Hybrid Annuity


  • An annuity that allows an individual to distribute their contributions into both fixed and variable annuity elements. A hybrid annuity allows an individual to hedge their bets by allocating a portion of their funds toward a fixed annuity with a low rate of return but with guaranteed income while also allocating a portion for their funds toward a variable annuity with a higher level of risk and a potentially higher rate of return.

mixed investment, assorted stakes

Related Terms and Acronyms

  • Annuity Contract Definition,
    • A contract that outlines each party's responsibilities as they relate to an annuity.
  • Annuity Table Definition,
    • A table that can be used to find the future value of an annuity.
  • Certified Annuity Specialist (CAS) Acronym, Important,
    • A professional who is certified to provide investment advice about annuities to clients.
  • Fixed Annuity Definition,
    • An annuity that makes fixed payments to the annuitant with guarantees for earnings and principal.
  • Split-Funded Annuity Definition,
    • Two annuities purchased together, one with a deferred payout and the other with an immediate payout.
  • Variable Annuity (VA) Acronym,
    • An annuity where the payments received by the annuitant in the income phase of the annuity vary depending on how well the insurer's investment portfolio has performed.
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