Terms with Category Investments
- Debt Issues — Definition,
- The issuance of bonds or other forms of debt on the public markets.
- Debt/Equity Ratio — Definition,
- A comparison of debt and equity used to measure the health of a business.
- Deferred Annuity — Definition,
- An annuity that makes payments to the annuitant at some date in future instead of immediately.
- Deficit — Definition,
- When expenses surpass income or liabilities surpass assets.
- Deflation — Definition,
- An actual decline in the general level of prices in the economy.
- Demographics — Definition,
- Characteristics of the population that influence consumption of products and services. They include age, sex, race, family size, level of education, occupation, income and location of residence.
- Depreciation — Definition,
- The gradual loss of value of a building or other property because of age or natural wear.
- Depression — Definition,
- A prolonged downturn in the economy and level of business activity.
- Derivatives — Definition,
- Financial contracts whose value is derived from the value of some underlying asset, rate or index. Derivatives are used as risk-management tools by governments and corporations to reduce exposure to risk, mainly related to fluctuations in foreign-exchange and interest rates. Derivative instruments include swaps, options, futures and forward contracts and are used by banks in two principal activities: sales/trading and asset/liability management.
- Disinflation — Definition,
- A reduction in the inflation rate as a result of either government policy or a decline in economic activity.
- Dividend — Definition,
- Distribution of earnings to shareholders. In credit unions, it's the money paid to members for deposits, similar to the interest banks pay to their customers for deposits.
- Early Withdrawal Penalty — Definition,
- A depositor forfeits interest or is charged a service fee for either withdrawing funds or closing a time deposit before the maturity date.
- Economic Growth — Definition,
- The rate of change in output from one year to the next.
- Economic Indicators — Definition,
- Statistics that help determine how the economy is faring. They include the Consumer Price Index, housing starts, and unemployment rates, among others.
- Entity-Purchase Agreement — Definition,
- A plan used for businesses with multiple owners where insurance policies are taken out for each owner in the amount of their ownership stake.
- Entrepreneur — Definition,
- A person who starts and manages a business.
- Equity — Definition,
- The value of a property minus outstanding mortgage debt and other liens.
- Ownership in an asset.
- Estate — Definition,
- The total sum of all the real property and personal property owned by an individual at time of death.
- The ownership interest of an individual in real property.
- Estate Planning — Definition,
- The process of determining how assets will be dispersed after an individual's death, ideally in the most tax-efficient way possible.
- Executor — Definition,
- The person who manages the estate of a deceased individual.
- Expense — Definition,
- Costs incurred through a business's operations.
- Exports — Definition,
- Products and services produced in Canada and sold in other countries.
- Financing Expenses — Definition,
- Expenses sustained from interest payments, financing, and dividends to shareholders.
- Finder Fee — Definition,
- A fee paid by a party to another for services rendered.
- Fiscal Deficit — Definition,
- When the government spends more money than it receives in revenue over the course of one year.
- Fixed Annuity — Definition,
- An annuity that makes fixed payments to the annuitant with guarantees for earnings and principal.
- Fixed-Return Investments — Definition,
- Investments that provide a stable return.
- Flat Fee — Definition,
- A fixed charge that a broker requests instead of a commission.
- Foreign Exchange (FOREX, F/X, FE, FX) — Acronym,
- Various instruments used to settle payments for transactions between individuals or organizations using different currencies (e.g., notes, cheques, etc.).
➥ Bank account transaction code. - Foreign Exchange Rate (FXRate) — Abbreviation,
- The value of a nation's currency in terms of another nation's currency
4.
Debt Issues -
Dividend
Dividend
