Tag: budget

Home hunting tips

Happy Home Hunting Tips for Canadians

By: Elias Kellendonk

Finding the right home for you comes down to three chief factors: affordability, lifestyle, and your future needs.

Investment Strategies for Young People

By: Elias Kellendonk

Helping Your Kids Get into Investing Early In this Internet-dominated, economy-fearing age it may be possible that your kids will out-know you in terms of stocks and trading before they finish grade school. American author Katherine R. Bateman suggests in her book, The Young Investor: Projects and Activities for Making Your Money Grow that no …

Retirement Funds

Building up your Retirement Emergency Fund

By: Elias Kellendonk

According to an Ipsos Reid Retirement Risk survey conducted earlier this year, roughly 72 per cent of Canadians approaching retirement are concerned over how they will maintain a comfortable standard of living through their retirement years. Most Canadians are additionally anxious that their savings will not be sufficient in covering needed health care expenses. Sun …

Couple

Financial Dos and Don'ts for Couples

By: Elias Kellendonk

Common Mistakes Couples Make when Dealing with Money “I work all night, I work all day, to pay the bills I have to pay,” sings Abba in their famed hit Money, Money, Money – it’s a rich man’s world. For the majority of couples who didn’t find their “wealthy man”, money is a weighty issue, …

Is a Holiday Cottage Within Your Budget?

By: Elias Kellendonk

What you Need to Consider Before Purchasing your Vacation Home There is little more appealing than a second property that provides a getaway from your hectic city life; a place to host family and build memories; and an investment from which rental revenue can be generated during the weeks or months you won’t be using …

Credit Canada - A not for profit charity since 1966

Online Course Aids Canadians in ‘Realizing the Dream of Home Ownership’

By: Elias Kellendonk

The Home Ownership course is free, and the payoff of the advice it lends could be exponential.

BMO Logo

BMO States Pricey Houses are not Sign of Bubble

By: Elias Kellendonk

Housing values in Canada are merely “overvalued”, not facing a housing bubble on the verge of bursting.

Tax Free Savings Account

Canadians: Start Making Use of the Tax-Free Savings Account!

By: Elias Kellendonk

Tax-Free Savings Accounts have been available to Canadians for two years, yet only one third of Canadians have opted to open one for themselves.

Capitalization Rates, CanEquity

Capitalization Rates: What they mean to Commercial Purchasers

By: Elias Kellendonk

The capitalization or ‘Cap Rate’ is a valuation used to give commercial buyers a more inclusive estimate of a commercial property’s value as oppose to, say, a gross rent valuation.

Long-Term Mortgage, 25 Year Term.

Is the security afforded by a long-term mortgage worth the added cost?

By: Elias Kellendonk

12 per cent of Canadian mortgage holders opt to lock in to terms longer than five years; is the stability worth the added cost?

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