792.792.842.89
Steinbach Credit Union--3.252.892.892.892.99
Libro Credit Union-4.752.942.942.992.992.99
First National Financial3.954.493.993.192.992.992.94
Simplii Financial3.956.193.393.393.894.394.99
ATB Financial3.254.503.393.493.493.542.99
Comtech Fire Credit U.-6.203.393.493.693.743.49
National Bank3.954.503.393.493.944.895.19
Peace Hills Trust-4.503.353.503.754.054.25
Home Trust3.00-3.993.543.793.852.79
London Life3.704.203.493.594.144.895.34
Investors Group Trust3.704.203.493.594.144.895.34
Rapport Credit Union3.706.003.543.594.044.445.19
Parama Credit Union3.70-3.503.603.703.803.90
Kindred Credit Union3.95-3.653.703.703.753.49
TD Canada Trust4.103.343.593.743.893.945.34
FirstOntario Credit Union3.404.943.693.743.793.892.99
Laurentian Bank of Canada3.954.403.693.894.344.895.19
Bank of Montreal4.104.203.643.894.294.895.19
Desjardins - Caisses3.954.403.693.894.344.895.19
Equitable Bank--3.643.894.454.995.19
RBC Royal Bank3.953.643.643.894.454.995.19
Luminus Financial4.00-
Effort Trust-4.504.404.504.754.904.95
Last comparison update: 2019-10-20

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

Find More

Mortgage Calculator With Lump Sums
Our mortgage calculator will help you visualize multiple side-by-side mortgage scenarios.

How Much Can You Afford?
This calculator will find how much you may be pre-approved for based on industry standard guidelines.

Mortgage Rate History
Take a glimpse at how mortgage rates have increased and decreased in the last decade.

See the Prime Rate
The current prime rate, info on how it works, and the implications for variable rate mortgages.

Mortgage Calculator
Apply for Mortgage
Mortgage Brokers
Buying a house takes a fair bit of time and chances are your life is pretty busy already, what with work, school, maybe even soccer practice for the kids. Hire the right professionals and you can take that hassle off your plate. Our brokers can handle everything for you, from start to finish, and do it in record time.
Mortgage Brokers Save Time