Terms with Category Investments
- Owner Occupant — Definition,
- A borrower who resides in the property used as security for the loan.
- Parking (prk) — Abbreviation,
- A term that refers to depositing cash in a high-yield money market account until it is transferred to another account to pay bills.
- Passive Activity — Definition,
- An activity in which a person does not materially participate such as real estate rentals and limited partnerships.
- Passive Income — Definition,
- Income coming in on a regular basis, with little or no maintenance.
- Payout Phase — Definition,
- The phase of a deferred annuity where the annuity begins to make payments to the annuitant.
- Pension — Definition,
- A retirement plan where money is set aside over many years for an individual's retirement.
- Permanent Life Insurance — Definition,
- A class of life insurance policies, which include both universal and whole life insurance, with guaranteed death benefits at the end of their terms.
- Personal Savings — Definition,
- The difference between personal disposable income and personal consumption spending.
- Put own money away.
- Portfolio — Definition,
- A collection of investments.
- Portfolio Lender — Definition,
- A company that underwrites mortgage loans and keeps them on the books instead of selling them on the secondary market.
- Pre-Tax Operating Income (PTOI) — Acronym,
- The operating income generated by a company, less expenses, before taxes have been paid.
- Predatory Lending (PL) — Acronym, Important,
- Lending practices that are unfair, deceptive or fraudulent.
- Preferred Stock — Definition,
- A type of security that signifies part ownership in a corporation and is given preferential treatment over common stocks.
- Present Value Interest Factor of Annuity (PVIFA) — Acronym,
- A method used to find an annuity's present value.
- Prime Lending Rate (PLR) — Acronym, Very Important,
- The rate of interest charged on loans by chartered banks to their most creditworthy customers.
➥ Bank of Canada's prime (best) lending rate. - Private Annuity — Definition,
- An arrangement where one party agrees to transfer ownership of an asset to another party (usually a beneficiary) in exchange for lifetime payments.
- Private Equity — Definition,
- Equity not traded on a stock exchange.
- Privately Held Company — Definition,
- A company that is not listed on a stock exchange.
- Profit — Definition,
- When revenues exceed expenses.
- Protected Cell Company (SPC) — Acronym,
- A company that separates its assets and liabilities into a number of 'cells' to shield itself and each 'cell' from losses.
- Protected Fund — Definition,
- A mutual fund that guarantees investors a return on their investments.
- Province of Domicile — Definition,
- The province where an individual lives or intends to live permanently or for a long term, regardless of the individual's current location.
- Provincial Sales Tax (PST) — Acronym, Canada,
- A sales tax collected by some Canadian provinces.
- Publicly Traded Company — Definition,
- A company that is sold on a stock exchange.
- Quick Assets (QA) — Acronym,
- Assets that can be liquefied quickly without a loss.
- Quick Liquidity Ratio — Definition,
- A metric used to find if a company has enough liquidity to make it's short term financial obligations.
- Rate — Definition,
- Percentage a borrower pays for the use of money, usually expressed as an annual percentage.
- Rate of Return (RR, ROR) — Acronym, Important,
- The profit an investment generates, expressed as equity divided by cash flow.
- Receivership — Definition,
- A form of bankruptcy where a person is appointed to take control of a company and is responsible for recouping unpaid debts.
- Recession — Definition,
- A prolonged period (popularly defined as two successive quarters) in which economic activity shrinks.
8.
Owner Occupant -
Pre-Tax Operating Income
Pre-Tax Operating Income
