Roll In Loans


  • A type of refinancing loan that incorporates any closing costs or fees into the loan. This type of loan is great for those who have a reasonable amount of home equity, who want to reduce overall interest expenses, and who plan to stay in their homes.

rolling, roll in, roll

Alternate Spellings
Roll in loan, Roll in loans, Roll in, Roll-in Loan, Roll-in

Related Terms and Acronyms

  • Amount Financed Definition,
    • The principal that is financed. It could include the cost of the purchase and other items rolled into the payments.
  • Interest Rate (IR) Acronym, Very Important,
    • The rate a lender charges an individual to borrow money.
  • Loan Definition,
    • Letting another party use something of value temporarily.
  • Mortgage (mtg) Abbreviation, Important,
    • A mortgage is a contract stipulating a specific real property, typically a residence or building, as collateral for a loan. The mortgage incurs a rate of interest that varies according to term and other features.
  • Refinancing Definition,
    • The act of paying off one mortgage with another mortgage to take advantage of lower interest rates. Refinancing is also used to transform equity into cash for vacations, home improvements, or for consolidating debt.
  • Roll In Definition,
    • To include certain closing costs, such as origination and settlement fees, in the mortgage.
  • Roll Over Mortgage Definition, Important,
    • A type of loan where the interest rate is set for a specific term. At the end of this term, the mortgage is said to "roll-over" and the borrower and lender may agree to extend the loan. If satisfactory terms cannot be agreed upon, the lender is entitled to be repaid in full. In this case, the borrower may seek alternative financing.
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