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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Rates (%)
Rates (%)
Change (%)
Last Date of
Variable rate2.852.36+0.49 percentage pointsThe Rate has IncreasedNov 26, 2018
6 month rate 4.504.09+0.41 percentage pointsThe Rate has IncreasedNov 26, 2018
1 year rate 2.942.69+0.25 percentage pointsThe Rate has IncreasedMar 10, 2020
2 year rate 2.693.14-0.45 percentage pointsThe Rate has DecreasedOct 31, 2019
3 year rate 2.692.64+0.05 percentage pointsThe Rate has IncreasedOct 31, 2019
4 year rate 2.642.69-0.05 percentage pointsThe Rate has DecreasedMar 10, 2020
5 year rate 2.792.59+0.20 percentage pointsThe Rate has IncreasedOct 31, 2019
7 year rate 3.043.49-0.45 percentage pointsThe Rate has DecreasedMar 10, 2020
10 year rate 3.444.04-0.60 percentage pointsThe Rate has DecreasedMay 8, 2019
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.85 4.50 2.94 2.69 2.69 2.64 2.79
Canadian Western Bank/Trust2.853.942.892.692.642.692.64
Libro Credit Union-4.752.592.592.642.692.74
Steinbach Credit Union--2.992.792.792.792.79
HSBC Bank Canada3.153.192.892.542.642.842.79
FirstOntario Credit Union3.404.943.392.992.992.992.89
First National Financial3.954.493.993.
Kindred Credit Union2.95-
Parama Credit Union2.70-
ATB Financial2.954.503.393.493.493.542.79
Comtech Fire Credit U.-6.203.393.493.693.743.49
Home Trust2.90-3.993.543.793.852.79
Meridian Credit Union2.854.003.242.892.893.892.74
Rapport Credit Union3.706.003.593.743.893.944.99
TD Canada Trust3.103.343.593.743.893.944.99
Peace Hills Trust-4.503.353.503.754.054.25
Simplii Financial2.956.
Laurentian Bank of Canada2.954.403.393.493.944.594.99
Desjardins - Caisses2.954.403.493.693.994.594.99
Bank of Montreal3.454.203.643.894.294.645.04
RBC Royal Bank2.953.293.293.544.054.645.04
Equitable Bank--3.293.544.054.645.04
National Bank2.954.503.293.493.944.645.04
Luminus Financial3.50-
Effort Trust-4.404.404.504.704.804.90
Investors Group Trust3.954.203.493.594.144.895.19
Canada Life3.954.203.493.594.144.895.19
Alterna Bank/Savings2.954.403.643.842.844.942.94
Last comparison update: 2020-03-29

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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Mortgage Calculator With Lump Sums
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How Much Can You Afford?
This calculator will find how much you may be pre-approved for based on industry standard guidelines.

Mortgage Rate History
Take a glimpse at how mortgage rates have increased and decreased in the last decade.

See the Prime Rate
The current prime rate, info on how it works, and the implications for variable rate mortgages.

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