Terms Starting with D

  • Debt Consolidation — Definition,
    • The replacement of multiple loans with a single loan, often with a lower monthly payment and a longer repayment period. It's also called a consolidation loan. CanEquity has access to Canada's best debt consolidation products, for more info about debt consolidation see our debt consolidation page.
  • Debt Coverage Ratio (DCR) — Acronym, Important,
    • Debt Exchangeable for Common Stock (DECS) — Acronym,
      • Debt Issues — Definition,
        • The issuance of bonds or other forms of debt on the public markets.
      • Debt Service Ratio (DSR) — Acronym, Important,
        • Debt Service Reserve Fund (DSRF) — Acronym,
          • Debt to Income (DTI) — Acronym, Important,
            • The percentage of an individual's income that is used to repay debt.
            ➥ A ratio used by mortgage lending underwriters when determining an individual's credit worthiness and their ability to service a mortgage loan.
          • Debt-to-Income Ratio — Definition,
            • The percentage of an individual's income that is used to repay debt.
          • Debt/Equity Ratio — Definition,
            • A comparison of debt and equity used to measure the health of a business.
          • Debtor — Definition,
            • Anyone who owes money to a creditor.
            • A person who has filed a petition for relief under the bankruptcy laws.
          • Deception Bay Airport (YGY) — Acronym, Deception, Quebec, Canada,
            • Deck (dck, dk) — Abbreviation,
                ➥ Can also mean dark.
              • Declining Life Insurance — Definition,
                • Life insurance with a decreasing death benefit, often used to insure mortgage debt.
              • Decorated (dec) — Abbreviation,
                • Decorative Fence (deco) — Abbreviation,
                  • Decreasing Term Life Insurance — Definition,
                    • A Term life insurance policy with benefits that decrease each year as the policyholder ages.
                  • Dedicated Loan Origination and Servicing (DLOS) — Acronym,
                    • Deductible — Definition,
                      • A payment that a policyholder must make before an insurer is required to provide benefits.
                    • Deductions — Definition,
                      • Expenses the government allows you to subtract from your taxable income. If you have taxable income of $31,000 and deductions of $4,000, then you would figure how much tax you owe on the difference -- $27,000.
                    • Deed (D) — Acronym, Very Important,
                      • A document that provides title to property and is filed with a country recorder.
                      ➥ Used to transfer ownership of assets, often land or automobiles.
                    • Deed to Secure Debt (DSD) — Acronym,
                      • Deemed to Satisfy (DTS) — Acronym,
                        • Deer Lake Airport (YVZ, YDF) — Acronym, Deer Lake, Newfoundland and Labrador, Canada,
                          • Deer Lake/Stephenville Airport (YNF) — Acronym, Corner Brook, Newfoundland and Labrador, Canada,
                            • Default — Definition,
                              • When a borrower fails to fulfill the obligations of a loan or lease.
                            • Default Risk Premium (DRP) — Acronym,
                              • Defendant — Definition,
                                • The accused party in a lawsuit or criminal trial.
                              • Deferred Acquisition Costs (DAC) — Acronym,
                                • Deferred Annuity — Definition,
                                  • An annuity that makes payments to the annuitant at some date in future instead of immediately.
                                • Deferred Charitable Gift Annuity (DCGA) — Acronym,
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