Terms Starting with E

  • E-cheque — Definition,
    • An electronic version of a paper cheque. The account holder writes an e-cheque using a computer or other type of electronic device and transmits the e-cheque to the payee electronically. Like paper cheques, e-cheques are signed by the payer and endorsed by the payee. Rather than handwritten or machine-stamped signatures, however, e-cheques are affixed with digital signatures, using a combination of smart cards and digital certificates. The payee deposits the e-cheque, receives credit, and the payee's bank clears the e-cheque to the paying bank. The paying bank validates the e-cheque and then charges the cheque writer's account.
  • Earl Grey Credit Union — Company, Saskatchewan, Canada,
      ➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
    • Earlton Airport (YXR) — Acronym, Earlton, Ontario, Canada,
      • Early Closing Cost Reimbursement — Definition,
        • Some line-of-credit lenders waive underwriting costs when a line is opened in anticipation of future profits. If a line is then closed early, these institutions impose those fees retroactively.
      • Early Occupancy — Definition,
        • A condition in which the seller allows the buyer to move in before the sale is closed.
      • Early Termination Charge — Definition,
        • Charges that the leasee must pay if the car is turned in early before the term of the lease is over.
      • Early Withdrawal Penalty — Definition,
        • A depositor forfeits interest or is charged a service fee for either withdrawing funds or closing a time deposit before the maturity date.
      • Earned Income — Definition,
        • Money earned through wages, salaries, tips, net earnings (if self-employed), and any other income received for work or personal services. Investment income, such as dividends and interest, is not counted as earned income.
      • Earned Income Credit (EIC) — Acronym,
        • Earned Income Disregard (EID) — Acronym, United States,
            ➥ A US term.
          • Earned Income Tax (EIT) — Acronym,
            • Earned Premium (EP) — Acronym,
              • The amount of premiums that an insurer has collected from an insurance policy at a given time.
            • Earned-Income Tax Credit (EITC) — Acronym,
              • A US taxation term.
            • Earnest Money Contract (EMC) — Acronym,
              • Earnest Money Deposit (EMD) — Acronym,
                • Money given by a buyer when making a formal offer to demonstrate that the buyer is serious. Also called a deposit.
                ➥ A down payment.
              • Earnings Available for Common shareholders (EAC) — Acronym,
                • Earnings Before Interest and Taxes (EBIT) — Acronym,
                  • Earnings Before Interest, Taxes, Depreciation and Amortization (EBITDA) — Acronym,
                    • Earnings Per Share (EPS) — Acronym,
                        ➥ A measurement of company performance.
                      • Easement — Definition,
                        • A means by which access or right of way is granted by law if an owner of a property is negligent in restricting access or enforcing trespassing laws for ten years or more.
                        • Giving persons other than the owner access to or over a property.
                      • Easement(s) (ease) — Abbreviation,
                        • East Coast Credit Union — Company, Nova Scotia, Canada,
                            ➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
                          • East Kootenay Community Credit Union (EKCCU) — Company Est. 1950, British Columbia, Canada,
                              ➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
                            • East Manitoulin Airport (YEM) — Acronym, Manitowaning, Ontario, Canada,
                              • Eastend Credit Union — Company, Saskatchewan, Canada,
                                  ➥ A Canadian NHA approved mortgage lender that offers all lending types, including both residential single family and multi-unit mortgages.
                                • Eastern Daylight Time (EDT) — Acronym, Eastern Ontario, Western Quebec, Canada,
                                    ➥ (UTC-04:00)
                                  • Eastern Newfoundland Home Builders' Association (ENHBA) — Company, St. John’s, Newfoundland and Labrador, Canada,
                                      ➥ The Canadian Home Builders’ Association – Newfoundland and Labrador (CHBA-NL)
                                    • Eastern Ontario (K _ _ _ _ _) — Acronym, Ontario, Canada,
                                        ➥ Canadian postal code prefix.
                                      • Eastern Standard Time (EST) — Acronym, Eastern Ontario & Western Quebec, Canada,
                                          ➥ (UTC-05:00)
                                        • Eastern Time (ET) — Acronym, Eastern Ontario & Western Quebec, Canada,
                                            ➥ (UTC-04:00 or UTC-05:00)
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