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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Rates (%)
Rates (%)
Change (%)
Last Date of
Variable rate2.201.95+0.25 percentage pointsThe Rate has IncreasedJul 17, 2017
6 month rate 3.103.95-0.85 percentage pointsThe Rate has DecreasedDec 31, 2015
1 year rate 2.442.39+0.05 percentage pointsThe Rate has IncreasedJul 18, 2017
2 year rate 2.542.14+0.40 percentage pointsThe Rate has IncreasedJul 20, 2017
3 year rate 2.592.34+0.25 percentage pointsThe Rate has IncreasedJul 20, 2017
4 year rate 2.792.94-0.15 percentage pointsThe Rate has DecreasedJul 20, 2017
5 year rate 2.842.59+0.25 percentage pointsThe Rate has IncreasedJul 20, 2017
7 year rate 3.243.44-0.20 percentage pointsThe Rate has DecreasedJan 16, 2017
10 year rate 3.743.79-0.05 percentage pointsThe Rate has DecreasedApr 7, 2017
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.20 3.10 2.44 2.54 2.59 2.79 2.84
HSBC Bank Canada1.993.392.292.392.592.692.59
ATB Financial2.204.102.992.392.642.742.99
Street Capital Bank2.30-2.842.842.942.943.09
Alterna Bank/Savings2.504.002.792.742.642.552.60
Canadian Western Bank/Trust2.503.702.442.242.382.542.64
Meridian Credit Union2.554.002.842.793.393.892.74
FirstOntario Credit Union2.704.342.792.492.642.792.89
Rapport Credit Union2.706.
Parama Credit Union2.90-2.802.852.953.053.15
Laurentian Bank of Canada2.954.402.893.043.393.894.74
Desjardins - Caisses2.954.403.143.243.393.894.74
National Bank2.954.403.143.043.393.894.74
President's Choice Financial2.956.043.142.793.343.994.44
Kindred Credit Union2.95-3.403.403.453.453.49
First National Financial2.953.103.693.393.243.343.39
Bank of Montreal2.954.
RBC Royal Bank2.953.
Investors Group Trust3.
London Life3.
ICICI Bank Canada3.05-2.642.642.643.193.29
TD Canada Trust3.
Your Neighbourhood Credit Union--2.792.893.093.192.89
WFCU Credit Union-4.453.003.043.654.394.64
Steinbach Credit Union--2.542.542.542.642.74
League Savings & Mortgage-4.452.992.552.652.752.89
Equitable Bank--
Effort Trust-4.504.004.104.305.005.10
Comtech Credit Union-6.202.842.892.952.992.89
First Calgary Financial-4.002.892.892.542.592.69
Home Trust Company-Agent--
PACE Savings & Credit Union-
Libro Credit Union-3.752.902.902.952.952.99
Peace Hills Trust-4.503.153.503.753.853.95
Last comparison update: 2017-07-22

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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Mortgage Rate History
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