Terms with Category Investments
- Recognized Gain or Loss — Definition,
- The amount of gain or loss reported for income tax purposes. You may be able to defer recognizing gain or loss on certain property exchanges, such as like-kind exchanges.
- Registered Education Savings Plan (RESP) — Acronym, Canada, Very Important,
- An investment vehicle used for a child's post-secondary education.
➥ RESPs are offered by most financial institutions in Canada. - Registered Retirement Savings Plan (RRSP) — Acronym, Canada, Very Important,
- A savings plan introduced by the federal government to encourage Canadians to save money for retirement. The investment and the interest earned on it is sheltered: it will not be taxed as long as it is left in the plan.
➥ Tax deferred investment contribution used to reduce income tax. - Rental Property (RP) — Acronym, Important,
- Property that is occupied by rent-paying tenants and not the owner.
- Reserve — Definition,
- Money retained for some future use.
- Retained Earnings — Definition,
- All of the profits or losses accumulated from prior years and from the present year's income statement, minus dividends paid to you.
- Return — Definition,
- Any increase in value or in income you earn on purchase or investment.
- Return on Assets (ROA) — Acronym,
- A ratio that shows how profitable a company is when compared to its assets.
- Return on Equity (ROE) — Acronym,
- A ratio that shows how profitable a company is when compared to shareholder equity.
- Return on Investment (ROI) — Acronym, Very Important,
- The profit an investment generates, expressed as equity divided by cash flow.
- Revenue — Definition,
- Money earned by a company from its business activities.
- Reverse Mortgage — Definition, Important,
- A loan that allows an older homeowner to convert built-up equity into cash. The loan comes due when the owner dies, sells the house or moves out.
- Reverse Takeover — Definition,
- The purchase of a public company by a private company, often to avoid the IPO process.
- Revocable Beneficiary — Definition,
- A beneficiary whose benefit can be modified without his or her consent.
- Royalty Income — Definition,
- Payment for the use and exploitation of certain kinds of property, such as artistic or literary works, patents and mineral rights.
- Savings Account — Definition,
- A financial account that pays interest with low risk.
- Second Home — Definition,
- An additionally purchased property, often a vacation or a rental property.
- Second Home Mortgage — Definition, Important,
- A mortgage used purchase property, often a vacation or a rental property.
- Secondary Market — Definition,
- A market where financial instruments such as stocks, bonds, options and futures are bought and sold to investors.
- Secondary Mortgage Market — Definition, Important,
- The trade in home loans that are bundled together and sold as securities to investors. It frees money so more people can get mortgages.
- Securities/Investment Dealer — Definition,
- One who acts as the agent for another party to buy and sell securities and other investments; also an underwriter.
- Security — Definition,
- Property designated as collateral.
- A tradable financial implement that represents ownership, the rights to ownership or debt.
- A document stating ownership of a stock or bond.
- Seed Funding — Definition,
- Money used to start a business.
- Segregated Fund — Definition,
- Investment vehicles that feature both maturity and death guarantees. Segregated funds share similarities with mutual funds but are categorized as insurance products.
- Selection Bias — Definition,
- A statistical error made when non-random data is added into a dataset.
- Self-Selection Bias — Definition,
- A selection bias that occurs when individuals join a sample group voluntarily.
- Shared-Appreciation Mortgage (SAM) — Acronym,
- A home loan in which the lender offers a below-market interest rate in exchange for sharing in the profit when the home is sold. Usually done only with private funds/lenders.
- A mortgage loan where the lender or a third-party backer agrees to offer a highly reduced mortgage rate to the borrower in exchange of sharing profits when the property is sold.
- Short-Term Capital Gain (STCG) — Acronym,
- Your gain from the sale of a capital asset that you held for one year or less.
- Short-term Capital Loss — Definition,
- Your loss from the sale of a capital asset that you held for one year or less.
- Single Premium Deferred Annuity (SPDA) — Acronym,
- A deferred annuity funded with a single payment.
9.
Recognized Gain or Loss -
Revenue
Revenue
