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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Rates (%)
Rates (%)
Change (%)
Last Date of
Variable rate1.951.99-0.04 percentage pointsThe Rate has DecreasedMar 17, 2017
6 month rate 3.103.95-0.85 percentage pointsThe Rate has DecreasedDec 31, 2015
1 year rate 2.342.39-0.05 percentage pointsThe Rate has DecreasedApr 6, 2017
2 year rate 2.142.19-0.05 percentage pointsThe Rate has DecreasedApr 7, 2016
3 year rate 2.442.34+0.10 percentage pointsThe Rate has IncreasedMar 13, 2017
4 year rate 2.492.54-0.05 percentage pointsThe Rate has DecreasedApr 6, 2017
5 year rate 2.442.49-0.05 percentage pointsThe Rate has DecreasedApr 21, 2017
7 year rate 3.243.44-0.20 percentage pointsThe Rate has DecreasedJan 16, 2017
10 year rate 3.743.79-0.05 percentage pointsThe Rate has DecreasedApr 7, 2017
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 1.95 3.10 2.34 2.14 2.44 2.49 2.44
HSBC Bank Canada2.253.392.252.292.392.492.49
Alterna Bank/Savings2.254.002.792.742.642.652.68
Steinbach Credit Union--2.392.392.492.592.69
Meridian Credit Union2.304.002.842.793.393.892.69
First Calgary Financial-4.002.892.892.642.792.74
Street Capital Bank2.15-2.692.692.692.742.74
ATB Financial2.104.102.992.392.542.572.74
Your Neighbourhood Credit Union--2.792.893.093.152.79
Kindred Credit Union2.70-3.353.353.403.402.79
DUCA Financial Services2.50-3.042.942.943.142.79
League Savings & Mortgage-4.452.992.592.642.742.79
Home Trust Company-Agent2.353.952.692.142.592.742.84
First National Financial2.353.102.642.642.642.842.84
FirstOntario Credit Union2.704.342.792.492.642.792.89
Libro Credit Union-3.752.702.752.802.852.89
Comtech Credit Union-6.202.842.892.952.992.89
Rapport Credit Union2.856.
Parama Credit Union2.65-2.802.852.953.053.15
ICICI Bank Canada3.05-2.642.642.643.193.29
Peace Hills Trust-4.503.153.503.753.853.95
Effort Trust-4.453.353.503.704.304.35
President's Choice Financial2.706.193.142.793.343.994.44
RBC Royal Bank2.703.
WFCU Credit Union-4.453.003.043.654.394.64
TD Canada Trust2.853.143.042.843.443.894.64
Investors Group Trust2.854.
Equitable Bank--
PACE Savings & Credit Union-
London Life2.854.
Laurentian Bank of Canada2.704.402.893.043.393.894.74
National Bank2.704.403.143.043.393.894.74
Canadian Western Bank/Trust2.904.
Desjardins - Caisses2.704.403.143.243.393.894.74
Bank of Montreal2.854.
Last comparison update: 2017-04-23

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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Mortgage Rate History
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See the Prime Rate
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