Topic: Residential Mortgages

protecting-your-identity

Protecting Yourself From Identity Theft is Common Sense

By: The Super Broker

Email transmissions are not protected from hackers, phishers, thieves, and con artists; you should take multiple precautions to keep your identity protected.

down payment minimum

Saving for a Down Payment

By: Elias Kellendonk

Any down payment that totals less than 20 per cent of the property value will require mortgage default insurance, and be considered a high ratio loan.

Choose professionals for your mortgage. The Mortgage Group.

Building the Right Team at Mortgage Time

By: Elias Kellendonk

A mortgage broker will help you ascertain the true amount you can afford to spend on your new home, before you start shopping.

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Don't be Afraid to Talk to a Mortgage Broker

By: Elias Kellendonk

Halloween aside, this October has plenty of reasons to get you spooked, what with a recession, a long and tiring election campaign, and recent world events. Plenty of reasons, but your mortgage need not be one of them. We’re here to help in this frightful time, no matter if you’re buying a home, renewing your …

Home hunting tips

Happy Home Hunting Tips for Canadians

By: Elias Kellendonk

Finding the right home for you comes down to three chief factors: affordability, lifestyle, and your future needs.

Refinance / Consolidate

Refinance and Consolidate Your Mortgage

By: The Super Broker

Debt consolidation or a Mortgage Refinance can cost effectively remove debt, and can make the financing of your future projects that much easier.

New mortgage insurance rules.

Mortgage insurance rule changes…how will they affect you?

By: Tamar Leis

In October and November this year the Government of Canada made changes to mortgage insurance requirements. Mortgage insurance is provided by three companies in Canada. The biggest provider of mortgage insurance is CMHC a crown corporation. This insurance is paid for by the borrower and protects the lender in case of default. It reduces the …

How the recent rate cuts may impact mortgage regulations

By: mkerzner

With the latest Bank of Canada (BoC) rate cut to 0.50% comes a reminder that many would like us to believe our housing market is tenuous. Once again there is a lot of discussion about just how overheated our market is and the dire circumstances many current home buyers are likely to find themselves at …

How to Compost

By: Elias Kellendonk

Make your Backyard Greener Composting is an easy, inexpensive way to ensure your planting soil is getting the nutrients it needs. Compost and leave and grass mulches improve soil texture, prevent erosion, better hold moisture and encourage healthy plant growth. A healthy yard often means a healthy home – less opportunities for water to seep …

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