Tag: rrsp

down payment minimum

Saving for a Down Payment

By: Elias Kellendonk

Any down payment that totals less than 20 per cent of the property value will require mortgage default insurance, and be considered a high ratio loan.

money house

Canadian housing becomes more affordable

By: The Super Broker

Thanks to the continuation of ultra-low mortgage rates, Canadian housing became more affordable during the second half of 2012, according to RBC Economics.

Affordable housing

Programs for affordable housing

By: The Super Broker

There are a number of programs geared toward helping Canadian home buyers find an affordable deal.

RRSP Contributions

Canadians turn to RRSPs for safe investment option

By: The Super Broker

Amid global financial turmoil, many Canadians are seeking the calm certainty of conservative long-term investments, a new survey reveals.

RRSP

More than half of Canadians feel financially unprepared for retirement

By: The Super Broker

More than half of Canadians don’t feel financially prepared for retirement and only one-third have a detailed retirement plan, according to a recent study by ING Direct.

RRSP

Economic conditions limiting RRSP investments among Canadians

By: The Super Broker

It’s a common goal to save as much for retirement as possible, but many Canadians are finding it increasingly difficult to invest after paying for basic living expenses.

Mutual fund

Investing for Young People Part 3: Differentiating Mutual Funds

By: Elias Kellendonk

Perhaps jumping into the stock market has turned out to be more of a chore than you and your child anticipated. If savings bonds and GICs are not offering the rates of return you and your child would like to see their savings yielding, mutual funds are a promising alternative. At current Canadians have well …

What is TFSA: Why Canadians should be Investing Tax-Free

By: Elias Kellendonk

How will the Canada Tax Free Savings Account Guard your Retirement Funds? Registered or unregistered – that seems to be the question as Canadians plan and gear their savings and investment accounts toward retirement. Most experts advise that your investments gain a return in excess of two per cent in order to beat annual inflation. …

Key to money

Debating mortgage and RRSP contributions

By: The Super Broker

A recent article in The Star Phoenix analyzed which account Canadians should focus on first, debating between mortgages and registered retirement savings plans.

Retirement Planning

Baby Boomers redefining their retirement

By: The Super Broker

A recent article in The Calgary Herald explained that many Baby Boomers are currently redefining financial planning as they approach retirement.

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