• To arrange alternating or overlapping deposits into investments, such as CDs, to vary and get a better the rate of return.

alternating, staggering, hedging your bets, scale, to spread, sprinkling, to ladder

Related Terms and Acronyms

  • Annuity Ladder Definition,
    • A financial plan to purchase multiple annuities from different companies over a number of years in order to minimize interest rate risk and the risk of a total loss.
  • Bond Ladder Definition,
    • A series of bonds with different maturity dates, often times evenly spaced over a set period of time.
  • Hybrid Mortgage Definition,
    • A mortgage split into different components in order to better manage risks and costs.
  • Portfolio Definition,
    • A collection of investments.
  • Split-Funded Annuity Definition,
    • Two annuities purchased together, one with a deferred payout and the other with an immediate payout.
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