Accidental Death and Dismemberment Insurance


  • An insurance policy that provides coverage in the event of an accidental death or dismemberment, which can include the loss, or the use of certain body parts (including limbs or eyesight). Natural deaths are not covered by accidental death and dismemberment insurance policies, and the policy is only available attached as a rider to a health or life insurance policy. Depending on the policy, partial dismemberment (the loss of a single eye for example) may not qualify the insured for benefits.

accidental death insurance, accidental death coverage, death and dismemberment coverage

Alternate Spellings

Related Terms and Acronyms

  • Accidental Death Benefit (ADB) Acronym, Very Important,
    • An additional benefit that pays an additional sum to a beneficiary if the cause of death is deemed to be accidental.
    A life insurance policy rider.
  • Burial Insurance Definition,
    • Insurance that provides coverage for funeral expenses.
  • Death Benefit (DB) Acronym, Very Important,
    • A payment or series of payments made to the beneficiaries of a life insurance policy.
    An amount paid to a beneficiary in a life linsurance policy.
  • Life Insurance Definition, Very Important,
    • An arrangement where an insurer agrees to pay a benefit to one or more beneficiaries in the event of the policyholder's death.
    CanEquity offers life insurance.
  • Travel Insurance Definition, Very Important,
    • Insurance that covers a number of events that can occur when an individual is travelling out of the province or country.
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