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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Current
Rates (%)
Previous
Rates (%)
Rate
Change (%)
Last Date of
Change
Variable rate2.852.36+0.49 percentage pointsThe Rate has IncreasedNov 26, 2018
6 month rate 4.504.09+0.41 percentage pointsThe Rate has IncreasedNov 26, 2018
1 year rate 3.142.99+0.15 percentage pointsThe Rate has IncreasedNov 26, 2018
2 year rate 3.193.14+0.05 percentage pointsThe Rate has IncreasedNov 26, 2018
3 year rate 3.393.24+0.15 percentage pointsThe Rate has IncreasedNov 26, 2018
4 year rate 3.593.29+0.30 percentage pointsThe Rate has IncreasedNov 26, 2018
5 year rate 3.493.24+0.25 percentage pointsThe Rate has IncreasedNov 26, 2018
7 year rate 3.593.44+0.15 percentage pointsThe Rate has IncreasedNov 26, 2018
10 year rate 4.043.99+0.05 percentage pointsThe Rate has IncreasedNov 26, 2018
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Financial
Institution
Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.85 4.50 3.14 3.19 3.39 3.59 3.49
Meridian Credit Union3.154.003.243.493.743.893.69
Steinbach Credit Union--3.293.393.493.593.69
HSBC Bank Canada3.043.693.393.493.543.643.74
Canadian Western Bank/Trust3.753.733.343.443.593.643.74
Comtech Credit Union-6.203.393.493.693.743.79
Alterna Bank/Savings3.404.403.643.843.744.943.84
Tangerine3.55-3.493.643.693.793.84
League Savings & Mortgage-4.453.453.553.653.753.85
ATB Financial3.304.503.343.543.743.843.89
FirstOntario Credit Union3.454.943.793.743.793.793.89
First National Financial3.954.504.293.993.993.993.89
Libro Credit Union-4.753.793.843.893.943.99
Street Capital Bank3.20-3.893.893.893.893.99
Manulife4.454.453.693.793.893.944.04
Parama Credit Union3.70-3.693.793.893.994.09
Peace Hills Trust-4.503.353.503.754.054.25
Your Neighbourhood Credit Union--3.543.643.843.944.29
Kindred Credit Union3.95-4.304.354.404.454.50
Simplii Financial3.956.193.543.643.894.394.99
PACE Savings & Credit Union3.705.503.893.994.154.895.14
ICICI Bank Canada3.05-3.193.193.944.295.14
Effort Trust-4.504.404.504.955.005.30
Luminus Financial4.00-4.104.204.354.805.34
Bank of Montreal4.104.203.793.994.294.895.34
CIBC3.953.753.543.643.944.495.34
Home Trust--3.493.744.305.045.34
RBC Royal Bank3.953.643.643.894.455.045.34
London Life3.704.203.493.594.144.895.34
Equitable Bank--3.643.894.455.045.34
Investors Group Trust3.704.203.493.594.144.895.34
National Bank3.954.503.643.894.304.895.34
Rapport Credit Union3.706.003.543.594.044.445.35
Scotiabank4.154.753.793.794.444.595.44
Laurentian Bank of Canada3.954.403.643.844.344.895.49
Desjardins - Caisses3.954.403.793.894.344.995.54
TD Canada Trust4.103.343.593.743.893.945.59
Last comparison update: 2018-12-11

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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