Policyholder Dividend Ratio
- A ratio used to compare the dividends paid to policyholders to premiums that the insurer has earned.
insurance policyholder dividend ratio, dividend ratio
Related Terms and Acronyms
- Combined Ratio After Policyholder Dividends — Definition,
- A method of measuring the profitability of an insurance company's underwriting.
- Dividend — Definition,
- Distribution of earnings to shareholders. In credit unions, it's the money paid to members for deposits, similar to the interest banks pay to their customers for deposits.
- Earned Premium (EP) — Acronym,
- The amount of premiums that an insurer has collected from an insurance policy at a given time.
- Insurance Policy — Definition,
- A legal contract between an insurer and entity that specifies what the insurer is required to cover and any benefits the insured entity is entitled to.
- Loss Ratio — Definition,
- A method of comparing an insurer's losses to premiums earned in a specific period of time.
- Net Premium — Definition,
- The total earned by an insurer in insurance premiums, less the agent's commissions.
- Policy Illustration — Definition,
- An outline of how a policy will perform under various conditions over a period of time.
- Premium — Definition,
- A payment made to an insurance company for insurance coverage.
- Premium-to-Surplus Ratio — Definition,
- A method used to determine an insurance company's financial stability.
- Premiums Written — Definition,
- A sum of the premiums from all the policies that a company has written in a given period of time.
- Reinsurance Recoverables to Policyholder Surplus — Definition,
- A method used to determine how much an insurer relies on reinsurance.
- Underwriting Income — Definition,
- The income earned by an insurer from underwriting in a certain amount of time.
- Unearned Premium — Definition,
- Premiums that have not yet been collected from an insurance policy.
- With-Profits Policy — Definition,
- Insurance that pays the policyholder a portion of the insurer's profits.