Canadian Maple Leaf Licensing Info: Alberta Mortgage #MW-0511205,
FSCO (Ontario) #10315,
Saskatchewan Mortgage #315872, and all other provinces.
 
Division of

The Mortgage Group®

Canada | BC | AB | SK | MB | ON | QC | NL | PE | NS | NB | YT | NU | NT

Courtenay Mortgage Information

Average Mortgage Loan in Courtenay: $187,994

Busy Days for Mortgage Applications within Courtenay

The information below illustrates the busy days for mortgage applications that were received by Super Brokers. Each day represents a combined total of all occurrences of that day in the past 5 years. In Courtenay the busiest day, with approximately 26.67% of all inquiries, is Friday. In comparison, Sunday's are the slowest day with only 4.44% of all inquiries.

Rank Day of the Week Percentage of Applications
1 Friday: 26.7%
2 Monday: 22.2%
3 Thursday: 15.6%
4 Tuesday: 11.1%
5 Wednesday: 11.1%
6 Saturday: 8.9%
7 Sunday: 4.4%
Busy Days Report for Courtenay Mortgages

Peak Hours for Based Mortgages within Courtenay

Mortgage inquiries are received 24 hours a day from the Mortgage Super Brokers web site. The information shown below represents the busy hours within a 24-hour period. The data is taken from all days of all years. Only 20.0% of all mortgages are received during the morning, while 77.8% arrive in the afternoon.


Peak Hours Graph for Mortgages in Courtenay
TimePeriod (24 Hour) Percentage
of Applications
12AM 00:00 to 00:59: 2.2%
1AM 01:00 to 01:59: 0%
2AM 02:00 to 02:59: 0%
3AM 03:00 to 03:59: 0%
4AM 04:00 to 04:59: 0%
5AM 05:00 to 05:59: 0%
6AM 06:00 to 06:59: 0%
7AM 07:00 to 07:59: 2.2%
8AM 08:00 to 08:59: 4.4%
9AM 09:00 to 09:59: 0%
10AM 10:00 to 10:59: 4.4%
11AM 11:00 to 11:59: 8.9%
TimePeriod (24 Hour) Percentage
of Applications
Lunch 12:00 to 12:59: 11.1%
1PM 13:00 to 13:59: 6.7%
2PM 14:00 to 14:59: 6.7%
3PM 15:00 to 15:59: 2.2%
4PM 16:00 to 16:59: 6.7%
5PM 17:00 to 17:59: 0%
6PM 18:00 to 18:59: 4.4%
7PM 19:00 to 19:59: 4.4%
8PM 20:00 to 20:59: 8.9%
9PM 21:00 to 21:59: 4.4%
10PM 22:00 to 22:59: 6.7%
11PM 23:00 to 23:59: 15.6%

British Columbia Mortgage Originations Compared to all other Provinces and Territories


Online Mortgage Origination for the Province or Territory of Percentage of Applications
Alberta: 21.07%
British Columbia: 10.40%
Manitoba: 2.00%
New Brunswick: 2.53%
Newfoundland and Labrador: 1.30%
Nova Scotia: 3.29%
Northwest Territories: 0.49%
Nunavut: 0.10%
Ontario: 47.31%
Prince Edward Island: 0.51%
Quebec: 3.94%
Saskatchewan: 5.04%
Yukon: 0.47%

How Courtenay Ranks in British Columbia for Mortgage Business

The following table lists how Courtenay ranks for mortgage applications sent to our website. The data collected is over a 7-year time frame. A location has to have a minimum of three applications to make the list. To find more information, simply click on a location.

RankLocation Contribution
25PENTICTON, BC 0.092%
26NELSON, BC 0.088%
27SALMON ARM, BC 0.081%
28PORT COQUITLAM, BC 0.081%
29MISSION, BC 0.080%
30COURTENAY, BC 0.078%
31WESTBANK, BC 0.078%
32CRANBROOK, BC 0.076%
33VANDERHOOF, BC 0.067%
34WILLIAMS LAKE, BC 0.066%
35DUNCAN, BC 0.066%

Types of Mortgage Inquiries Received from Courtenay


Type of Mortgage Application Form Selected  Percentage
of Inquiries
First-time Home Buyer: 20.0%
Mortgage Pre-approval: 17.8%
New Home Purchase: 15.6%
No Money Down Mortgage (discontinued): 13.3%
Refinance / Debt Consolidation: 13.3%
Mortgage Renewal: 11.1%
Pre-approval: 4.4%
Other: 4.4%
 
Total Application Types Found: 9

Age Demographics for Courtenay Mortgage Applicants

Average age: 41
Oldest age: 77
Youngest age: 22


Incomes for Courtenay Mortgage Applicants

The numbers below represent the average income of applicants living in Courtenay who have applied for a mortgage loan using the online application located at the Mortgage Super Brokers' web site.

Average annual gross income for
mortgage applicants in Courtenay: $52,244.05
applicants within all of Canada: $60,852.54
Difference: ($8,608.49)
  
mortgage co-applicants in Courtenay: $25,785.71
co-applicants within all of Canada: $43,965.51
Difference: ($18,179.80)

Note: Commercial Mortgages were not included for this report, only home loans from Courtenay, British Columbia were used.


Last mortgage report update for Courtenay: Friday, July 1, 2016
Mortgage Calculator
 
Mortgage Rates
Check out how we stack up against our competition and compare our mortgage rates.
Mortgage Rates
 
Mortgage Brokers
A good mortgage broker builds strong relationships with lenders and leverages that in order to get you an amazing mortgage rate.
Mortgage Brokers Know Lenders